Do you have over $10,000 in Debt? Get Help now.

High Risk Loan For $24000 Near 94104, California With A Credit Score Of 786

$24000 High Risk Loan – San Francisco California, Credit Score Of 786

  • Experian: 799 – This individual had an excellent Experian score
  • Transunion: 770 – Novella had an excellent credit rating with Transunion.
  • Equifax: Novella’s Experian score was 786, which is an excellent credit score on the Experian rating scheme.

Before applying for this high risk loan, Novella had an Experian score of 799, which is excellent, so Bank of America California, National Association most likely cannot provide Novella a high risk loan

Experian Score: 799

Several previous requests for credit have been made by Novella in the past, including one from The Woodhouse & Bartley Bank in San Francisco, California before Novella was approved for the $24000 by Bank of America California, National Association

Novella made 6 previous tries to obtain a high risk loan, 2 of which were with The Woodhouse & Bartley Bank, a lending institution in San Francisco, California known to specialize in high risk loans specifically. Prior to finding Bank of America California, National Association, Novella was very concerned due to their inexperience and excellent credit rating.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $22,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Novella required a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Novella was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.7%.

When Novella was 20, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a list of Novella’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on March 9, 2011
  • Attempt 2) Loan for $35,000.00 on March 19, 2011
  • Attempt 3) Loan for $25,000.00 on March 20, 2012
  • Attempt 4) Loan for $29,000.00 on July 16, 2011
  • Attempt 5) Loan for $24,000.00 on December 10, 2010

Novella’s Transunion score was changed by the high risk loan loan, changing to 770 from 786, which is typical in our experience.

Transunion Score: 770

Previous requests on Novella’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$102530.00 4 7.2% $2464.73 Santa Monica Bank August 8, 2009
$103250.00 11 7.1% $1129.2 Farmers and Merchants Bank of Long Beach September 3, 2011
$103160.00 11 10.1% $1297.39 First Interstate Bank of California June 9, 2013
$102510.00 5 5.1% $1939.19 Union Bank September 20, 2014
$103220.00 10 11.1% $1427.7 Citizens Commercial Trust and Savings Bank of Pasadena February 14, 2015

Novella has a sad current gross income, but has a large amount of prospects

Novella has always wanted to be a forging machine operator, but would have to attend Seton Hall University again to become one. Novella has other prospects as well, including radio & tv newscaster, town clerk, and foreign language teacher, which pay $58,000 through to $93,000 per year, on average. Because of this, we believe that Novella can afford this high risk loan of $24000.

Paraphrased and Standardized Quote from Novella for this high risk loan of $24000, provided by Bank of America California, National Association

Hello, I am Novella and my hometown is San Francisco in California. San Francisco, county is where I grew up, and now I need a high risk loan in California for $24000 to pay bills. It has been difficult, but Bank of America California, National Association really came through for me with this loan for 10.1% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Bank of America California, National Association for trusting me and my excellent credit. It look me 8 years to build my credit to 786, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Installment loan for Novella, a graduate of Seton Hall University and a sales representative working for over $61,000 per year

Novella, an alumnus at Seton Hall University and a sales representative in San Francisco, California wants a high risk loan to purchase a house. Novella has instead decided to obtain an installment loan for $9,000 and is at present seeking lenders like Security Pacific National Bank to process their request.

Novella was not approved by Central Bank 4 times prior to being granted funding by Bank of America California, National Association at 555 California Street

On December 23, 2010, Novella applied about borrowing $16,000 from Santa Monica Bank with Arnette, their friend from just outside San Francisco, and even with the co-signer, Novella was rejected for this high risk loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Fast Loans for Novella in San Francisco, California to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in San Francisco, California aren’t actually that difficult to obtain, particularly if you have some finesse like Novella. Novella was able to find a fast loan for $24000 from Union Bank and United States National Bank, but turned down both offers in favor of their high risk loan from Bank of America California, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a client is on the go.

9 Months Ago, Novella Attempted to Find a High Risk Loan for $47,000.00, and it was Easy

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Novella. Novella decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Clients with credit scores as low as 517 can inquire for a high risk loan and possibly can be approved.

Personal Loan for a sales representative named Novella in San Francisco, California to Pay Off City National Bank Visa Platinum Card

Novella had a lot of credit card debt on their Associated Bank Visa College Rewards Card and their Office Depot Worklife Rewards Business Visa, and they were starting to get in over their heads. Despite Novella’s job as a sales representative, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Novella Kusinski of San Francisco, California
  • Full name (Changed if requested): Novella Kusinski
  • Current Credit: loans.hit.utils.Fico@7106e68e
  • Current City: San Francisco
  • State: California
  • Zip code: 94106
  • Yearly income: $47,000
  • Current Job: sales representative
  • Current County: San Francisco
  • Goal Yearly Income: $87,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Contact Details for Bank of America California, National Association, the provider of this high risk loan

  • Bank of America California, National Association
  • City: San Francisco
  • State: California
  • Address: 555 California Street
  • County: San Francisco
  • Zip code: 94104

Signature Loan easily acquired in San Francisco, California for $24000 with excellent credit by Novella

A lot of prospective borrowers have difficulty with obtaining signature loans in San Francisco, California, and Novella is the same. Novella went to 7 lending institutions or more prior to finding Bank of America California, National Association, who offered Novella a signature loan for $24000. Most signature loans simply require a client, like Novella’s signature to get them, up to $31,000 in some cases. Novella was able to get $24000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t need a cosigner, these loans generally need improved credit, as high as 776

Novella’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their sales representative job and their future job as a forging machine operator

Fico Score: 786

Conclusion of Novella’s high risk loan

In the end, Novella was able to find a high risk loan for $24000 with an interest rate of 6.0% interest APR from Bank of America California, National Association in San Francisco, California repayable over 3 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.