$70000 Fast Loan – Wheeling Illinois, Credit Rating Of 325
- Experian: 344 – This client had a terrible Experian score
- Transunion: 307 – Frankie had a terrible credit score with Transunion.
- Equifax: Frankie’s Experian score was 325, which is a terrible credit score with the Experian scale.
Several past requests for credit have been made by Frankie in the past, including one from Valley Bank, Sauk Prairie in Wheeling, Illinois before Frankie was approved for the $70000 by Wheeling Trust and Savings Bank
Frankie made 9 previous tries to obtain a fast loan, 2 of which were with Valley Bank, Sauk Prairie, a lender in Wheeling, Illinois known to specialize in fast loans specifically. Before finding Wheeling Trust and Savings Bank, Frankie was desperate due to their inexperience and terrible credit rating.
Paraphrased and Standardized Quote from Frankie for this fast loan of $70000, provided by Wheeling Trust and Savings Bank
Hello, I am Frankie and I am from Wheeling in Illinois. Cook, county is where I grew up, and now I need a fast loan in Illinois for $70000 to avoid bankruptcy. It has been difficult, but Wheeling Trust and Savings Bank really came through for me with this loan for 7.2% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Wheeling Trust and Savings Bank for trusting me and my terrible credit. It look me 5 years to build my credit to 325, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Frankie has a disappointing current yearly income, but has a high number of prospects
Frankie has always wanted to be a cost analysis engineer, but would need attend Covenant College again to achieve it. Frankie has other possibilities as well, including atm machine servicer, transportation systems design engineer, and video engineer, which pay $53,000 through to $99,000 per year, on average. Because of this, we believe that Frankie can afford this fast loan of $70000.
Before applying for this fast loan, Frankie had an Experian score of 344, which is terrible, so Wheeling Trust and Savings Bank most likely cannot provide Frankie a fast loan
Frankie was not approved by LaSalle Bank NI 6 times prior to being granted funding by Wheeling Trust and Savings Bank at 350 East Dundee Road
On April 7, 2012, Frankie inquired about borrowing $20,000 from Bank One, Illinois, National Association with Neida, their friend from just outside Wheeling, and even with the co-signer, Frankie was rejected for this fast loan. With terrible credit, it can be challenging to procure funding, even with collateral and a co-signer.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $21,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Frankie required a debt consolidation loan to pay for their existing fast loan and their payday loan. Frankie was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.5%.
- Full name (Changed if requested): Frankie Komlos
- Current Credit: loans.hit.utils.Fico@17f052a3
- Current City: Wheeling
- State: Illinois
- Zip code: 60094
- Yearly income: $44,000
- Current Job: environmental engineer
- Current County: Cook
- Goal Yearly Income: $133,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
When Frankie was 19, they attempted to obtain a student loan from 7 different banks, which harmed their credit score. Below is a list of Frankie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on March 30, 2011
- Attempt 2) Loan for $28,000.00 on December 26, 2011
- Attempt 3) Loan for $34,000.00 on June 2, 2012
- Attempt 4) Loan for $31,000.00 on May 14, 2012
- Attempt 5) Loan for $21,000.00 on June 28, 2010
- Attempt 6) Loan for $36,000.00 on August 16, 2011
- Attempt 7) Loan for $34,000.00 on January 18, 2009
Frankie’s Transunion score was changed by the fast loan loan, changing to 307 from 325, which is typical in our experience.
Frankie’s Overall FICO score at the time of acceptance for a fast loan, taking into account their environmental engineer job and their future job as a cost analysis engineer
Signature Loan acquired in Wheeling, Illinois for $70000 with terrible credit by Frankie
Many clients struggle with obtaining signature loans in Wheeling, Illinois, and Frankie is not an exception. Frankie went to 8 lenders or more prior to settling on Wheeling Trust and Savings Bank, who offered Frankie a signature loan for $70000. Most signature loans simply need a client, like Frankie’s signature to obtain them, up to $48,000 in some cases. Frankie was able to get $70000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require a cosigner, these loans generally require better credit, as high as 718
6 Months Ago, Frankie Attempted Finding a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Frankie. Frankie decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Borrowers with credit scores as low as 575 can inquire for a high risk loan and have a chance to be accepted.
Installment loan for Frankie, a graduate of Covenant College and an environmental engineer working for over $63,000 per year
Frankie, an alumnus at Covenant College and an environmental engineer in Wheeling, Illinois needs a fast loan to purchase something frivolous. Frankie has instead decided to obtain an installment loan for $6,000 and is at present seeking lenders like Byron Bank to provide it.
Personal Loan for an environmental engineer named Frankie in Wheeling, Illinois to Pay Off Regions Platinum Plus Student MasterCard
Frankie had a tonne of credit card debt on their US Bank FlexPerks Business Travel Rewards Visa and their Berkshire Municipal Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Frankie’s job as an environmental engineer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Frankie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$122320.00||7||7.1%||$1852.12||The Gerber State Bank||February 22, 2013|
|$122190.00||4||10.7%||$3140.29||The Belvidere National Bank and Trust Company||January 15, 2014|
|$121880.00||8||11.3%||$1934.32||Commerce Bank||June 11, 2014|
|$122260.00||4||6.2%||$2882.5||Byron Bank||September 10, 2014|
Fast Loans for Frankie in Wheeling, Illinois to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Wheeling, Illinois aren’t actually that difficult to obtain, particularly if you have some finesse like Frankie. Frankie was able to find a fast loan for $70000 from First Bank of Eureka and Community Banks of Shelby County, but turned down both offers in favor of their fast loan from Wheeling Trust and Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement if you are on the go.
Contact Details for Wheeling Trust and Savings Bank, the provider of this fast loan
- Wheeling Trust and Savings Bank
- City: Wheeling
- State: Illinois
- Address: 350 East Dundee Road
- County: Cook
- Zip code: 60090
Conclusion of Frankie’s fast loan
In the end, Frankie was able to find a fast loan for $70000 with an interest rate of 7.0% interest APR from Wheeling Trust and Savings Bank in Wheeling, Illinois repayable over 21 years from now.