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Fast Loan With Very Low APR In Lebanon County, Pennsylvania

$30000 Fast Loan – Lebanon Pennsylvania, Credit Score Of 541

  • Experian: 557 – This client had a fair Experian rating
  • Transunion: 529 – Otha had a fair credit rating with Transunion.
  • Equifax: Otha’s Experian score was 541, which is a fair credit score using the Experian scale.

Signature Loan acquired in Lebanon, Pennsylvania for $30000 with fair credit by Otha

A lot of borrowers have difficulty with obtaining signature loans in Lebanon, Pennsylvania, and Otha is no exception. Otha went to 8 lenders or more prior to finding Steitz Savings and Loan Association, who offered Otha a signature loan for $30000. Most signature loans simply require a client, like Otha’s signature to get them, up to $40,000 in some cases. Otha was able to get $30000 as a fast loan, which is very high for a fast loan. Because signature loans don’t need a cosigner, these loans tend to need improved credit, as high as 712

Previous requests on Otha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$73150.00 4 7.3% $1761.87 The People’s Bank of Oxford July 28, 2009
$72700.00 4 10.5% $1861.37 First Lehigh Bank April 7, 2010
$72880.00 8 6.1% $961.3 SunBank June 21, 2010
$72780.00 3 7.3% $2257.23 Merchants Bank (North) December 7, 2011

Otha has a very low current yearly income, but has several of prospects

Otha has always wanted to be a voice pathologist, but would have to attend University of New Mexico again to achieve it. Otha has other prospects as well, including animal scientist, furniture designer, and animal breeder, which pay $59,000 through to $99,000 per year, at least. For this reason, we believe that Otha can afford this fast loan of $30000.

Fast Loans for Otha in Lebanon, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Lebanon, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Otha. Otha was able to find a fast loan for $30000 from Summit Hill Trust Company and Bank of Pennsylvania, but turned down both offers in favor of their fast loan from Steitz Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if a borrower is in a pinch.

Personal Loan for a business service specialist named Otha in Lebanon, Pennsylvania to Pay Off Wells Fargo Rewards Visa Card

Otha had a tonne of credit card debt on their PNC Bank Visa Business Credit Card and their American Eagle Outfitters, and they were starting to get in over their heads. Despite Otha’s job as a business service specialist, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Otha’s Transunion score was altered by the fast loan loan, changing to 529 from 541, which is typical in our experience.

Transunion Score: 529

Paraphrased and Standardized Quote from Otha for this fast loan of $30000, provided by Steitz Savings and Loan Association

Hello, I am Otha and my hometown is Lebanon in Pennsylvania. Lebanon, county is where I grew up, and now I need a fast loan in Pennsylvania for $30000 to avoid bankruptcy. It wasn’t easy, but Steitz Savings and Loan Association really came through for me with this loan for 8.5% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to Steitz Savings and Loan Association for giving me a chance and my fair credit. It look me 6 years to build my credit to 541, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

When Otha was 20, they attempted to obtain a student loan from 4 different banks, which harmed their credit score. Below is a list of Otha’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on October 22, 2009
  • Attempt 2) Loan for $30,000.00 on May 26, 2011
  • Attempt 3) Loan for $29,000.00 on March 13, 2009
  • Attempt 4) Loan for $27,000.00 on July 7, 2010

Otha’s Overall FICO score at the time of acceptance for a fast loan, taking into account their business service specialist job and their future career as a voice pathologist

Fico Score: 541

Before applying for this fast loan, Otha had an Experian score of 557, which is fair, so Steitz Savings and Loan Association most likely cannot provide Otha a fast loan

Experian Score: 557

Contact Details for Steitz Savings and Loan Association, the provider of this fast loan

  • Steitz Savings and Loan Association
  • City: Lebanon
  • State: Pennsylvania
  • Address: 547 South Tenth Street
  • County: Lebanon
  • Zip code: 17042

6 Months Ago, Otha Tried to Find a High Risk Loan for $48,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Otha. Otha decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit ratings as low as 338 can apply for a high risk loan and possibly can be approved.

Installment loan for Otha, a graduate of University of New Mexico and a business service specialist working for over $68,000 per year

Otha, an alumnus at University of New Mexico and a business service specialist in Lebanon, Pennsylvania needs a fast loan to purchase something frivolous. Otha has instead decided to obtain an installment loan for $26,000 and is currently seeking lenders like Mercer County State Bank to provide it.

Many previous requests for credit have been made by Otha in the past, including one from The First National Bank of Castle Rock in Lebanon, Pennsylvania before Otha was approved for the $30000 by Steitz Savings and Loan Association

Otha made 4 previous attempts to obtain a fast loan, 2 of which were with The First National Bank of Castle Rock, a lender in Lebanon, Pennsylvania known to specialize in fast loans specifically. Before finding Steitz Savings and Loan Association, Otha was desperate due to their inexperience and fair credit rating.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $21,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Otha required a debt consolidation loan to pay for their existing fast loan and their payday loan. Otha was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

Otha was not approved by Corestates Bank, National Association 7 times before being approved by Steitz Savings and Loan Association at 547 South Tenth Street

On April 15, 2013, Otha inquired about borrowing $1,000 from The Schuylkill Haven Trust Company with Clarice, their friend from just outside Lebanon, and even with the co-signer, Otha was rejected for this fast loan. With fair credit, it can be challenging to procure financing, even with collateral and a co-signer.

Client Profile: Otha Henrickson of Lebanon, Pennsylvania
  • Full name (Changed if requested): Otha Henrickson
  • Current Credit: loans.hit.utils.Fico@7530d0a
  • Current City: Lebanon
  • State: Pennsylvania
  • Zip code: 17049
  • Yearly income: $32,000
  • Current Job: business service specialist
  • Current County: Lebanon
  • Goal Yearly Income: $143,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Conclusion of Otha’s fast loan

In the end, Otha was able to find a fast loan for $30000 with an interest rate of 6.3% interest APR from Steitz Savings and Loan Association in Lebanon, Pennsylvania repayable over 14 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.