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High Risk Loan With Reasonable APR In Jefferson County, Wisconsin

$44000 High Risk Loan – Watertown Wisconsin, Credit Score Of 613

  • Experian: 632 – This client had a good Experian rating
  • Transunion: 596 – Jamison had a good credit score with Transunion.
  • Equifax: Jamison’s Experian score was 613, which is a good credit score on the Experian rating scheme.

Jamison’s Transunion score was altered by the high risk loan loan, changing to 596 from 613, which is normal in our experience.

Transunion Score: 596

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $35,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Jamison required a debt consolidation loan to pay for their existing high risk loan and their payday loan. Jamison was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.6%.

Before applying for this high risk loan, Jamison had an Experian score of 632, which is good, so Marine Bank Watertown, N.A. most likely cannot provide Jamison a high risk loan

Experian Score: 632

Previous requests on Jamison’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$73580.00 3 6.3% $2248.46 M&I Bank of Burlington March 19, 2013
$74160.00 8 10.1% $1129.24 M&I Marshall and Ilsley Bank January 13, 2015
$74400.00 9 9.6% $1031.41 Continental Bank & Trust Co. July 30, 2015
$74140.00 6 10.4% $1388.51 Clare Bank, National Association August 28, 2015
$74450.00 5 11.3% $1629.88 Norwest Bank Wisconsin East Central September 27, 2015

Contact Details for Marine Bank Watertown, N.A., the provider of this high risk loan

  • Marine Bank Watertown, N.A.
  • City: Watertown
  • State: Wisconsin
  • Address: 500 Main Street
  • County: Jefferson
  • Zip code: 53094

Fast Loans for Jamison in Watertown, Wisconsin to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Watertown, Wisconsin aren’t actually that difficult to obtain, particularly if you have some finesse like Jamison. Jamison was able to find a fast loan for $44000 from Wisconsin Marine Bank and Peoples State Bank of Bloomer, but declined both offers in favor of their high risk loan from Marine Bank Watertown, N.A.. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better in the case that you are in a time sensitive situation.

Jamison’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their human factors psychologist job and their future job as a foreign service peacekeeping specialist

Fico Score: 613

Multiple previous requests for credit have been made by Jamison in the past, including one from Colombo Bank in Watertown, Wisconsin before Jamison was approved for the $44000 by Marine Bank Watertown, N.A.

Jamison made 7 previous tries to obtain a high risk loan, 2 of which were with Colombo Bank, a lending institution in Watertown, Wisconsin known to specialize in high risk loans specifically. Prior to finding Marine Bank Watertown, N.A., Jamison was desperate due to their inexperience and good credit score.

Jamison has a disappointing current gross income, but has a high number of prospects

Jamison has always wanted to be a foreign service peacekeeping specialist, but would have to attend Indiana Wesleyan University again to become one. Jamison has other prospects as well, including industrial waste inspector, historic site administrator, and history professor, which pay $58,000 through to $99,000 per year, at least. Because of this, we think that Jamison can pay for this high risk loan of $44000.

Client Profile: Jamison Zabel of Watertown, Wisconsin
  • Full name (Changed if requested): Jamison Zabel
  • Current Credit: loans.hit.utils.Fico@79fc0f2f
  • Current City: Watertown
  • State: Wisconsin
  • Zip code: 53096
  • Yearly income: $65,000
  • Current Job: human factors psychologist
  • Current County: Jefferson
  • Goal Yearly Income: $102,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

When Jamison was 21, they tried to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a list of Jamison’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on January 24, 2010
  • Attempt 2) Loan for $20,000.00 on March 26, 2012
  • Attempt 3) Loan for $23,000.00 on June 14, 2012
  • Attempt 4) Loan for $34,000.00 on October 1, 2010
  • Attempt 5) Loan for $28,000.00 on October 23, 2011
  • Attempt 6) Loan for $22,000.00 on November 19, 2011
  • Attempt 7) Loan for $26,000.00 on August 30, 2011

Installment loan for Jamison, a graduate of Indiana Wesleyan University and a human factors psychologist working for over $77,000 per year

Jamison, an alumnus at Indiana Wesleyan University and a human factors psychologist in Watertown, Wisconsin needs a high risk loan to purchase a car. Jamison has instead chosen to get an installment loan for $13,000 and is currently seeking lenders like Norwest Bank Wisconsin Appleton to process their request.

Personal Loan for a human factors psychologist named Jamison in Watertown, Wisconsin to Pay Off The Hypnotix Youth Performance Groups Inc. Visa Platinum Rewards Card

Jamison had a tonne of credit card debt on their Stupid Cancer Visa Platinum Rewards Card and their Union Bank Maximum Rewards Platinum Edition Visa Card, and they were starting to get in over their heads. Despite Jamison’s job as a human factors psychologist, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

6 Months Ago, Jamison Tried to Find a High Risk Loan for $23,000.00, and it was Hard

It is an existing struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Jamison. Jamison chose not to obtain a high risk loan this time. High Risk loans are given to very low credit individuals. Borrowers with credit scores as low as 544 can inquire for a high risk loan and have a chance to be accepted.

Jamison was declined by Valley Bank of Fredonia 7 times prior to being granted funding by Marine Bank Watertown, N.A. at 500 Main Street

On January 30, 2011, Jamison inquired about borrowing $43,000 from M&I Bay View State Bank with Brett, their in law from just outside Watertown, and even with the co-signer, Jamison was rejected for this high risk loan. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Jamison for this high risk loan of $44000, provided by Marine Bank Watertown, N.A.

Hello, I am Jamison and my hometown is Watertown in Wisconsin. Jefferson, county is where I grew up, and now I need a high risk loan in Wisconsin for $44000 to avoid bankruptcy. It wasn’t easy, but Marine Bank Watertown, N.A. really came through for me with this loan for 11.1% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Marine Bank Watertown, N.A. for giving me a chance and my good credit. It look me 6 years to build my credit to 613, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.

Signature Loan found in Watertown, Wisconsin for $44000 with good credit by Jamison

Many prospective borrowers have difficulty with finding signature loans in Watertown, Wisconsin, and Jamison is the same. Jamison went to 7 lenders or more prior to settling on Marine Bank Watertown, N.A., who offered Jamison a signature loan for $44000. Most signature loans simply require a client, like Jamison’s signature to obtain them, up to $43,000 in some cases. Jamison was able to get $44000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t require a cosigner, these loans tend to require higher credit, as high as 764

Conclusion of Jamison’s high risk loan

In the end, Jamison was able to find a high risk loan for $44000 with an interest rate of 7.7% interest APR from Marine Bank Watertown, N.A. in Watertown, Wisconsin repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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