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Fast Loan With Very Low APR In Ringgold County, Iowa

$90000 Fast Loan – Mount Ayr Iowa, Credit Rating Of 591

  • Experian: 602 – This individual had a fair Experian score
  • Transunion: 578 – Maurine had a fair credit score with Transunion.
  • Equifax: Maurine’s Experian score was 591, which is a fair credit score on the Experian scale.

Maurine has a sad current total income, but has a large amount of prospects

Maurine has always wanted to be a controller, but would have to attend VA Greater Los Angeles – West Los Angeles Medical Center again to achieve it. Maurine has other possibilities as well, including export agent, financial planner, and correction officer, which pay $53,000 through to $104,000 per year, on average. Because of this, we think that Maurine can afford this fast loan of $90000.

Paraphrased and Standardized Quote from Maurine for this fast loan of $90000, provided by The Tingley State Savings Bank

Hello, I am Maurine and I am from Mount Ayr in Iowa. Ringgold, county is where I grew up, and now I need a fast loan in Iowa for $90000 to renovate my home. It wasn’t easy, but The Tingley State Savings Bank really came through for me with this loan for 6.4% interest APR and a term of 18 years. I will repay the loan over the 18 year term, including interest. A big thanks to The Tingley State Savings Bank for giving me a chance and my fair credit. It look me 4 years to build my credit to 591, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Previous requests on Maurine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$115340.00 5 6.1% $2235.21 Mills County Bank National Association July 9, 2009
$115400.00 3 8.4% $3637.55 Postville State Bank January 27, 2012
$115100.00 8 8.1% $1632.99 Washington State Bank May 25, 2013
$115170.00 10 9.7% $1502.91 Rippey Savings Bank July 24, 2014
$114880.00 4 9.4% $2880.66 Iowa State Bank September 14, 2014

Multiple past requests for credit have been made by Maurine in the past, including one from The First National Bank of South Miami in Mount Ayr, Iowa before Maurine was accepted for the $90000 by The Tingley State Savings Bank

Maurine made 4 prior attempts to obtain a fast loan, 2 of which were with The First National Bank of South Miami, a bank in Mount Ayr, Iowa known to specialize in fast loans specifically. Before finding The Tingley State Savings Bank, Maurine was very concerned due to their inexperience and fair credit score.

Signature Loan found in Mount Ayr, Iowa for $90000 with fair credit by Maurine

Most prospective borrowers struggle with finding signature loans in Mount Ayr, Iowa, and Maurine is not an exception. Maurine went to 7 lending institutions or more prior to finding The Tingley State Savings Bank, who offered Maurine a signature loan for $90000. Most signature loans simply need a client, like Maurine’s signature to get them, up to $44,000 in some cases. Maurine was able to get $90000 as a fast loan, which is very high for a fast loan. Since signature loans do not require a cosigner, these loans tend to require improved credit, as high as 742

Installment loan for Maurine, a graduate of VA Greater Los Angeles – West Los Angeles Medical Center and a foreign language translator working for over $65,000 per year

Maurine, an alumnus at VA Greater Los Angeles – West Los Angeles Medical Center and a foreign language translator in Mount Ayr, Iowa wants a fast loan to purchase something frivolous. Maurine has instead chosen to obtain an installment loan for $10,000 and is at present seeking lenders like Washington State Bank to provide it.

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $37,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Maurine required a debt consolidation loan to pay for their existing fast loan and their credit card. Maurine was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.6%.

Maurine’s Transunion score was changed by the fast loan loan, changing to 578 from 591, which is normal in our experience.

Transunion Score: 578

Maurine was declined by Community Bank 7 times prior to being approved by The Tingley State Savings Bank at 100 East South Street

On May 13, 2009, Maurine inquired about borrowing $42,000 from First State Savings Bank with Jamaal, their friend from just outside Mount Ayr, and even with the co-signer, Maurine was rejected for this fast loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.

Fast Loans for Maurine in Mount Ayr, Iowa to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Mount Ayr, Iowa aren’t actually that difficult to obtain, especially if you have some gumption like Maurine. Maurine was able to find a fast loan for $90000 from Security State Bank and Mills County Bank National Association, but declined both offers in favor of their fast loan from The Tingley State Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement in the case that a client is in a time sensitive situation.

Maurine’s Overall FICO score at the time of acceptance for a fast loan, taking into account their foreign language translator job and their future career as a controller

Fico Score: 591

8 Months Ago, Maurine Attempted to Find a High Risk Loan for $37,000.00, and it was Easy

There is an existing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Maurine. Maurine chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Clients with credit ratings as low as 429 can inquire for a high risk loan and possibly can be approved.

Client Profile: Maurine Copelin of Mount Ayr, Iowa
  • Full name (Changed if requested): Maurine Copelin
  • Current Credit: loans.hit.utils.Fico@506e1b77
  • Current City: Mount Ayr
  • State: Iowa
  • Zip code: 50863
  • Yearly income: $58,000
  • Current Job: foreign language translator
  • Current County: Ringgold
  • Goal Yearly Income: $95,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

When Maurine was 19, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a list of Maurine’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on May 20, 2009
  • Attempt 2) Loan for $39,000.00 on April 21, 2013
  • Attempt 3) Loan for $27,000.00 on May 9, 2009
  • Attempt 4) Loan for $37,000.00 on June 28, 2010
  • Attempt 5) Loan for $21,000.00 on September 28, 2010
  • Attempt 6) Loan for $24,000.00 on July 8, 2010

Contact Details for The Tingley State Savings Bank, the provider of this fast loan

  • The Tingley State Savings Bank
  • City: Mount Ayr
  • State: Iowa
  • Address: 100 East South Street
  • County: Ringgold
  • Zip code: 50854

Personal Loan for a foreign language translator named Maurine in Mount Ayr, Iowa to Pay Off M&T Bank Visa Business Bonus Rewards PLUS Card

Maurine had a tonne of credit card debt on their Bloomingdale’s Credit Card and their Teachers Federal Credit Union Secured Visa, and they were starting to get in over their heads. Despite Maurine’s job as a foreign language translator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this fast loan, Maurine had an Experian score of 602, which is fair, so The Tingley State Savings Bank likely cannot provide Maurine a fast loan

Experian Score: 602

Conclusion of Maurine’s fast loan

In the end, Maurine was able to find a fast loan for $90000 with an interest rate of 7.6% interest APR from The Tingley State Savings Bank in Mount Ayr, Iowa repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.