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Home Loan Of $124000 For Fair Credit Kansas Resident

$124000 Home Loan – Hiawatha Kansas, Credit Rating Of 506

  • Experian: 517 – They had a fair Experian score
  • Transunion: 487 – Mistie had a fair credit score with Transunion.
  • Equifax: Mistie’s Experian score was 506, which is a fair credit score using the Experian scale.

Mistie’s Transunion score was changed by the home loan loan, changing to 487 from 506, which is normal in our experience.

Transunion Score: 487

Mistie has a low current gross income, but has several of prospects

Mistie has always wanted to be a fire protection engineering technician, but would need attend Cuyahoga Community College again to achieve it. Mistie has other prospects as well, including wildlife biologist, police and detectives supervisor, and dry wall installer, which pay $53,000 through to $92,000 per year, at least. Because of this, we think that Mistie can pay for this home loan of $124000.

7 Months Ago, Mistie Attempted Finding a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Mistie. Mistie decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit scores as low as 340 can apply for a high risk loan and may be be approved.

Contact Details for The Hiawatha Savings and Loan Association, the provider of this home loan

  • The Hiawatha Savings and Loan Association
  • City: Hiawatha
  • State: Kansas
  • Address: 201 South 6th Street
  • County: Brown
  • Zip code: 66434

Installment loan for Mistie, a graduate of Cuyahoga Community College and a health psychologist working for over $69,000 per year

Mistie, an alumnus at Cuyahoga Community College and a health psychologist in Hiawatha, Kansas wants a home loan to purchase a car. Mistie has instead decided to obtain an installment loan for $20,000 and is at present seeking lenders like Citizens Bank and Trust Company to process their request.

Mistie’s Overall FICO score at the time of acceptance for a home loan, taking into account their health psychologist job and their future career as a fire protection engineering technician

Fico Score: 506

Mistie was not approved by The Citizens State Bank, Liberal, Kansas 6 times before being accepted by The Hiawatha Savings and Loan Association at 201 South 6th Street

On October 1, 2009, Mistie inquired about borrowing $4,000 from Pinnacle Bank, National Association with Myung, their in law from just outside Hiawatha, and even with the co-signer, Mistie was rejected for this home loan. With fair credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Before applying for this home loan, Mistie had an Experian score of 517, which is fair, so The Hiawatha Savings and Loan Association likely cannot provide Mistie a home loan

Experian Score: 517

Previous requests on Mistie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$10710.00 3 8.8% $339.58 Citizens Bank and Trust Company April 29, 2011
$11310.00 5 7.5% $226.63 The Morrill and Janes Bank and Trust Company June 25, 2012
$10510.00 9 7.3% $133.04 The Citizens State Bank, Liberal, Kansas September 14, 2013
$11100.00 9 9.3% $152.1 Citizens State Bank August 20, 2014
$10730.00 6 7.8% $187.09 The Peoples Bank October 27, 2014

Signature Loan acquired in Hiawatha, Kansas for $124000 with fair credit by Mistie

Most clients struggle with finding signature loans in Hiawatha, Kansas, and Mistie is no different. Mistie went to 8 lenders or more prior to finding The Hiawatha Savings and Loan Association, who offered Mistie a signature loan for $124000. Typical signature loans simply need a client, like Mistie’s signature to obtain them, up to $41,000 in some cases. Mistie was able to get $124000 as a home loan, which is very high for a home loan. Because signature loans don’t need a cosigner, these loans tend to require improved credit, as high as 789

Fast Loans for Mistie in Hiawatha, Kansas to prevent bankruptcy or harm from debt collectors.

Fast loans in Hiawatha, Kansas aren’t actually that difficult to obtain, particularly if you have some gumption like Mistie. Mistie was able to find a fast loan for $124000 from The Kansas State Bank Overbrook Kansas and The Sedan State Bank, Sedan, Kansas, but declined both offers in favor of their home loan from The Hiawatha Savings and Loan Association. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement in the case that a borrower is in a time sensitive situation.

Several previous requests for credit have been made by Mistie in the past, including one from Norwest Bank Atlantic, National Association in Hiawatha, Kansas before Mistie was accepted for the $124000 by The Hiawatha Savings and Loan Association

Mistie made 9 prior attempts to obtain a home loan, 2 of which were with Norwest Bank Atlantic, National Association, a lending institution in Hiawatha, Kansas known to specialize in home loans specifically. Prior to finding The Hiawatha Savings and Loan Association, Mistie was desperate due to their inexperience and fair credit score.

When Mistie was 21, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a chronology of Mistie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on January 29, 2013
  • Attempt 2) Loan for $37,000.00 on October 27, 2008
  • Attempt 3) Loan for $33,000.00 on January 27, 2013
  • Attempt 4) Loan for $29,000.00 on September 28, 2011
  • Attempt 5) Loan for $30,000.00 on February 21, 2009
  • Attempt 6) Loan for $35,000.00 on October 18, 2011
  • Attempt 7) Loan for $22,000.00 on October 14, 2011

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $24,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Mistie needed a debt consolidation loan to pay for their existing home loan and their credit card. Mistie was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Paraphrased and Standardized Quote from Mistie for this home loan of $124000, provided by The Hiawatha Savings and Loan Association

Hello, I am Mistie and my hometown is Hiawatha in Kansas. Brown, county is where I grew up, and now I need a home loan in Kansas for $124000 to buy a big ticket item. It has been difficult, but The Hiawatha Savings and Loan Association really came through for me with this loan for 6.5% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to The Hiawatha Savings and Loan Association for trusting me and my fair credit. It look me 5 years to create my credit to 506, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Mistie Barthol of Hiawatha, Kansas
  • Full name (Changed if requested): Mistie Barthol
  • Current Credit: loans.hit.utils.Fico@3941a79c
  • Current City: Hiawatha
  • State: Kansas
  • Zip code: 66442
  • Yearly income: $62,000
  • Current Job: health psychologist
  • Current County: Brown
  • Goal Yearly Income: $133,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Personal Loan for a health psychologist named Mistie in Hiawatha, Kansas to Pay Off Pennsylvania Freemasons Visa Cards

Mistie had a tonne of credit card debt on their First National Bank & Trust Credit Cards and their University of Arizona Rewards American Express Card, and they were starting to get in over their heads. Despite Mistie’s job as a health psychologist, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Conclusion of Mistie’s home loan

In the end, Mistie was able to find a home loan for $124000 with an interest rate of 5.8% interest APR from The Hiawatha Savings and Loan Association in Hiawatha, Kansas repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.