$51000 High Risk Loan – Lockland Ohio, Credit Rating Of 437
- Experian: 448 – They had a bad Experian score
- Transunion: 421 – Maye had a bad credit rating with Transunion.
- Equifax: Maye’s Experian score was 437, which is a bad credit score with the Experian rating scheme.
Maye’s Transunion score was changed by the high risk loan loan, changing to 421 from 437, which is normal in our experience.
When Maye was 22, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a chronology of Maye’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on December 25, 2010
- Attempt 2) Loan for $22,000.00 on April 26, 2009
- Attempt 3) Loan for $37,000.00 on April 20, 2009
- Attempt 4) Loan for $28,000.00 on September 9, 2011
- Attempt 5) Loan for $27,000.00 on June 16, 2009
- Attempt 6) Loan for $21,000.00 on July 11, 2010
Installment loan for Maye, a graduate of Johns Hopkins University and an audiovisual production specialist working for over $73,000 per year
Maye, an alumnus at Johns Hopkins University and an audiovisual production specialist in Lockland, Ohio wants a high risk loan to purchase a house. Maye has instead decided to obtain an installment loan for $5,000 and is at present seeking lenders like The Provident Bank to process their request.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $25,000.00 to $58,000.00. They are normally used to pay off existing high interest loans like credit cards. Maye needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Maye was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.
Multiple previous requests for credit have been made by Maye in the past, including one from Star Bank, National Association, Aurora in Lockland, Ohio before Maye was approved for the $51000 by Hamilton County State Bank
Maye made 5 prior attempts to obtain a high risk loan, 2 of which were with Star Bank, National Association, Aurora, a lender in Lockland, Ohio known to specialize in high risk loans specifically. Prior to finding Hamilton County State Bank, Maye was concerned due to their inexperience and bad credit score.
Paraphrased and Standardized Quote from Maye for this high risk loan of $51000, provided by Hamilton County State Bank
Hello, I am Maye and I am from Lockland in Ohio. Hamilton, county is where I grew up, and now I need a high risk loan in Ohio for $51000 to pay bills. It wasn’t easy, but Hamilton County State Bank really came through for me with this loan for 11.1% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to Hamilton County State Bank for giving me a chance and my bad credit. It look me 4 years to create my credit to 437, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Previous requests on Maye’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$133530.00||10||9.4%||$1720.54||The Vinton Banking Company||February 21, 2013|
|$134200.00||6||10.3%||$2506.52||The Ohio Valley Bank Company||August 7, 2013|
|$133680.00||7||6.8%||$2004.54||The Citizens Bank||July 11, 2014|
|$133840.00||6||7.8%||$2333.6||The Peoples Bank||March 12, 2015|
|$134330.00||9||10.8%||$1949.87||The Freeport State Bank||April 24, 2015|
Contact Details for Hamilton County State Bank, the provider of this high risk loan
- Hamilton County State Bank
- City: Lockland
- State: Ohio
- Address: 623 West Wyoming Avenue
- County: Hamilton
- Zip code: 45215
Before applying for this high risk loan, Maye had an Experian score of 448, which is bad, so Hamilton County State Bank likely cannot provide Maye a high risk loan
Maye’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their audiovisual production specialist job and their future job as a materials inspector
- Full name (Changed if requested): Maye Pigao
- Current Credit: loans.hit.utils.Fico@6e2c634b
- Current City: Lockland
- State: Ohio
- Zip code: 45220
- Yearly income: $49,000
- Current Job: audiovisual production specialist
- Current County: Hamilton
- Goal Yearly Income: $100,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Maye was declined by ShoreBank 6 times prior to being accepted by Hamilton County State Bank at 623 West Wyoming Avenue
On August 11, 2011, Maye inquired about borrowing $30,000 from AmeriTrust Company National Association with Shani, their friend from just outside Lockland, and even with the co-signer, Maye was rejected for this high risk loan. With bad credit, it can be very hard to procure funding, even with collateral and a co-signer.
8 Months Ago, Maye Attempted to Find a High Risk Loan for $42,000.00, and it was Easy
It is an existing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Maye. Maye chose not to obtain a high risk loan this time. High Risk loans are given to very low credit clients. Borrowers with credit ratings as low as 512 can inquire for a high risk loan and have a chance to be approved.
Personal Loan for an audiovisual production specialist named Maye in Lockland, Ohio to Pay Off City National Bank Crystal Visa Infinite Card
Maye had a tonne of credit card debt on their The International Military Community Executives Association Visa Platinum Rewards Card and their BankFIRST Visa Signature Card, and they were starting to get in over their heads. Despite Maye’s job as an audiovisual production specialist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Fast Loans for Maye in Lockland, Ohio to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Lockland, Ohio aren’t actually that difficult to obtain, particularly if you have some gumption like Maye. Maye was able to find a fast loan for $51000 from The Ohio Valley Bank Company and The Peoples Bank, but declined both offers in favor of their high risk loan from Hamilton County State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that a client is in a pinch.
Maye has a sad current gross income, but has a high number of prospects
Maye has always wanted to be a materials inspector, but would have to attend Johns Hopkins University again to achieve it. Maye has other possibilities as well, including public relations specialist, recreational therapist, and costume attendant, which pay $59,000 through to $92,000 per year, at least. For this reason, we believe that Maye can pay for this high risk loan of $51000.
Signature Loan easily acquired in Lockland, Ohio for $51000 with bad credit by Maye
A lot of borrowers struggle with obtaining signature loans in Lockland, Ohio, and Maye is not an exception. Maye went to 6 lending institutions or more prior to settling on Hamilton County State Bank, who offered Maye a signature loan for $51000. Most signature loans simply require a client, like Maye’s signature to get them, up to $24,000 in some cases. Maye was able to get $51000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not need collateral, they generally need higher credit, as high as 796
Conclusion of Maye’s high risk loan
In the end, Maye was able to find a high risk loan for $51000 with an interest rate of 9.5% interest APR from Hamilton County State Bank in Lockland, Ohio repayable over 13 years from today.