$56000 Fast Loan – Signal Hill California, Credit Score Of 615
- Experian: 630 – This individual had a good Experian score
- Transunion: 599 – Alana had a good credit rating with Transunion.
- Equifax: Alana’s Experian score was 615, which is a good credit score with the Experian rating scheme.
Installment loan for Alana, a graduate of College of Lake County and a library science professor working for over $73,000 per year
Alana, an alumnus at College of Lake County and a library science professor in Signal Hill, California needs a fast loan to purchase something frivolous. Alana has instead chosen to get an installment loan for $29,000 and is currently seeking lenders like Citizens Commercial Trust and Savings Bank of Pasadena to process their request.
When Alana was 18, they attempted to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a chronology of Alana’s previous attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on May 20, 2011
- Attempt 2) Loan for $26,000.00 on December 31, 2009
- Attempt 3) Loan for $39,000.00 on March 5, 2010
- Attempt 4) Loan for $30,000.00 on June 30, 2009
- Attempt 5) Loan for $39,000.00 on April 23, 2010
Alana’s Overall FICO score at the time of acceptance for a fast loan, taking into account their library science professor job and their future job as a graphic designer
- Full name (Changed if requested): Alana Pavelich
- Current Credit: loans.hit.utils.Fico@300ffa5d
- Current City: Signal Hill
- State: California
- Zip code: 90814
- Yearly income: $53,000
- Current Job: library science professor
- Current County: Los Angeles
- Goal Yearly Income: $91,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Multiple previous requests for credit have been made by Alana in the past, including one from The Fifth Third Bank of Campbell County, National Association in Signal Hill, California before Alana was approved for the $56000 by Signal Savings and Loan Association
Alana made 6 prior attempts to obtain a fast loan, 2 of which were with The Fifth Third Bank of Campbell County, National Association, a bank in Signal Hill, California known to specialize in fast loans specifically. Before finding Signal Savings and Loan Association, Alana was concerned due to their inexperience and good credit rating.
Alana’s Transunion score was altered by the fast loan loan, changing to 599 from 615, which is normal in our experience.
Contact Details for Signal Savings and Loan Association, the provider of this fast loan
- Signal Savings and Loan Association
- City: Signal Hill
- State: California
- Address: 2501 Cherry Avenue
- County: Los Angeles
- Zip code: 90806
Before applying for this fast loan, Alana had an Experian score of 630, which is good, so Signal Savings and Loan Association likely cannot provide Alana a fast loan
Alana has a disappointing current total income, but has a high number of prospects
Alana has always wanted to be a graphic designer, but would have to attend College of Lake County again to achieve it. Alana has other possibilities as well, including social psychologist, commercial diver, and tax preparer, which pay $59,000 through to $96,000 per year, at least. For this reason, we believe that Alana can pay for this fast loan of $56000.
Paraphrased and Standardized Quote from Alana for this fast loan of $56000, provided by Signal Savings and Loan Association
Hi, I am Alana and my hometown is Signal Hill in California. Los Angeles, county is where I grew up, and now I need a fast loan in California for $56000 to avoid bankruptcy. It has been difficult, but Signal Savings and Loan Association really came through for me with this loan for 8.2% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Signal Savings and Loan Association for giving me a chance and my good credit. It look me 9 years to build my credit to 615, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Alana was declined by Wells Fargo Bank, National Association 7 times prior to being approved by Signal Savings and Loan Association at 2501 Cherry Avenue
On September 13, 2013, Alana applied about borrowing $12,000 from First Northern Bank of Dixon with Savannah, their friend from just outside Signal Hill, and even with the co-signer, Alana was rejected for this fast loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Personal Loan for a library science professor named Alana in Signal Hill, California to Pay Off Merrill Lynch Business Signature Rewards
Alana had a tonne of credit card debt on their LANPASS Visa Card and their Steuben Trust Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Alana’s job as a library science professor, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
6 Months Ago, Alana Attempted to Find a High Risk Loan for $29,000.00, and it was Hard
There is an existing struggle for clients to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Alana. Alana chose not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 458 can inquire for a high risk loan and have a chance to be accepted.
Fast Loans for Alana in Signal Hill, California to prevent bankruptcy or harm from debt collectors.
Fast loans in Signal Hill, California aren’t actually that difficult to obtain, particularly if you have some gumption like Alana. Alana was able to find a fast loan for $56000 from Citizens State Bank of Santa Paula and Santa Ynez Valley Bank, but turned down both offers in favor of their fast loan from Signal Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement in the case that a client is in a time sensitive situation.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $26,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Alana needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Alana was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.6%.
Signature Loan found in Signal Hill, California for $56000 with good credit by Alana
Many prospective borrowers have difficulty with finding signature loans in Signal Hill, California, and Alana is not an exception. Alana went to 4 lending institutions or more prior to settling on Signal Savings and Loan Association, who offered Alana a signature loan for $56000. Typical signature loans simply require a client, like Alana’s signature to get them, up to $36,000 in some cases. Alana was able to get $56000 as a fast loan, which is very high for a fast loan. Since signature loans do not require collateral, they tend to require improved credit, as high as 766
Previous requests on Alana’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$148360.00||11||9.7%||$1832.35||Santa Monica Bank||May 21, 2010|
|$148420.00||7||5.3%||$2118.74||Farmers and Merchants Bank of Long Beach||March 28, 2011|
|$147790.00||8||11.7%||$2377.71||First Interstate Bank of California||March 19, 2013|
|$148440.00||8||10.3%||$2276.09||Union Bank||April 19, 2014|
|$148310.00||11||10.2%||$1873.65||Citizens Commercial Trust and Savings Bank of Pasadena||September 5, 2014|
Conclusion of Alana’s fast loan
In the end, Alana was able to find a fast loan for $56000 with an interest rate of 9.3% interest APR from Signal Savings and Loan Association in Signal Hill, California repayable over 3 years from today.