$38000 Quick Loan – Gaylord Michigan, Credit Score Of 683
- Experian: 701 – This individual had a good Experian rating
- Transunion: 670 – Heide had a good credit rating with Transunion.
- Equifax: Heide’s Experian score was 683, which is a good credit score on the Experian scale.
Previous requests on Heide’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$15300.00||10||8.8%||$192.16||Society Bank, Lenawee||December 11, 2013|
|$14780.00||6||5.8%||$243.55||Bank of Lenawee||January 25, 2015|
|$15440.00||6||8.8%||$276.78||First of America Bank – Alpena||January 26, 2015|
|$15450.00||10||10.8%||$211.08||NBD Ann Arbor, National Association||June 29, 2015|
Installment loan for Heide, a graduate of Lawrence County Vocational Technical School Practical Nursing Program and a medical transcriptionist working for over $61,000 per year
Heide, an alumnus at Lawrence County Vocational Technical School Practical Nursing Program and a medical transcriptionist in Gaylord, Michigan needs a quick loan to purchase a car. Heide has instead chosen to get an installment loan for $24,000 and is at present seeking lenders like Eastern Michigan Bank to process their request.
When Heide was 23, they attempted to obtain a student loan from 6 alternate banks, which damaged their credit rating. Below is a list of Heide’s prior attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on December 14, 2010
- Attempt 2) Loan for $22,000.00 on February 9, 2011
- Attempt 3) Loan for $23,000.00 on July 15, 2011
- Attempt 4) Loan for $39,000.00 on October 3, 2012
- Attempt 5) Loan for $20,000.00 on July 18, 2012
- Attempt 6) Loan for $30,000.00 on September 5, 2013
Before applying for this quick loan, Heide had an Experian score of 701, which is good, so Old Kent Bank of Gaylord probably cannot provide Heide a quick loan
Several other requests for credit have been made by Heide in the past, including one from The First National Bank of Greencastle in Gaylord, Michigan before Heide was accepted for the $38000 by Old Kent Bank of Gaylord
Heide made 6 previous attempts to obtain a quick loan, 2 of which were with The First National Bank of Greencastle, a lending institution in Gaylord, Michigan known to specialize in quick loans specifically. Prior to finding Old Kent Bank of Gaylord, Heide was very concerned due to their inexperience and good credit score.
Heide’s Transunion score was changed by the quick loan loan, changing to 670 from 683, which is typical in our experience.
- Full name (Changed if requested): Heide Belgrade
- Current Credit: loans.hit.utils.Fico@254989ff
- Current City: Gaylord
- State: Michigan
- Zip code: 49736
- Yearly income: $62,000
- Current Job: medical transcriptionist
- Current County: Otsego
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Heide was rejected by FMB-Old State Bank 5 times prior to being accepted by Old Kent Bank of Gaylord at 123 West Main Street
On April 2, 2009, Heide applied about borrowing $15,000 from G. W. Jones Exchange Bank with Nicolette, their friend from just outside Gaylord, and even with the co-signer, Heide was rejected for this quick loan. With good credit, it can be challenging to procure funding, even with collateral and a co-signer.
Contact Details for Old Kent Bank of Gaylord, the provider of this quick loan
- Old Kent Bank of Gaylord
- City: Gaylord
- State: Michigan
- Address: 123 West Main Street
- County: Otsego
- Zip code: 49735
8 Months Ago, Heide Tried Finding a High Risk Loan for $47,000.00, and it was Hard
There is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Heide. Heide chose not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit scores as low as 594 can inquire for a high risk loan and have a chance to be accepted.
Personal Loan for a medical transcriptionist named Heide in Gaylord, Michigan to Pay Off American Airlines AAdvantage CitiBusiness Visa Card
Heide had a lot of credit card debt on their RBC Avion Visa Infinite Privilege and their US Bank Perks+ Visa Signature Card, and they were starting to get in over their heads. Despite Heide’s job as a medical transcriptionist, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Heide has a sad current yearly income, but has a large amount of prospects
Heide has always wanted to be an aquarium curator, but would have to attend Lawrence County Vocational Technical School Practical Nursing Program again to achieve it. Heide has other possibilities as well, including materials scientist, environmental planner, and nuclear engineer, which pay $50,000 through to $100,000 per year, on average. For this reason, we believe that Heide can pay for this quick loan of $38000.
Paraphrased and Standardized Quote from Heide for this quick loan of $38000, provided by Old Kent Bank of Gaylord
Hi, I am Heide and I am from Gaylord in Michigan. Otsego, county is where I grew up, and now I need a quick loan in Michigan for $38000 to buy a big ticket item. It has been difficult, but Old Kent Bank of Gaylord really came through for me with this loan for 8.6% interest APR and a term of 23 years. I will repay the loan over the 23 year term, including interest. A big thanks to Old Kent Bank of Gaylord for giving me a chance and my good credit. It look me 9 years to create my credit to 683, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.
Fast Loans for Heide in Gaylord, Michigan to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Gaylord, Michigan aren’t actually that difficult to obtain, particularly if you have some finesse like Heide. Heide was able to find a fast loan for $38000 from Eastern Michigan Bank and Chemical Bank Cass City, but turned down both offers in favor of their quick loan from Old Kent Bank of Gaylord. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that a client is in a time sensitive situation.
Heide’s Overall FICO score at the time of acceptance for a quick loan, taking into account their medical transcriptionist job and their future career as an aquarium curator
Signature Loan found in Gaylord, Michigan for $38000 with good credit by Heide
A lot of prospective borrowers have difficulty with finding signature loans in Gaylord, Michigan, and Heide is no exception. Heide went to 6 lending institutions or more prior to finding Old Kent Bank of Gaylord, who offered Heide a signature loan for $38000. Typical signature loans simply require a client, like Heide’s signature to get them, up to $22,000 in some cases. Heide was able to get $38000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need collateral, they tend to require better credit, as high as 735
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $35,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Heide required a debt consolidation loan to pay for their existing quick loan and their payday loan. Heide was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.4%.
Conclusion of Heide’s quick loan
In the end, Heide was able to find a quick loan for $38000 with an interest rate of 5.2% interest APR from Old Kent Bank of Gaylord in Gaylord, Michigan repayable over 23 years from now.