$80000 Fast Loan – Durant Mississippi, Credit Score Of 638
- Experian: 652 – The client had a good Experian rating
- Transunion: 621 – Perry had a good credit rating with Transunion.
- Equifax: Perry’s Experian score was 638, which is a good credit score with the Experian system.
Personal Loan for a desktop publishing specialist named Perry in Durant, Mississippi to Pay Off Fulton Bank Visa Signature Bonus Rewards PLUS Card
Perry had a tonne of credit card debt on their Military Star Rewards MasterCard and their Lanpass Visa Secured Card, and they were starting to get in over their heads. Despite Perry’s job as a desktop publishing specialist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
When Perry was 22, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a list of Perry’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on November 7, 2012
- Attempt 2) Loan for $29,000.00 on January 20, 2009
- Attempt 3) Loan for $35,000.00 on May 30, 2012
- Attempt 4) Loan for $31,000.00 on March 25, 2013
- Attempt 5) Loan for $35,000.00 on January 11, 2014
Perry was declined by First United Bank of Mississippi 4 times before being approved by Peoples Bank of Durant at 101 N.W. Depot Street
On June 12, 2013, Perry inquired about borrowing $16,000 from First National Bank of Vicksburg with Ladawn, their in law from just outside Durant, and even with the co-signer, Perry was rejected for this fast loan. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.
Installment loan for Perry, a graduate of DVS College and a desktop publishing specialist working for over $62,000 per year
Perry, an alumnus at DVS College and a desktop publishing specialist in Durant, Mississippi wants a fast loan to purchase a car. Perry has instead chosen to get an installment loan for $6,000 and is currently seeking lenders like Peoples Bank of Durant to provide it.
Perry has a sad current gross income, but has several of prospects
Perry has always wanted to be a philosophy and religion professor, but would have to attend DVS College again to achieve it. Perry has other possibilities as well, including accounting specialist, financial examiner, and industrial-organizational psychologist, which pay $54,000 through to $107,000 per year, on average. Because of this, we believe that Perry can afford this fast loan of $80000.
Previous requests on Perry’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $34170.00 | 3 | 8.7% | $1081.83 | Peoples Bank of Durant | March 26, 2009 |
| $33820.00 | 3 | 9.8% | $1088.1 | Holmes County Bank & Trust Company | March 14, 2012 |
| $34410.00 | 10 | 8.1% | $419.31 | The Bank of Sebastopol | April 2, 2013 |
| $34240.00 | 9 | 5.2% | $397.66 | Merchants & Planters Bank | May 22, 2014 |
Fast Loans for Perry in Durant, Mississippi to prevent bankruptcy or harm from debt collectors.
Fast loans in Durant, Mississippi aren’t actually that difficult to obtain, especially if you have some finesse like Perry. Perry was able to find a fast loan for $80000 from The Bank of Forest and First-Columbus National Bank, but declined both offers in favor of their fast loan from Peoples Bank of Durant. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if a client is in a pinch.
Signature Loan acquired in Durant, Mississippi for $80000 with good credit by Perry
Many borrowers struggle with finding signature loans in Durant, Mississippi, and Perry is the same. Perry went to 6 lenders or more prior to finding Peoples Bank of Durant, who offered Perry a signature loan for $80000. Typical signature loans simply need a client, like Perry’s signature to obtain them, up to $38,000 in some cases. Perry was able to get $80000 as a fast loan, which is very high for a fast loan. Since signature loans do not require a cosigner, they tend to need higher credit, as high as 718
Before applying for this fast loan, Perry had an Experian score of 652, which is good, so Peoples Bank of Durant likely cannot provide Perry a fast loan
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $29,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Perry required a debt consolidation loan to pay for their existing fast loan and their credit card. Perry was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.
7 Months in the Past, Perry Tried Finding a High Risk Loan for $35,000.00, and it was Hard
There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Perry. Perry decided not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Borrowers with credit scores as low as 300 can inquire for a high risk loan and may be be accepted.
Several past requests for credit have been made by Perry in the past, including one from National Bank of Geneva in Durant, Mississippi before Perry was approved for the $80000 by Peoples Bank of Durant
Perry made 8 previous tries to obtain a fast loan, 2 of which were with National Bank of Geneva, a lender in Durant, Mississippi known to specialize in fast loans specifically. Prior to finding Peoples Bank of Durant, Perry was concerned due to their inexperience and good credit rating.
Perry’s Overall FICO score at the time of acceptance for a fast loan, taking into account their desktop publishing specialist job and their future job as a philosophy and religion professor
Paraphrased and Standardized Quote from Perry for this fast loan of $80000, provided by Peoples Bank of Durant
Hi, I am Perry and I’m from Durant in Mississippi. Holmes, county is where I grew up, and now I need a fast loan in Mississippi for $80000 to avoid bankruptcy. It wasn’t easy, but Peoples Bank of Durant really came through for me with this loan for 7.2% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to Peoples Bank of Durant for trusting me and my good credit. It look me 4 years to create my credit to 638, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Perry Davda
- Current Credit: loans.hit.utils.Fico@76fb509a
- Current City: Durant
- State: Mississippi
- Zip code: 39068
- Yearly income: $39,000
- Current Job: desktop publishing specialist
- Current County: Holmes
- Goal Yearly Income: $81,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Contact Details for Peoples Bank of Durant, the provider of this fast loan
- Peoples Bank of Durant
- City: Durant
- State: Mississippi
- Address: 101 N.W. Depot Street
- County: Holmes
- Zip code: 39063
Perry’s Transunion score was changed by the fast loan loan, changing to 621 from 638, which is typical in our experience.
Conclusion of Perry’s fast loan
In the end, Perry was able to find a fast loan for $80000 with an interest rate of 10.0% interest APR from Peoples Bank of Durant in Durant, Mississippi repayable over 19 years from now.
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