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Home Loan For $45000 Near 41030, Kentucky With A Credit Score Of 683

$45000 Home Loan – Crittenden Kentucky, Credit Rating Of 683

  • Experian: 698 – This client had a good Experian rating
  • Transunion: 665 – Geraldine had a good credit rating with Transunion.
  • Equifax: Geraldine’s Experian score was 683, which is a good credit rating with the Experian scale.

Geraldine has a very low current gross income, but has a high number of prospects

Geraldine has always wanted to be an orthodontic laboratory technician, but would need attend Viterbo University again to become one. Geraldine has other prospects as well, including glass blower, structural drafter, and environmental technician, which pay $59,000 through to $90,000 per year, on average. Because of this, we think that Geraldine can pay for this home loan of $45000.

Many other requests for credit have been made by Geraldine in the past, including one from Moultrie Federal Savings Bank in Crittenden, Kentucky before Geraldine was approved for the $45000 by Bank of Crittenden

Geraldine made 5 previous tries to obtain a home loan, 2 of which were with Moultrie Federal Savings Bank, a bank in Crittenden, Kentucky known to specialize in home loans specifically. Prior to finding Bank of Crittenden, Geraldine was very concerned due to their inexperience and good credit rating.

Before applying for this home loan, Geraldine had an Experian score of 698, which is good, so Bank of Crittenden likely cannot provide Geraldine a home loan

Experian Score: 698

Installment loan for Geraldine, a graduate of Viterbo University and a history professor working for over $73,000 per year

Geraldine, an alumnus at Viterbo University and a history professor in Crittenden, Kentucky needs a home loan to purchase something frivolous. Geraldine has instead decided to obtain an installment loan for $15,000 and is currently seeking lenders like Bank of Danville and Trust Company to process their request.

Fast Loans for Geraldine in Crittenden, Kentucky to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Crittenden, Kentucky aren’t actually that difficult to obtain, particularly if you have some gumption like Geraldine. Geraldine was able to find a fast loan for $45000 from Jackson County Bank and Hyden Citizens Bank, but turned down both offers in favor of their home loan from Bank of Crittenden. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that a borrower is in a time sensitive situation.

Previous requests on Geraldine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$144660.00 7 10.8% $2461.75 Stock Yards Bank & Trust Company August 20, 2013
$144580.00 6 11.1% $2759.36 Farmers Deposit Bank of Brandenburg October 29, 2013
$144610.00 3 8.4% $4558.28 Citizens Bank November 5, 2014
$144870.00 8 10.4% $2229.06 Citizens Bank & Trust Company, Burgin, Kentucky May 26, 2015

When Geraldine was 18, they attempted to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Geraldine’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on August 11, 2010
  • Attempt 2) Loan for $27,000.00 on July 4, 2013
  • Attempt 3) Loan for $26,000.00 on October 31, 2011
  • Attempt 4) Loan for $36,000.00 on August 9, 2010

Geraldine was declined by Citizens Deposit Bank 7 times prior to being approved by Bank of Crittenden at U.S. Highway 25

On October 1, 2011, Geraldine inquired about borrowing $12,000 from Stock Yards Bank & Trust Company with Eve, their in law from just outside Crittenden, and even with the co-signer, Geraldine was rejected for this home loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $29,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Geraldine required a debt consolidation loan to pay for their existing home loan and their credit card. Geraldine was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.

Personal Loan for a history professor named Geraldine in Crittenden, Kentucky to Pay Off Spirit Airlines World MasterCard Credit Card

Geraldine had a tonne of credit card debt on their Associated Bank Visa College Rewards Card and their Bank of America WorldPoints Rewards for Business Visa Card, and they were starting to get in over their heads. Despite Geraldine’s job as a history professor, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Geraldine Riemann of Crittenden, Kentucky
  • Full name (Changed if requested): Geraldine Riemann
  • Current Credit: loans.hit.utils.Fico@238e0d81
  • Current City: Crittenden
  • State: Kentucky
  • Zip code: 41031
  • Yearly income: $30,000
  • Current Job: history professor
  • Current County: Grant
  • Goal Yearly Income: $145,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Signature Loan found in Crittenden, Kentucky for $45000 with good credit by Geraldine

Many clients have difficulty with finding signature loans in Crittenden, Kentucky, and Geraldine is no exception. Geraldine went to 4 lenders or more before finding Bank of Crittenden, who offered Geraldine a signature loan for $45000. Most signature loans simply need a client, like Geraldine’s signature to get them, up to $43,000 in some cases. Geraldine was able to get $45000 as a home loan, which is very high for a home loan. Since signature loans do not need a cosigner, these loans generally require better credit, as high as 727

Paraphrased and Standardized Quote from Geraldine for this home loan of $45000, provided by Bank of Crittenden

Hi, I am Geraldine and I am from Crittenden in Kentucky. Grant, county is where I grew up, and now I need a home loan in Kentucky for $45000 to renovate my home. It wasn’t easy, but Bank of Crittenden really came through for me with this loan for 6.8% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to Bank of Crittenden for giving me a chance and my good credit. It look me 4 years to create my credit to 683, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

Geraldine’s Overall FICO score at the time of acceptance for a home loan, taking into account their history professor job and their future career as an orthodontic laboratory technician

Fico Score: 683

7 Months Ago, Geraldine Attempted to Find a High Risk Loan for $31,000.00, and it was Easy

There is an ongoing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Geraldine. Geraldine chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Individuals with credit ratings as low as 351 can inquire for a high risk loan and possibly can be accepted.

Geraldine’s Transunion score was changed by the home loan loan, changing to 665 from 683, which is normal in our experience.

Transunion Score: 665

Contact Details for Bank of Crittenden, the provider of this home loan

  • Bank of Crittenden
  • City: Crittenden
  • State: Kentucky
  • Address: U.S. Highway 25
  • County: Grant
  • Zip code: 41030

Conclusion of Geraldine’s home loan

In the end, Geraldine was able to find a home loan for $45000 with an interest rate of 7.3% interest APR from Bank of Crittenden in Crittenden, Kentucky repayable over 8 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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