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High Risk Loan With Low APR In Red Willow County, Nebraska

$66000 High Risk Loan – Mccook Nebraska, Credit Rating Of 382

  • Experian: 401 – This individual had a terrible Experian score
  • Transunion: 368 – Lashaun had a terrible credit score with Transunion.
  • Equifax: Lashaun’s Experian score was 382, which is a terrible credit rating with the Experian system.

Contact Details for Amfirst Bank, National Association, the provider of this high risk loan

  • Amfirst Bank, National Association
  • City: Mccook
  • State: Nebraska
  • Address: 602 West B Street
  • County: Red Willow
  • Zip code: 69001

Personal Loan for an airline flight control administrator named Lashaun in Mccook, Nebraska to Pay Off Wells Fargo Advisors By Invitation Visa Signature Card

Lashaun had a tonne of credit card debt on their HSBC Premier World MasterCard and their Christian Community Credit Union Reloadable Prepaid Visa Student Card, and they were starting to get in over their heads. Despite Lashaun’s job as an airline flight control administrator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Signature Loan acquired in Mccook, Nebraska for $66000 with terrible credit by Lashaun

Many prospective borrowers struggle with finding signature loans in Mccook, Nebraska, and Lashaun is the same. Lashaun went to 5 lenders or more before finding Amfirst Bank, National Association, who offered Lashaun a signature loan for $66000. Most signature loans simply need a client, like Lashaun’s signature to get them, up to $48,000 in some cases. Lashaun was able to get $66000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t require collateral, they generally require better credit, as high as 742

7 Months in the Past, Lashaun Attempted to Find a High Risk Loan for $29,000.00, and it was Hard

It is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Lashaun. Lashaun chose not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit ratings as low as 401 can inquire for a high risk loan and have a chance to be approved.

Paraphrased and Standardized Quote from Lashaun for this high risk loan of $66000, provided by Amfirst Bank, National Association

Hi, I am Lashaun and I’m from Mccook in Nebraska. Red Willow, county is where I grew up, and now I need a high risk loan in Nebraska for $66000 to renovate my home. It wasn’t easy, but Amfirst Bank, National Association really came through for me with this loan for 8.6% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Amfirst Bank, National Association for giving me a chance and my terrible credit. It look me 4 years to create my credit to 382, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Client Profile: Lashaun Luzinski of Mccook, Nebraska
  • Full name (Changed if requested): Lashaun Luzinski
  • Current Credit: loans.hit.utils.Fico@34c45dca
  • Current City: Mccook
  • State: Nebraska
  • Zip code: 69005
  • Yearly income: $33,000
  • Current Job: airline flight control administrator
  • Current County: Red Willow
  • Goal Yearly Income: $105,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Lashaun has a disappointing current yearly income, but has a large amount of prospects

Lashaun has always wanted to be an exercise physiologist, but would have to attend Upper Cape Cod Regional Technical School again to become one. Lashaun has other prospects as well, including job analyst, food preparation worker, and industrial designer, which pay $57,000 through to $91,000 per year, at least. Because of this, we think that Lashaun can afford this high risk loan of $66000.

Lashaun’s Transunion score was changed by the high risk loan loan, changing to 368 from 382, which is normal in our experience.

Transunion Score: 368

When Lashaun was 19, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a list of Lashaun’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on November 29, 2011
  • Attempt 2) Loan for $35,000.00 on March 28, 2010
  • Attempt 3) Loan for $34,000.00 on May 6, 2012
  • Attempt 4) Loan for $33,000.00 on March 12, 2011
  • Attempt 5) Loan for $24,000.00 on August 24, 2010

Lashaun was declined by Stromsburg Bank 5 times before being granted funding by Amfirst Bank, National Association at 602 West B Street

On March 9, 2013, Lashaun applied about borrowing $42,000 from Citizens Bank with Granville, their in law from just outside Mccook, and even with the co-signer, Lashaun was rejected for this high risk loan. With terrible credit, it can be challenging to procure financing, even with collateral and a co-signer.

Before applying for this high risk loan, Lashaun had an Experian score of 401, which is terrible, so Amfirst Bank, National Association most likely cannot provide Lashaun a high risk loan

Experian Score: 401

Installment loan for Lashaun, a graduate of Upper Cape Cod Regional Technical School and an airline flight control administrator working for over $72,000 per year

Lashaun, an alumnus at Upper Cape Cod Regional Technical School and an airline flight control administrator in Mccook, Nebraska needs a high risk loan to purchase a new cell phone. Lashaun has instead chosen to obtain an installment loan for $8,000 and is currently seeking lenders like Citizens Bank to provide it.

Lashaun’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their airline flight control administrator job and their future career as an exercise physiologist

Fico Score: 382

Many past requests for credit have been made by Lashaun in the past, including one from First American Savings Bank, F.S.B. in Mccook, Nebraska before Lashaun was approved for the $66000 by Amfirst Bank, National Association

Lashaun made 9 previous tries to obtain a high risk loan, 2 of which were with First American Savings Bank, F.S.B., a lender in Mccook, Nebraska known to specialize in high risk loans specifically. Before finding Amfirst Bank, National Association, Lashaun was very concerned due to their inexperience and terrible credit score.

Previous requests on Lashaun’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$114410.00 5 11.6% $2521.92 Citizens Bank August 9, 2009
$113700.00 9 5.6% $1342.67 Stromsburg Bank January 21, 2011
$114250.00 3 8.4% $3601.3 Wahoo State Bank February 19, 2014
$114490.00 4 6.1% $2694.05 Arlington State Bank October 1, 2014

Fast Loans for Lashaun in Mccook, Nebraska to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Mccook, Nebraska aren’t actually that difficult to obtain, especially if you have some gumption like Lashaun. Lashaun was able to find a fast loan for $66000 from The Albion National Bank and Exchange Bank, but declined both offers in favor of their high risk loan from Amfirst Bank, National Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better if a borrower is in a time sensitive situation.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $25,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lashaun needed a debt consolidation loan to pay for their existing high risk loan and their credit card. Lashaun was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.4%.

Conclusion of Lashaun’s high risk loan

In the end, Lashaun was able to find a high risk loan for $66000 with an interest rate of 10.1% interest APR from Amfirst Bank, National Association in Mccook, Nebraska repayable over 13 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.