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High Risk Loan With Low APR In Furnas County, Nebraska

$12000 High Risk Loan – Oxford Nebraska, Credit Score Of 789

  • Experian: 802 – The client had an excellent Experian rating
  • Transunion: 770 – Hailey had an excellent credit rating with Transunion.
  • Equifax: Hailey’s Experian score was 789, which is an excellent credit score with the Experian rating scheme.

Hailey’s Transunion score was altered by the high risk loan loan, changing to 770 from 789, which is typical in our experience.

Transunion Score: 770

Contact Details for Security State Bank, the provider of this high risk loan

  • Security State Bank
  • City: Oxford
  • State: Nebraska
  • Address: Main Street
  • County: Furnas
  • Zip code: 68967

6 Months in the Past, Hailey Attempted to Find a High Risk Loan for $40,000.00, and it was Easy

There is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Hailey. Hailey decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Individuals with credit ratings as low as 353 can apply for a high risk loan and may be be approved.

When Hailey was 23, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Hailey’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on February 11, 2010
  • Attempt 2) Loan for $21,000.00 on October 5, 2010
  • Attempt 3) Loan for $26,000.00 on November 2, 2010
  • Attempt 4) Loan for $34,000.00 on September 11, 2010
  • Attempt 5) Loan for $25,000.00 on January 21, 2011
  • Attempt 6) Loan for $36,000.00 on November 15, 2010

Hailey has a sad current total income, but has a large amount of prospects

Hailey has always wanted to be a security guard, but would have to attend Park University again to achieve it. Hailey has other possibilities as well, including sales floor stock clerk, crop workers supervisor, and motorcycle mechanic, which pay $56,000 through to $95,000 per year, at least. For this reason, we believe that Hailey can afford this high risk loan of $12000.

Previous requests on Hailey’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$27470.00 10 9.3% $352.45 Citizens Bank February 1, 2012
$27260.00 6 11.2% $521.67 Stromsburg Bank October 7, 2014
$27190.00 7 5.7% $393.31 Wahoo State Bank April 1, 2015
$27210.00 4 10.4% $695.35 Arlington State Bank April 23, 2015

Personal Loan for a tax accountant named Hailey in Oxford, Nebraska to Pay Off Sunoco Universal Fleet Card

Hailey had a tonne of credit card debt on their The Carmel High School Band Boosters Visa Platinum Rewards Card and their Fifth Third Secured Card, and they were starting to get in over their heads. Despite Hailey’s job as a tax accountant, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Fast Loans for Hailey in Oxford, Nebraska to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Oxford, Nebraska aren’t actually that difficult to obtain, especially if you have some finesse like Hailey. Hailey was able to find a fast loan for $12000 from The Carson National Bank of Auburn and The Carson National Bank of Auburn, but turned down both offers in favor of their high risk loan from Security State Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if you are on the go.

Client Profile: Hailey Hysell of Oxford, Nebraska
  • Full name (Changed if requested): Hailey Hysell
  • Current Credit: loans.hit.utils.Fico@c4437c4
  • Current City: Oxford
  • State: Nebraska
  • Zip code: 68968
  • Yearly income: $38,000
  • Current Job: tax accountant
  • Current County: Furnas
  • Goal Yearly Income: $138,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Paraphrased and Standardized Quote from Hailey for this high risk loan of $12000, provided by Security State Bank

Hi, I am Hailey and I’m from Oxford in Nebraska. Furnas, county is where I grew up, and now I need a high risk loan in Nebraska for $12000 to renovate my home. It has been difficult, but Security State Bank really came through for me with this loan for 10.2% interest APR and a term of 9 years. I will repay the loan over the 9 year term, including interest. A big thanks to Security State Bank for giving me a chance and my excellent credit. It look me 9 years to build my credit to 789, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Installment loan for Hailey, a graduate of Park University and a tax accountant working for over $71,000 per year

Hailey, an alumnus at Park University and a tax accountant in Oxford, Nebraska wants a high risk loan to purchase a new cell phone. Hailey has instead decided to get an installment loan for $24,000 and is at present seeking lenders like The First National Bank of Bayard to provide it.

Signature Loan found in Oxford, Nebraska for $12000 with excellent credit by Hailey

Many borrowers struggle with obtaining signature loans in Oxford, Nebraska, and Hailey is no different. Hailey went to 8 lending institutions or more before settling on Security State Bank, who offered Hailey a signature loan for $12000. Most signature loans simply need a client, like Hailey’s signature to get them, up to $31,000 in some cases. Hailey was able to get $12000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require collateral, these loans generally require better credit, as high as 707

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $32,000.00 to $52,000.00. They are mainly used to pay off existing high interest loans like credit cards. Hailey required a debt consolidation loan to pay for their existing high risk loan and their credit card. Hailey was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

Hailey’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their tax accountant job and their future career as a security guard

Fico Score: 789

Hailey was rejected by The Albion National Bank 5 times prior to being granted funding by Security State Bank at Main Street

On August 12, 2011, Hailey inquired about borrowing $13,000 from Security State Bank with Alonzo, their in law from just outside Oxford, and even with the co-signer, Hailey was rejected for this high risk loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Many past requests for credit have been made by Hailey in the past, including one from AuburnBank in Oxford, Nebraska before Hailey was approved for the $12000 by Security State Bank

Hailey made 5 previous attempts to obtain a high risk loan, 2 of which were with AuburnBank, a lender in Oxford, Nebraska known to specialize in high risk loans specifically. Before finding Security State Bank, Hailey was very concerned due to their inexperience and excellent credit score.

Before applying for this high risk loan, Hailey had an Experian score of 802, which is excellent, so Security State Bank most likely cannot provide Hailey a high risk loan

Experian Score: 802

Conclusion of Hailey’s high risk loan

In the end, Hailey was able to find a high risk loan for $12000 with an interest rate of 5.8% interest APR from Security State Bank in Oxford, Nebraska repayable over 9 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.