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Home Loan Of $176000 For Fair Credit Pennsylvania Resident

$176000 Home Loan – Frackville Pennsylvania, Credit Score Of 597

  • Experian: 611 – The client had a fair Experian score
  • Transunion: 579 – Mignon had a fair credit score with Transunion.
  • Equifax: Mignon’s Experian score was 597, which is a fair credit score with the Experian system.

Multiple past requests for credit have been made by Mignon in the past, including one from First Federal Savings and Loan Association of Jackson in Frackville, Pennsylvania before Mignon was approved for the $176000 by The First National Bank in Frackville

Mignon made 4 previous attempts to obtain a home loan, 2 of which were with First Federal Savings and Loan Association of Jackson, a lender in Frackville, Pennsylvania known to specialize in home loans specifically. Before finding The First National Bank in Frackville, Mignon was very concerned due to their inexperience and fair credit score.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $29,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Mignon required a debt consolidation loan to pay for their existing home loan and their payday loan. Mignon was able to find a home loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.0%.

Signature Loan easily acquired in Frackville, Pennsylvania for $176000 with fair credit by Mignon

Many borrowers have difficulty with obtaining signature loans in Frackville, Pennsylvania, and Mignon is the same. Mignon went to 6 lenders or more before settling on The First National Bank in Frackville, who offered Mignon a signature loan for $176000. Most signature loans simply require a client, like Mignon’s signature to obtain them, up to $22,000 in some cases. Mignon was able to get $176000 as a home loan, which is very high for a home loan. Because signature loans do not require collateral, they tend to need improved credit, as high as 705

Mignon’s Transunion score was altered by the home loan loan, changing to 579 from 597, which is typical in our experience.

Transunion Score: 579

Previous requests on Mignon’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$59230.00 11 10.3% $751.64 The People’s Bank of Oxford January 20, 2009
$59150.00 5 7.3% $1179.63 First Lehigh Bank June 1, 2012
$59100.00 9 9.2% $806.66 SunBank August 21, 2013
$59150.00 6 5.1% $955.35 Merchants Bank (North) August 14, 2014

When Mignon was 19, they attempted to obtain a student loan from 5 alternate banks, which harmed their credit score. Below is a list of Mignon’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on October 16, 2011
  • Attempt 2) Loan for $20,000.00 on March 19, 2009
  • Attempt 3) Loan for $22,000.00 on October 18, 2011
  • Attempt 4) Loan for $26,000.00 on November 14, 2010
  • Attempt 5) Loan for $32,000.00 on December 19, 2013

Personal Loan for an armored assault vehicle officer named Mignon in Frackville, Pennsylvania to Pay Off American Savings Bank Secured Visa Card

Mignon had a lot of credit card debt on their Corgi Rescue Visa Card and their National Ski Patrol Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Mignon’s job as an armored assault vehicle officer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Mignon has a disappointing current total income, but has a high number of prospects

Mignon has always wanted to be a health psychologist, but would need attend Richmond VA Medical Center again to become one. Mignon has other possibilities as well, including animation cartoonist, makeup artists – theatrical, and respiratory therapist, which pay $55,000 through to $106,000 per year, at least. For this reason, we think that Mignon can afford this home loan of $176000.

Client Profile: Mignon Krysh of Frackville, Pennsylvania
  • Full name (Changed if requested): Mignon Krysh
  • Current Credit: loans.hit.utils.Fico@5197848c
  • Current City: Frackville
  • State: Pennsylvania
  • Zip code: 17932
  • Yearly income: $53,000
  • Current Job: armored assault vehicle officer
  • Current County: Schuylkill
  • Goal Yearly Income: $128,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

8 Months Ago, Mignon Attempted to Find a High Risk Loan for $23,000.00, and it was Hard

There is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Mignon. Mignon chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit clients. Individuals with credit scores as low as 493 can inquire for a high risk loan and possibly can be approved.

Mignon’s Overall FICO score at the time of acceptance for a home loan, taking into account their armored assault vehicle officer job and their future job as a health psychologist

Fico Score: 597

Paraphrased and Standardized Quote from Mignon for this home loan of $176000, provided by The First National Bank in Frackville

Hi, I am Mignon and my hometown is Frackville in Pennsylvania. Schuylkill, county is where I grew up, and now I need a home loan in Pennsylvania for $176000 to renovate my home. It wasn’t easy, but The First National Bank in Frackville really came through for me with this loan for 10.5% interest APR and a term of 24 years. I will repay the loan over the 24 year term, including interest. A big thanks to The First National Bank in Frackville for giving me a chance and my fair credit. It look me 9 years to build my credit to 597, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.

Installment loan for Mignon, a graduate of Richmond VA Medical Center and an armored assault vehicle officer working for over $68,000 per year

Mignon, an alumnus at Richmond VA Medical Center and an armored assault vehicle officer in Frackville, Pennsylvania needs a home loan to purchase something frivolous. Mignon has instead decided to obtain an installment loan for $3,000 and is currently seeking lenders like Bank of Pennsylvania to process their request.

Fast Loans for Mignon in Frackville, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Frackville, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Mignon. Mignon was able to find a fast loan for $176000 from Corestates Bank, National Association and PS Bank, but declined both offers in favor of their home loan from The First National Bank in Frackville. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if you are in a time sensitive situation.

Mignon was rejected by Provident National Bank 6 times before being accepted by The First National Bank in Frackville at Main Street

On November 18, 2013, Mignon inquired about borrowing $46,000 from The Bridgeville Trust Company with Julie, their in law from just outside Frackville, and even with the co-signer, Mignon was rejected for this home loan. With fair credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Before applying for this home loan, Mignon had an Experian score of 611, which is fair, so The First National Bank in Frackville likely cannot provide Mignon a home loan

Experian Score: 611

Contact Details for The First National Bank in Frackville, the provider of this home loan

  • The First National Bank in Frackville
  • City: Frackville
  • State: Pennsylvania
  • Address: Main Street
  • County: Schuylkill
  • Zip code: 17931

Conclusion of Mignon’s home loan

In the end, Mignon was able to find a home loan for $176000 with an interest rate of 7.7% interest APR from The First National Bank in Frackville in Frackville, Pennsylvania repayable over 24 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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