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Fast Loan With Very Low APR In Davidson County, Tennessee

$117000 Fast Loan – Nashville Tennessee, Credit Score Of 673

  • Experian: 692 – The client had a good Experian score
  • Transunion: 659 – Melissia had a good credit score with Transunion.
  • Equifax: Melissia’s Experian score was 673, which is a good credit score with the Experian scale.
Client Profile: Melissia Vipperman of Nashville, Tennessee
  • Full name (Changed if requested): Melissia Vipperman
  • Current Credit: loans.hit.utils.Fico@49097b5d
  • Current City: Nashville
  • State: Tennessee
  • Zip code: 37203
  • Yearly income: $61,000
  • Current Job: paste-up worker
  • Current County: Davidson
  • Goal Yearly Income: $103,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Before applying for this fast loan, Melissia had an Experian score of 692, which is good, so SouthTrust Bank of Tennessee, National Association likely can provide Melissia a fast loan

Experian Score: 692

Contact Details for SouthTrust Bank of Tennessee, National Association, the provider of this fast loan

  • SouthTrust Bank of Tennessee, National Association
  • City: Nashville
  • State: Tennessee
  • Address: 230 Fourth Avenue North
  • County: Davidson
  • Zip code: 37201

Paraphrased and Standardized Quote from Melissia for this fast loan of $117000, provided by SouthTrust Bank of Tennessee, National Association

Hi, I am Melissia and my hometown is Nashville in Tennessee. Davidson, county is where I grew up, and now I need a fast loan in Tennessee for $117000 to pay bills. It wasn’t easy, but SouthTrust Bank of Tennessee, National Association really came through for me with this loan for 6.5% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to SouthTrust Bank of Tennessee, National Association for trusting me and my good credit. It look me 8 years to create my credit to 673, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

When Melissia was 24, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Melissia’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on January 2, 2009
  • Attempt 2) Loan for $31,000.00 on December 12, 2010
  • Attempt 3) Loan for $33,000.00 on July 5, 2011
  • Attempt 4) Loan for $20,000.00 on October 20, 2013

Personal Loan for a paste-up worker named Melissia in Nashville, Tennessee to Pay Off University of Pittsburgh Credit Cards

Melissia had a lot of credit card debt on their Military Star Rewards MasterCard and their Evans Bank Secured Visa Card, and they were starting to get in over their heads. Despite Melissia’s job as a paste-up worker, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Signature Loan acquired in Nashville, Tennessee for $117000 with good credit by Melissia

Many borrowers have difficulty with finding signature loans in Nashville, Tennessee, and Melissia is no exception. Melissia went to 8 lenders or more prior to finding SouthTrust Bank of Tennessee, National Association, who offered Melissia a signature loan for $117000. Typical signature loans simply need a client, like Melissia’s signature to get them, up to $35,000 in some cases. Melissia was able to get $117000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require a cosigner, these loans generally need better credit, as high as 747

9 Months in the Past, Melissia Attempted Finding a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Melissia. Melissia decided not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit scores as low as 561 can inquire for a high risk loan and may be be accepted.

Fast Loans for Melissia in Nashville, Tennessee to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Nashville, Tennessee aren’t actually that difficult to obtain, particularly if you have some gumption like Melissia. Melissia was able to find a fast loan for $117000 from Bank of Frankewing and Farmers Bank, but declined both offers in favor of their fast loan from SouthTrust Bank of Tennessee, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that you are in a time sensitive situation.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $28,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Melissia needed a debt consolidation loan to pay for their existing fast loan and their credit card. Melissia was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.1%.

Melissia has a sad current gross income, but has several of prospects

Melissia has always wanted to be a painter, but would need attend Rowan-Cabarrus Community College again to achieve it. Melissia has other prospects as well, including sales floor stock clerk, correction officer, and mentally retarded students teacher, which pay $56,000 through to $95,000 per year, on average. Because of this, we think that Melissia can afford this fast loan of $117000.

Melissia’s Transunion score was altered by the fast loan loan, changing to 659 from 673, which is normal in our experience.

Transunion Score: 659

Previous requests on Melissia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$45740.00 11 6.1% $476.52 Citizens Bank July 4, 2010
$46320.00 10 11.1% $640.68 SunTrust Bank, Chattanooga, National Association November 14, 2012
$45650.00 4 6.7% $1086.8 GreenBank July 14, 2013
$45540.00 7 11.8% $799.04 CommunityFIRST Bank December 7, 2014
$45570.00 10 5.4% $492.3 Bank of Belfast February 24, 2015

Installment loan for Melissia, a graduate of Rowan-Cabarrus Community College and a paste-up worker working for over $63,000 per year

Melissia, an alumnus at Rowan-Cabarrus Community College and a paste-up worker in Nashville, Tennessee needs a fast loan to purchase a car. Melissia has instead decided to get an installment loan for $27,000 and is currently seeking lenders like Citizens Bank to provide it.

Melissia was declined by SunTrust Bank, East Tennessee, National Association 6 times before being granted funding by SouthTrust Bank of Tennessee, National Association at 230 Fourth Avenue North

On May 16, 2009, Melissia inquired about borrowing $6,000 from First State Bank with Kiana, their friend from just outside Nashville, and even with the co-signer, Melissia was rejected for this fast loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Melissia’s Overall FICO score at the time of acceptance for a fast loan, taking into account their paste-up worker job and their future job as a painter

Fico Score: 673

Several past requests for credit have been made by Melissia in the past, including one from U.S. Bank National Association in Nashville, Tennessee before Melissia was accepted for the $117000 by SouthTrust Bank of Tennessee, National Association

Melissia made 4 prior attempts to obtain a fast loan, 2 of which were with U.S. Bank National Association, a bank in Nashville, Tennessee known to specialize in fast loans specifically. Before finding SouthTrust Bank of Tennessee, National Association, Melissia was concerned due to their inexperience and good credit rating.

Conclusion of Melissia’s fast loan

In the end, Melissia was able to find a fast loan for $117000 with an interest rate of 7.5% interest APR from SouthTrust Bank of Tennessee, National Association in Nashville, Tennessee repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.