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High Risk Loan With Low APR In Hillsborough County, Florida

$38000 High Risk Loan – Tampa Florida, Credit Rating Of 669

  • Experian: 681 – The client had a good Experian score
  • Transunion: 656 – Laticia had a good credit rating with Transunion.
  • Equifax: Laticia’s Experian score was 669, which is a good credit score on the Experian scale.

Multiple other requests for credit have been made by Laticia in the past, including one from Guardian Federal Savings Association in Tampa, Florida before Laticia was approved for the $38000 by Superior Bank, National Association

Laticia made 8 previous tries to obtain a high risk loan, 2 of which were with Guardian Federal Savings Association, a lending institution in Tampa, Florida known to specialize in high risk loans specifically. Before finding Superior Bank, National Association, Laticia was very concerned due to their inexperience and good credit rating.

Laticia has a disappointing current yearly income, but has several of prospects

Laticia has always wanted to be an aircraft examiner, but would have to attend Medaille College again to achieve it. Laticia has other prospects as well, including internal auditor, chemical engineer, and general internists, which pay $52,000 through to $105,000 per year, at least. Because of this, we think that Laticia can pay for this high risk loan of $38000.

Fast Loans for Laticia in Tampa, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Tampa, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Laticia. Laticia was able to find a fast loan for $38000 from The Perkins State Bank and The Broadway National Bank of Tampa, but declined both offers in favor of their high risk loan from Superior Bank, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a client is on the go.

Laticia was declined by Century Bank of Orange County 5 times before being accepted by Superior Bank, National Association at 4350 West Cypress Street

On March 7, 2013, Laticia inquired about borrowing $10,000 from Florida Bank of Volusia County with Virgilio, their in law from just outside Tampa, and even with the co-signer, Laticia was rejected for this high risk loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

8 Months in the Past, Laticia Attempted Finding a High Risk Loan for $21,000.00, and it was Easy

There is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Laticia. Laticia chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Clients with credit scores as low as 476 can inquire for a high risk loan and may be be accepted.

Personal Loan for a marine engineer named Laticia in Tampa, Florida to Pay Off Arbor Day Foundation Platinum Plus MasterCard with WorldPoints Rewards

Laticia had a tonne of credit card debt on their Sears Card and their NEA Cash Rewards Visa Signature Card, and they were starting to get in over their heads. Despite Laticia’s job as a marine engineer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Superior Bank, National Association, the provider of this high risk loan

  • Superior Bank, National Association
  • City: Tampa
  • State: Florida
  • Address: 4350 West Cypress Street
  • County: Hillsborough
  • Zip code: 33607

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $31,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Laticia needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Laticia was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.1%.

Paraphrased and Standardized Quote from Laticia for this high risk loan of $38000, provided by Superior Bank, National Association

Hello, I am Laticia and I’m from Tampa in Florida. Hillsborough, county is where I grew up, and now I need a high risk loan in Florida for $38000 to avoid bankruptcy. It wasn’t easy, but Superior Bank, National Association really came through for me with this loan for 5.8% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Superior Bank, National Association for trusting me and my good credit. It look me 7 years to create my credit to 669, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Laticia’s Transunion score was altered by the high risk loan loan, changing to 656 from 669, which is typical in our experience.

Transunion Score: 656

When Laticia was 23, they tried to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a list of Laticia’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on January 6, 2013
  • Attempt 2) Loan for $30,000.00 on January 12, 2009
  • Attempt 3) Loan for $37,000.00 on July 11, 2009
  • Attempt 4) Loan for $28,000.00 on January 3, 2009

Installment loan for Laticia, a graduate of Medaille College and a marine engineer working for over $78,000 per year

Laticia, an alumnus at Medaille College and a marine engineer in Tampa, Florida needs a high risk loan to purchase a house. Laticia has instead chosen to get an installment loan for $23,000 and is currently seeking lenders like Century National Bank of Broward to process their request.

Signature Loan acquired in Tampa, Florida for $38000 with good credit by Laticia

A lot of prospective borrowers have difficulty with obtaining signature loans in Tampa, Florida, and Laticia is no exception. Laticia went to 5 lending institutions or more prior to finding Superior Bank, National Association, who offered Laticia a signature loan for $38000. Most signature loans simply require a client, like Laticia’s signature to obtain them, up to $30,000 in some cases. Laticia was able to get $38000 as a high risk loan, which is very high for a high risk loan. Since signature loans do not require collateral, they tend to require higher credit, as high as 714

Laticia’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their marine engineer job and their future job as an aircraft examiner

Fico Score: 669

Before applying for this high risk loan, Laticia had an Experian score of 681, which is good, so Superior Bank, National Association probably can provide Laticia a high risk loan

Experian Score: 681

Client Profile: Laticia Yusi of Tampa, Florida
  • Full name (Changed if requested): Laticia Yusi
  • Current Credit: loans.hit.utils.Fico@179d3b25
  • Current City: Tampa
  • State: Florida
  • Zip code: 33616
  • Yearly income: $48,000
  • Current Job: marine engineer
  • Current County: Hillsborough
  • Goal Yearly Income: $90,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Previous requests on Laticia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$117390.00 3 7.8% $3667.75 NCNB National Bank of Florida January 19, 2011
$116780.00 4 6.2% $2753.3 Southeast Bank of Madison County, National Association December 3, 2011
$116750.00 10 9.6% $1517.12 Southeast Bank of Wildwood May 22, 2013
$117370.00 7 7.8% $1817.68 Atlantic Bank of Jacksonville September 16, 2013
$117320.00 8 11.8% $1893.91 Century National Bank of Broward December 21, 2013

Conclusion of Laticia’s high risk loan

In the end, Laticia was able to find a high risk loan for $38000 with an interest rate of 11.7% interest APR from Superior Bank, National Association in Tampa, Florida repayable over 5 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.