$156000 Fast Loan – Minnetonka Minnesota, Credit Rating Of 788
- Experian: 806 – The client had an excellent Experian score
- Transunion: 774 – Gerry had an excellent credit rating with Transunion.
- Equifax: Gerry’s Experian score was 788, which is an excellent credit score on the Experian rating scheme.
Gerry was declined by O’Connor Bros. State Bank of Renville 5 times before being granted funding by Equity Bank at 5900 Green Oak Drive
On July 12, 2009, Gerry applied about borrowing $13,000 from Marquette Bank University, National Association with Emilie, their in law from just outside Minnetonka, and even with the co-signer, Gerry was rejected for this fast loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Before applying for this fast loan, Gerry had an Experian score of 806, which is excellent, so Equity Bank probably cannot provide Gerry a fast loan
Installment loan for Gerry, a graduate of “Center for Asia-Pacific Exchange, The” and a bus driver working for over $73,000 per year
Gerry, an alumnus at “Center for Asia-Pacific Exchange, The” and a bus driver in Minnetonka, Minnesota wants a fast loan to purchase a car. Gerry has instead chosen to get an installment loan for $6,000 and is at present seeking lenders like Citizens Alliance Bank to process their request.
9 Months in the Past, Gerry Attempted Finding a High Risk Loan for $23,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Gerry. Gerry decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Individuals with credit ratings as low as 397 can inquire for a high risk loan and have a chance to be accepted.
Paraphrased and Standardized Quote from Gerry for this fast loan of $156000, provided by Equity Bank
Hello, I am Gerry and I’m from Minnetonka in Minnesota. Hennepin, county is where I grew up, and now I need a fast loan in Minnesota for $156000 to pay bills. It has been difficult, but Equity Bank really came through for me with this loan for 11.2% interest APR and a term of 18 years. I can probably repay the loan over the 18 year term, including interest. A big thanks to Equity Bank for trusting me and my excellent credit. It look me 8 years to create my credit to 788, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Gerry Pattie
- Current Credit: loans.hit.utils.Fico@27bc2616
- Current City: Minnetonka
- State: Minnesota
- Zip code: 55352
- Yearly income: $48,000
- Current Job: bus driver
- Current County: Hennepin
- Goal Yearly Income: $84,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Fast Loans for Gerry in Minnetonka, Minnesota to prevent bankruptcy or harm from debt collectors.
Fast loans in Minnetonka, Minnesota aren’t actually that difficult to obtain, especially if you have some gumption like Gerry. Gerry was able to find a fast loan for $156000 from Lakes State Bank and Lakes State Bank, but turned down both offers in favor of their fast loan from Equity Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better in the case that a borrower is in a pinch.
Signature Loan found in Minnetonka, Minnesota for $156000 with excellent credit by Gerry
A lot of borrowers struggle with obtaining signature loans in Minnetonka, Minnesota, and Gerry is no different. Gerry went to 6 lending institutions or more prior to settling on Equity Bank, who offered Gerry a signature loan for $156000. Typical signature loans simply require a client, like Gerry’s signature to get them, up to $37,000 in some cases. Gerry was able to get $156000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require a cosigner, these loans generally need better credit, as high as 783
When Gerry was 22, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a chronology of Gerry’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on December 14, 2013
- Attempt 2) Loan for $33,000.00 on August 19, 2009
- Attempt 3) Loan for $38,000.00 on April 27, 2012
- Attempt 4) Loan for $22,000.00 on March 22, 2009
- Attempt 5) Loan for $21,000.00 on August 12, 2009
- Attempt 6) Loan for $26,000.00 on March 10, 2013
- Attempt 7) Loan for $38,000.00 on September 30, 2010
Personal Loan for a bus driver named Gerry in Minnetonka, Minnesota to Pay Off KJAZZ 88.1 FM Visa Platinum Rewards Card
Gerry had a lot of credit card debt on their Wired Plastic(TM) Visa Prepaid Card and their Exclusive Connection$ Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Gerry’s job as a bus driver, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $25,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Gerry required a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Gerry was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.
Multiple previous requests for credit have been made by Gerry in the past, including one from Shelton Savings Bank in Minnetonka, Minnesota before Gerry was approved for the $156000 by Equity Bank
Gerry made 9 prior attempts to obtain a fast loan, 2 of which were with Shelton Savings Bank, a bank in Minnetonka, Minnesota known to specialize in fast loans specifically. Before finding Equity Bank, Gerry was concerned due to their inexperience and excellent credit rating.
Gerry has a very low current yearly income, but has a high number of prospects
Gerry has always wanted to be a materials scientist, but would have to attend “Center for Asia-Pacific Exchange, The” again to achieve it. Gerry has other prospects as well, including eeg technician/technologist, export agent, and broker’s floor representative, which pay $54,000 through to $104,000 per year, on average. Because of this, we think that Gerry can afford this fast loan of $156000.
Previous requests on Gerry’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $64110.00 | 6 | 8.2% | $1130.33 | Marquette Bank Cannon Falls | September 21, 2009 |
| $64320.00 | 8 | 6.2% | $851.53 | Root River State Bank | December 9, 2009 |
| $64450.00 | 11 | 10.2% | $814.22 | Clinton State Bank | October 30, 2010 |
| $64340.00 | 10 | 9.7% | $839.61 | Peoples State Bank of Plainview | February 21, 2013 |
| $64370.00 | 11 | 11.3% | $853.97 | Security State Bank of Wykoff | December 19, 2013 |
Gerry’s Overall FICO score at the time of acceptance for a fast loan, taking into account their bus driver job and their future job as a materials scientist
Contact Details for Equity Bank, the provider of this fast loan
- Equity Bank
- City: Minnetonka
- State: Minnesota
- Address: 5900 Green Oak Drive
- County: Hennepin
- Zip code: 55343
Gerry’s Transunion score was changed by the fast loan loan, changing to 774 from 788, which is typical in our experience.
Conclusion of Gerry’s fast loan
In the end, Gerry was able to find a fast loan for $156000 with an interest rate of 5.2% interest APR from Equity Bank in Minnetonka, Minnesota repayable over 18 years from now.
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