Do you have over $10,000 in Debt? Get Help now.

High Risk Loan With Very Low APR In Randolph County, Alabama

$39000 High Risk Loan – Roanoke Alabama, Credit Rating Of 310

  • Experian: 328 – They had a terrible Experian score
  • Transunion: 294 – Yuri had a terrible credit rating with Transunion.
  • Equifax: Yuri’s Experian score was 310, which is a terrible credit score with the Experian rating scheme.
Client Profile: Yuri Wettach of Roanoke, Alabama
  • Full name (Changed if requested): Yuri Wettach
  • Current Credit: loans.hit.utils.Fico@79fc0f2f
  • Current City: Roanoke
  • State: Alabama
  • Zip code: 36277
  • Yearly income: $38,000
  • Current Job: photographic equipment mechanic
  • Current County: Randolph
  • Goal Yearly Income: $110,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Previous requests on Yuri’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$110110.00 10 8.1% $1341.76 AuburnBank July 15, 2010
$110320.00 4 9.4% $2766.32 Bank of the South August 14, 2012
$109720.00 8 8.2% $1562.25 Alabama City Bank of Gadsden, Alabama April 16, 2013
$110240.00 4 10.6% $2827.84 The Exchange Bank, Attalla, Alabama October 22, 2014

Paraphrased and Standardized Quote from Yuri for this high risk loan of $39000, provided by SouthTrust Bank of Randolph County, National Association

Hi, I am Yuri and I am from Roanoke in Alabama. Randolph, county is where I grew up, and now I need a high risk loan in Alabama for $39000 to buy a car. It wasn’t easy, but SouthTrust Bank of Randolph County, National Association really came through for me with this loan for 10.2% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to SouthTrust Bank of Randolph County, National Association for giving me a chance and my terrible credit. It look me 5 years to build my credit to 310, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Installment loan for Yuri, a graduate of Pasco County Health Department and a photographic equipment mechanic working for over $78,000 per year

Yuri, an alumnus at Pasco County Health Department and a photographic equipment mechanic in Roanoke, Alabama wants a high risk loan to purchase a new cell phone. Yuri has instead decided to get an installment loan for $27,000 and is currently seeking lenders like Merchants Bank of Alabama to provide it.

Fast Loans for Yuri in Roanoke, Alabama to prevent bankruptcy or harm from debt collectors.

Fast loans in Roanoke, Alabama aren’t actually that difficult to obtain, particularly if you have some finesse like Yuri. Yuri was able to find a fast loan for $39000 from The Exchange Bank, Attalla, Alabama and Community Bank, but declined both offers in favor of their high risk loan from SouthTrust Bank of Randolph County, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if a borrower is in a time sensitive situation.

Yuri’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their photographic equipment mechanic job and their future job as a tax auditor

Fico Score: 310

Signature Loan acquired in Roanoke, Alabama for $39000 with terrible credit by Yuri

Most clients have difficulty with finding signature loans in Roanoke, Alabama, and Yuri is the same. Yuri went to 4 lenders or more prior to settling on SouthTrust Bank of Randolph County, National Association, who offered Yuri a signature loan for $39000. Most signature loans simply need a client, like Yuri’s signature to obtain them, up to $24,000 in some cases. Yuri was able to get $39000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t require collateral, they generally require higher credit, as high as 788

6 Months in the Past, Yuri Attempted Finding a High Risk Loan for $41,000.00, and it was Easy

It is an ongoing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Yuri. Yuri chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Clients with credit ratings as low as 497 can inquire for a high risk loan and may be be approved.

Yuri has a sad current yearly income, but has several of prospects

Yuri has always wanted to be a tax auditor, but would have to attend Pasco County Health Department again to achieve it. Yuri has other possibilities as well, including environmental research analyst, electrical parts reconditioner, and home economist, which pay $51,000 through to $93,000 per year, at least. For this reason, we think that Yuri can pay for this high risk loan of $39000.

Personal Loan for a photographic equipment mechanic named Yuri in Roanoke, Alabama to Pay Off US Squash Rewards Visa

Yuri had a lot of credit card debt on their America’s First FCU Visa Platinum and their PNC Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Yuri’s job as a photographic equipment mechanic, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Yuri’s Transunion score was altered by the high risk loan loan, changing to 294 from 310, which is typical in our experience.

Transunion Score: 294

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $38,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Yuri required a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Yuri was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.3%.

Several previous requests for credit have been made by Yuri in the past, including one from Bond Federal Savings and Loan Association in Roanoke, Alabama before Yuri was accepted for the $39000 by SouthTrust Bank of Randolph County, National Association

Yuri made 5 previous attempts to obtain a high risk loan, 2 of which were with Bond Federal Savings and Loan Association, a lender in Roanoke, Alabama known to specialize in high risk loans specifically. Prior to finding SouthTrust Bank of Randolph County, National Association, Yuri was concerned due to their inexperience and terrible credit score.

Contact Details for SouthTrust Bank of Randolph County, National Association, the provider of this high risk loan

  • SouthTrust Bank of Randolph County, National Association
  • City: Roanoke
  • State: Alabama
  • Address: 204 East Main Street
  • County: Randolph
  • Zip code: 36274

Before applying for this high risk loan, Yuri had an Experian score of 328, which is terrible, so SouthTrust Bank of Randolph County, National Association probably cannot provide Yuri a high risk loan

Experian Score: 328

Yuri was not approved by SouthTrust Bank of Tuskegee 7 times before being approved by SouthTrust Bank of Randolph County, National Association at 204 East Main Street

On January 27, 2010, Yuri applied about borrowing $26,000 from East Gadsden Bank with Amie, their in law from just outside Roanoke, and even with the co-signer, Yuri was rejected for this high risk loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

When Yuri was 20, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Yuri’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on April 23, 2013
  • Attempt 2) Loan for $27,000.00 on May 7, 2009
  • Attempt 3) Loan for $25,000.00 on October 13, 2013
  • Attempt 4) Loan for $31,000.00 on July 1, 2012
  • Attempt 5) Loan for $20,000.00 on June 23, 2010

Conclusion of Yuri’s high risk loan

In the end, Yuri was able to find a high risk loan for $39000 with an interest rate of 9.2% interest APR from SouthTrust Bank of Randolph County, National Association in Roanoke, Alabama repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.