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Home Loan For $98000 Near 917, Puerto Rico With A Credit Score Of 800

$98000 Home Loan – San Juan Puerto Rico, Credit Score Of 800

  • Experian: 814 – The client had an excellent Experian rating
  • Transunion: 785 – Jarod had an excellent credit rating with Transunion.
  • Equifax: Jarod’s Experian score was 800, which is an excellent credit rating with the Experian scale.

Previous requests on Jarod’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$148460.00 7 11.6% $2589.07 Roig Commercial Bank October 20, 2012
$147740.00 3 9.2% $4711.86 Banco Credito y Ahorro Ponceno January 3, 2015
$148490.00 6 7.6% $2574.61 Banco Popular de Puerto Rico January 19, 2015
$148440.00 5 10.6% $3197.91 Banco Popular de Puerto Rico April 9, 2015

Jarod was not approved by Central Federal Savings Bank of PR 5 times before being accepted by Banco Santander Puerto Rico at 207 Ponce De Leon Avenue

On May 17, 2009, Jarod applied about borrowing $48,000 from The Bank and Trust of Puerto Rico with Ruthanne, their in law from just outside San Juan, and even with the co-signer, Jarod was rejected for this home loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Several past requests for credit have been made by Jarod in the past, including one from North Country Bank in San Juan, Puerto Rico before Jarod was accepted for the $98000 by Banco Santander Puerto Rico

Jarod made 4 prior attempts to obtain a home loan, 2 of which were with North Country Bank, a bank in San Juan, Puerto Rico known to specialize in home loans specifically. Before finding Banco Santander Puerto Rico, Jarod was desperate due to their inexperience and excellent credit rating.

Jarod has a low current yearly income, but has a large amount of prospects

Jarod has always wanted to be an air crew member, but would have to attend Detroit Medical Center – Sinai-Grace Hospital again to achieve it. Jarod has other prospects as well, including scientific linguist, air crew member, and mechanical inspector, which pay $51,000 through to $98,000 per year, on average. For this reason, we think that Jarod can afford this home loan of $98000.

Jarod’s Overall FICO score at the time of acceptance for a home loan, taking into account their psychiatric technician job and their future career as an air crew member

Fico Score: 800

Installment loan for Jarod, a graduate of Detroit Medical Center – Sinai-Grace Hospital and a psychiatric technician working for over $67,000 per year

Jarod, an alumnus at Detroit Medical Center – Sinai-Grace Hospital and a psychiatric technician in San Juan, Puerto Rico wants a home loan to purchase something frivolous. Jarod has instead decided to get an installment loan for $29,000 and is at present seeking lenders like PonceBank to provide it.

Contact Details for Banco Santander Puerto Rico, the provider of this home loan

  • Banco Santander Puerto Rico
  • City: San Juan
  • State: Puerto Rico
  • Address: 207 Ponce De Leon Avenue
  • County: San Juan
  • Zip code: 917
Client Profile: Jarod Burfeind of San Juan, Puerto Rico
  • Full name (Changed if requested): Jarod Burfeind
  • Current Credit: loans.hit.utils.Fico@312b1dae
  • Current City: San Juan
  • State: Puerto Rico
  • Zip code: 922
  • Yearly income: $49,000
  • Current Job: psychiatric technician
  • Current County: San Juan
  • Goal Yearly Income: $100,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Fast Loans for Jarod in San Juan, Puerto Rico to prevent bankruptcy or harm from debt collectors.

Fast loans in San Juan, Puerto Rico aren’t actually that difficult to obtain, especially if you have some gumption like Jarod. Jarod was able to find a fast loan for $98000 from Banco Popular de Puerto Rico and Banco Regional, but declined both offers in favor of their home loan from Banco Santander Puerto Rico. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if a borrower is in a pinch.

When Jarod was 19, they tried to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a list of Jarod’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on December 19, 2011
  • Attempt 2) Loan for $36,000.00 on July 24, 2011
  • Attempt 3) Loan for $27,000.00 on January 8, 2011
  • Attempt 4) Loan for $26,000.00 on August 9, 2009

Signature Loan easily acquired in San Juan, Puerto Rico for $98000 with excellent credit by Jarod

A lot of clients have difficulty with finding signature loans in San Juan, Puerto Rico, and Jarod is no exception. Jarod went to 8 lenders or more prior to finding Banco Santander Puerto Rico, who offered Jarod a signature loan for $98000. Typical signature loans simply need a client, like Jarod’s signature to get them, up to $44,000 in some cases. Jarod was able to get $98000 as a home loan, which is very high for a home loan. Since signature loans do not require collateral, they tend to require better credit, as high as 726

7 Months Ago, Jarod Tried Finding a High Risk Loan for $36,000.00, and it was Easy

It is an well known struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Jarod. Jarod decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Borrowers with credit scores as low as 443 can inquire for a high risk loan and have a chance to be accepted.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $24,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Jarod required a debt consolidation loan to pay for their existing home loan and their loan shark loan. Jarod was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

Before applying for this home loan, Jarod had an Experian score of 814, which is excellent, so Banco Santander Puerto Rico most likely cannot provide Jarod a home loan

Experian Score: 814

Paraphrased and Standardized Quote from Jarod for this home loan of $98000, provided by Banco Santander Puerto Rico

Hi, I am Jarod and my hometown is San Juan in Puerto Rico. San Juan, county is where I grew up, and now I need a home loan in Puerto Rico for $98000 to buy a big ticket item. It wasn’t easy, but Banco Santander Puerto Rico really came through for me with this loan for 11.8% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to Banco Santander Puerto Rico for trusting me and my excellent credit. It look me 8 years to create my credit to 800, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.

Personal Loan for a psychiatric technician named Jarod in San Juan, Puerto Rico to Pay Off TJ Maxx Credit Card

Jarod had a lot of credit card debt on their Quantas and their Sunoco SunTrak Fleet Card, and they were starting to get in over their heads. Despite Jarod’s job as a psychiatric technician, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Jarod’s Transunion score was changed by the home loan loan, changing to 785 from 800, which is normal in our experience.

Transunion Score: 785

Conclusion of Jarod’s home loan

In the end, Jarod was able to find a home loan for $98000 with an interest rate of 7.1% interest APR from Banco Santander Puerto Rico in San Juan, Puerto Rico repayable over 7 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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