$56000 Home Loan – Debary Florida, Credit Score Of 605
- Experian: 622 – The client had a good Experian score
- Transunion: 589 – Cassey had a good credit rating with Transunion.
- Equifax: Cassey’s Experian score was 605, which is a good credit rating on the Experian scale.
Previous requests on Cassey’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$125780.00||8||11.8%||$2030.49||NCNB National Bank of Florida||July 23, 2010|
|$125640.00||10||10.3%||$1681.28||Southeast Bank of Madison County, National Association||March 21, 2012|
|$126470.00||4||10.7%||$3250.29||Southeast Bank of Wildwood||December 2, 2013|
|$126430.00||5||10.2%||$2698.72||Atlantic Bank of Jacksonville||May 27, 2014|
Cassey was not approved by Southeast Bank of Wildwood 6 times prior to being accepted by First Community Bank at 21 South Charles Richard Beall Boulevard
On March 13, 2012, Cassey applied about borrowing $22,000 from The First National Bank of Alachua with Aubrey, their in law from just outside Debary, and even with the co-signer, Cassey was rejected for this home loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Cassey has a disappointing current yearly income, but has a high number of prospects
Cassey has always wanted to be a home economist, but would need attend Kansas City Kansas Community College again to become one. Cassey has other possibilities as well, including cartographic technician, industrial air pollution analyst, and disk jockey, which pay $55,000 through to $107,000 per year, at least. Because of this, we believe that Cassey can afford this home loan of $56000.
Contact Details for First Community Bank, the provider of this home loan
- First Community Bank
- City: Debary
- State: Florida
- Address: 21 South Charles Richard Beall Boulevard
- County: Volusia
- Zip code: 32713
Fast Loans for Cassey in Debary, Florida to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Debary, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Cassey. Cassey was able to find a fast loan for $56000 from The Perkins State Bank and The Broadway National Bank of Tampa, but declined both offers in favor of their home loan from First Community Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference if a client is in a time sensitive situation.
- Full name (Changed if requested): Cassey Pittsenbarger
- Current Credit: loans.hit.utils.Fico@377dca04
- Current City: Debary
- State: Florida
- Zip code: 32715
- Yearly income: $43,000
- Current Job: dental / orthodontic office administrator
- Current County: Volusia
- Goal Yearly Income: $147,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Cassey’s Overall FICO score at the time of acceptance for a home loan, taking into account their dental / orthodontic office administrator job and their future job as a home economist
Installment loan for Cassey, a graduate of Kansas City Kansas Community College and a dental / orthodontic office administrator working for over $70,000 per year
Cassey, an alumnus at Kansas City Kansas Community College and a dental / orthodontic office administrator in Debary, Florida needs a home loan to purchase a new cell phone. Cassey has instead chosen to get an installment loan for $9,000 and is currently seeking lenders like First Bank of Crestview to process their request.
Cassey’s Transunion score was altered by the home loan loan, changing to 589 from 605, which is typical in our experience.
6 Months in the Past, Cassey Tried to Find a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Cassey. Cassey decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit scores as low as 587 can apply for a high risk loan and possibly can be accepted.
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $25,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Cassey required a debt consolidation loan to pay for their existing home loan and their payday loan. Cassey was able to find a home loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.4%.
When Cassey was 19, they tried to obtain a student loan from 4 different banks, which damaged their credit rating. Below is a list of Cassey’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on March 22, 2011
- Attempt 2) Loan for $36,000.00 on September 4, 2010
- Attempt 3) Loan for $23,000.00 on May 19, 2013
- Attempt 4) Loan for $33,000.00 on May 3, 2011
Signature Loan easily acquired in Debary, Florida for $56000 with good credit by Cassey
A lot of borrowers have difficulty with obtaining signature loans in Debary, Florida, and Cassey is no exception. Cassey went to 5 lending institutions or more prior to finding First Community Bank, who offered Cassey a signature loan for $56000. Typical signature loans simply require a client, like Cassey’s signature to get them, up to $25,000 in some cases. Cassey was able to get $56000 as a home loan, which is very high for a home loan. Since signature loans do not need collateral, they generally need improved credit, as high as 794
Multiple previous requests for credit have been made by Cassey in the past, including one from El Centro Federal Savings and Loan Association in Debary, Florida before Cassey was approved for the $56000 by First Community Bank
Cassey made 5 previous tries to obtain a home loan, 2 of which were with El Centro Federal Savings and Loan Association, a lending institution in Debary, Florida known to specialize in home loans specifically. Prior to finding First Community Bank, Cassey was concerned due to their inexperience and good credit rating.
Paraphrased and Standardized Quote from Cassey for this home loan of $56000, provided by First Community Bank
Hi, I am Cassey and my hometown is Debary in Florida. Volusia, county is where I grew up, and now I need a home loan in Florida for $56000 to pay bills. It wasn’t easy, but First Community Bank really came through for me with this loan for 8.4% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to First Community Bank for giving me a chance and my good credit. It look me 8 years to build my credit to 605, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Personal Loan for a dental / orthodontic office administrator named Cassey in Debary, Florida to Pay Off Frontier World MasterCard with Annual Fee
Cassey had a lot of credit card debt on their Taleris Credit Union Visa Platinum Card and their Seattle Mariners World MasterCard with Extra Bases Rewards, and they were starting to get in over their heads. Despite Cassey’s job as a dental / orthodontic office administrator, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this home loan, Cassey had an Experian score of 622, which is good, so First Community Bank probably cannot provide Cassey a home loan
Conclusion of Cassey’s home loan
In the end, Cassey was able to find a home loan for $56000 with an interest rate of 7.7% interest APR from First Community Bank in Debary, Florida repayable over 7 years from today.