Do you have over $10,000 in Debt? Get Help now.

Home Loan Of $2000 For Terrible Credit Texas Resident

$2000 Home Loan – Flatonia Texas, Credit Score Of 309

  • Experian: 325 – This individual had a terrible Experian score
  • Transunion: 292 – Tyrone had a terrible credit score with Transunion.
  • Equifax: Tyrone’s Experian score was 309, which is a terrible credit score on the Experian scale.

Before applying for this home loan, Tyrone had an Experian score of 325, which is terrible, so United Bank Texas likely cannot provide Tyrone a home loan

Experian Score: 325

Fast Loans for Tyrone in Flatonia, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Flatonia, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Tyrone. Tyrone was able to find a fast loan for $2000 from First Community Bank San Antonio, National Association and Farmers State Bank of Madisonville, Texas, but turned down both offers in favor of their home loan from United Bank Texas. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that you are in a pinch.

Previous requests on Tyrone’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$100560.00 8 9.5% $1499.44 Comerica Bank May 6, 2009
$100560.00 8 6.7% $1356.04 First Star Bank, S.S.B. November 10, 2011
$101370.00 5 6.8% $1997.7 Brownfield State Bank & Trust Co. January 31, 2012
$100600.00 10 11.4% $1408.64 First Bank & Trust, Bryan, Texas September 24, 2012
$101470.00 10 8.6% $1263.52 First Bank & Trust of Clarendon March 10, 2014

Personal Loan for a merchandise displayer named Tyrone in Flatonia, Texas to Pay Off Garden State Community Bank American Express Card

Tyrone had a lot of credit card debt on their PNC Bank Visa Signature BusinessOptionsSM Card and their Garfield Visa With Rewards from Commerce Bank, and they were starting to get in over their heads. Despite Tyrone’s job as a merchandise displayer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Tyrone Camburn of Flatonia, Texas
  • Full name (Changed if requested): Tyrone Camburn
  • Current Credit: loans.hit.utils.Fico@17f052a3
  • Current City: Flatonia
  • State: Texas
  • Zip code: 78947
  • Yearly income: $31,000
  • Current Job: merchandise displayer
  • Current County: Fayette
  • Goal Yearly Income: $130,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $34,000.00 to $42,000.00. They are typically used to pay off existing high interest loans like credit cards. Tyrone needed a debt consolidation loan to pay for their existing home loan and their loan shark loan. Tyrone was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.2%.

Paraphrased and Standardized Quote from Tyrone for this home loan of $2000, provided by United Bank Texas

Hello, I am Tyrone and I’m from Flatonia in Texas. Fayette, county is where I grew up, and now I need a home loan in Texas for $2000 to renovate my home. It wasn’t easy, but United Bank Texas really came through for me with this loan for 6.8% interest APR and a term of 21 years. I can probably repay the loan over the 21 year term, including interest. A big thanks to United Bank Texas for trusting me and my terrible credit. It look me 7 years to build my credit to 309, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Tyrone’s Transunion score was altered by the home loan loan, changing to 292 from 309, which is normal in our experience.

Transunion Score: 292

Tyrone has a low current yearly income, but has several of prospects

Tyrone has always wanted to be an aircraft examiner, but would need attend Pennsylvania State University again to become one. Tyrone has other prospects as well, including social work professor, fashion coordinator, and admiralty lawyer, which pay $51,000 through to $108,000 per year, on average. For this reason, we believe that Tyrone can pay for this home loan of $2000.

Several previous requests for credit have been made by Tyrone in the past, including one from Bank of Commerce in Flatonia, Texas before Tyrone was accepted for the $2000 by United Bank Texas

Tyrone made 6 previous attempts to obtain a home loan, 2 of which were with Bank of Commerce, a bank in Flatonia, Texas known to specialize in home loans specifically. Prior to finding United Bank Texas, Tyrone was desperate due to their inexperience and terrible credit score.

Tyrone was rejected by Citizens State Bank of Dalhart 5 times prior to being accepted by United Bank Texas at 205 East South Main Street, Suite 100 (Temp Loc)

On October 16, 2011, Tyrone applied about borrowing $28,000 from Brownfield State Bank & Trust Co. with Lashunda, their friend from just outside Flatonia, and even with the co-signer, Tyrone was rejected for this home loan. With terrible credit, it can be challenging to procure funding, even with collateral and a co-signer.

Installment loan for Tyrone, a graduate of Pennsylvania State University and a merchandise displayer working for over $67,000 per year

Tyrone, an alumnus at Pennsylvania State University and a merchandise displayer in Flatonia, Texas needs a home loan to purchase something frivolous. Tyrone has instead decided to obtain an installment loan for $9,000 and is currently seeking lenders like Guaranty Bank & Trust Company to provide it.

Signature Loan easily acquired in Flatonia, Texas for $2000 with terrible credit by Tyrone

A lot of clients struggle with finding signature loans in Flatonia, Texas, and Tyrone is not an exception. Tyrone went to 8 lending institutions or more before finding United Bank Texas, who offered Tyrone a signature loan for $2000. Most signature loans simply require a client, like Tyrone’s signature to get them, up to $32,000 in some cases. Tyrone was able to get $2000 as a home loan, which is very high for a home loan. Because signature loans don’t require collateral, these loans generally require higher credit, as high as 753

6 Months Ago, Tyrone Tried to Find a High Risk Loan for $42,000.00, and it was Hard

It is an ongoing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Tyrone. Tyrone chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Borrowers with credit scores as low as 306 can inquire for a high risk loan and possibly can be accepted.

Contact Details for United Bank Texas, the provider of this home loan

  • United Bank Texas
  • City: Flatonia
  • State: Texas
  • Address: 205 East South Main Street, Suite 100 (Temp Loc)
  • County: Fayette
  • Zip code: 78941

When Tyrone was 24, they attempted to obtain a student loan from 6 different banks, which damaged their credit rating. Below is a list of Tyrone’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on February 1, 2009
  • Attempt 2) Loan for $28,000.00 on May 30, 2011
  • Attempt 3) Loan for $34,000.00 on May 3, 2010
  • Attempt 4) Loan for $34,000.00 on May 2, 2011
  • Attempt 5) Loan for $39,000.00 on April 13, 2013
  • Attempt 6) Loan for $33,000.00 on March 18, 2012

Tyrone’s Overall FICO score at the time of acceptance for a home loan, taking into account their merchandise displayer job and their future job as an aircraft examiner

Fico Score: 309

Conclusion of Tyrone’s home loan

In the end, Tyrone was able to find a home loan for $2000 with an interest rate of 7.6% interest APR from United Bank Texas in Flatonia, Texas repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.