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High Risk Loan With Reasonable APR In Jefferson County, Kentucky

$46000 High Risk Loan – Louisville Kentucky, Credit Score Of 672

  • Experian: 682 – The client had a good Experian rating
  • Transunion: 658 – Anton had a good credit rating with Transunion.
  • Equifax: Anton’s Experian score was 672, which is a good credit score with the Experian rating scheme.

Previous requests on Anton’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$75710.00 11 9.1% $909.74 Stock Yards Bank & Trust Company August 1, 2010
$76360.00 10 10.7% $1038.93 Farmers Deposit Bank of Brandenburg June 30, 2011
$76170.00 3 6.2% $2324.15 Citizens Bank September 2, 2013
$76330.00 7 7.6% $1174.54 Citizens Bank & Trust Company, Burgin, Kentucky December 29, 2013
$76150.00 10 7.1% $888.1 Farmers National Bank May 18, 2014

Fast Loans for Anton in Louisville, Kentucky to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Louisville, Kentucky aren’t actually that difficult to obtain, particularly if you have some gumption like Anton. Anton was able to find a fast loan for $46000 from Community Financial Services Bank and Bank of Livingston County, but turned down both offers in favor of their high risk loan from Great Financial Bank, FSB. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a borrower is in a time sensitive situation.

Multiple other requests for credit have been made by Anton in the past, including one from Northern Michigan Bank of Kingsford in Louisville, Kentucky before Anton was approved for the $46000 by Great Financial Bank, FSB

Anton made 7 previous attempts to obtain a high risk loan, 2 of which were with Northern Michigan Bank of Kingsford, a lender in Louisville, Kentucky known to specialize in high risk loans specifically. Prior to finding Great Financial Bank, FSB, Anton was concerned due to their inexperience and good credit score.

Client Profile: Anton Gillham of Louisville, Kentucky
  • Full name (Changed if requested): Anton Gillham
  • Current Credit: loans.hit.utils.Fico@31221be2
  • Current City: Louisville
  • State: Kentucky
  • Zip code: 40277
  • Yearly income: $33,000
  • Current Job: soil conservationist
  • Current County: Jefferson
  • Goal Yearly Income: $104,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Paraphrased and Standardized Quote from Anton for this high risk loan of $46000, provided by Great Financial Bank, FSB

Hi, I am Anton and my hometown is Louisville in Kentucky. Jefferson, county is where I grew up, and now I need a high risk loan in Kentucky for $46000 to avoid bankruptcy. It wasn’t easy, but Great Financial Bank, FSB really came through for me with this loan for 6.3% interest APR and a term of 6 years. I can probably repay the loan over the 6 year term, including interest. A big thanks to Great Financial Bank, FSB for giving me a chance and my good credit. It look me 9 years to build my credit to 672, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Anton has a disappointing current gross income, but has several of prospects

Anton has always wanted to be a logging worker supervisor, but would have to attend Ferris State University again to achieve it. Anton has other possibilities as well, including animal breeder, horticulturist, and retail customer service representative, which pay $56,000 through to $100,000 per year, at least. For this reason, we think that Anton can afford this high risk loan of $46000.

Installment loan for Anton, a graduate of Ferris State University and a soil conservationist working for over $61,000 per year

Anton, an alumnus at Ferris State University and a soil conservationist in Louisville, Kentucky wants a high risk loan to purchase a house. Anton has instead chosen to obtain an installment loan for $19,000 and is at present seeking lenders like United Community Bank to process their request.

Contact Details for Great Financial Bank, FSB, the provider of this high risk loan

  • Great Financial Bank, FSB
  • City: Louisville
  • State: Kentucky
  • Address: One Financial Square
  • County: Jefferson
  • Zip code: 40270

Personal Loan for a soil conservationist named Anton in Louisville, Kentucky to Pay Off Consumers Credit Union Rewards MasterCard

Anton had a tonne of credit card debt on their Commerce Bank St. Louis Blues MasterCard and their Houston Texans NFL Extra Points Visa Signature Card, and they were starting to get in over their heads. Despite Anton’s job as a soil conservationist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this high risk loan, Anton had an Experian score of 682, which is good, so Great Financial Bank, FSB probably cannot provide Anton a high risk loan

Experian Score: 682

When Anton was 22, they attempted to obtain a student loan from 6 different banks, which damaged their credit score. Below is a list of Anton’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on January 24, 2012
  • Attempt 2) Loan for $39,000.00 on June 6, 2009
  • Attempt 3) Loan for $38,000.00 on February 12, 2013
  • Attempt 4) Loan for $36,000.00 on January 6, 2012
  • Attempt 5) Loan for $21,000.00 on September 4, 2010
  • Attempt 6) Loan for $36,000.00 on May 11, 2011

Signature Loan found in Louisville, Kentucky for $46000 with good credit by Anton

Many prospective borrowers have difficulty with finding signature loans in Louisville, Kentucky, and Anton is the same. Anton went to 6 lending institutions or more before finding Great Financial Bank, FSB, who offered Anton a signature loan for $46000. Most signature loans simply require a client, like Anton’s signature to obtain them, up to $42,000 in some cases. Anton was able to get $46000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t need a cosigner, they generally require higher credit, as high as 711

Anton was not approved by The Bank of Whitesburg 7 times prior to being granted funding by Great Financial Bank, FSB at One Financial Square

On April 4, 2011, Anton inquired about borrowing $44,000 from Bank of New Haven with Travis, their in law from just outside Louisville, and even with the co-signer, Anton was rejected for this high risk loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.

8 Months Ago, Anton Tried Finding a High Risk Loan for $24,000.00, and it was Easy

It is an existing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Anton. Anton chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Individuals with credit ratings as low as 374 can apply for a high risk loan and may be be approved.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $23,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Anton required a debt consolidation loan to pay for their existing high risk loan and their credit card. Anton was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.4%.

Anton’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their soil conservationist job and their future career as a logging worker supervisor

Fico Score: 672

Anton’s Transunion score was altered by the high risk loan loan, changing to 658 from 672, which is normal in our experience.

Transunion Score: 658

Conclusion of Anton’s high risk loan

In the end, Anton was able to find a high risk loan for $46000 with an interest rate of 7.4% interest APR from Great Financial Bank, FSB in Louisville, Kentucky repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.