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Home Loan With Low APR In Ottawa County, Ohio

$48000 Home Loan – Port Clinton Ohio, Credit Score Of 786

  • Experian: 798 – This client had an excellent Experian score
  • Transunion: 770 – Maureen had an excellent credit rating with Transunion.
  • Equifax: Maureen’s Experian score was 786, which is an excellent credit score on the Experian rating scheme.

Several past requests for credit have been made by Maureen in the past, including one from First Community State Bank of Savannah, Missouri in Port Clinton, Ohio before Maureen was approved for the $48000 by The Huntington National Bank of Port Clinton

Maureen made 8 previous tries to obtain a home loan, 2 of which were with First Community State Bank of Savannah, Missouri, a lending institution in Port Clinton, Ohio known to specialize in home loans specifically. Prior to finding The Huntington National Bank of Port Clinton, Maureen was very concerned due to their inexperience and excellent credit score.

9 Months in the Past, Maureen Attempted to Find a High Risk Loan for $22,000.00, and it was Easy

There is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Maureen. Maureen decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Clients with credit ratings as low as 554 can inquire for a high risk loan and have a chance to be approved.

Maureen has a low current gross income, but has a large amount of prospects

Maureen has always wanted to be a publications editor, but would need attend Union Institute & University again to become one. Maureen has other possibilities as well, including soil conservationist, sales representative, and parole officer, which pay $53,000 through to $104,000 per year, at least. Because of this, we think that Maureen can pay for this home loan of $48000.

Before applying for this home loan, Maureen had an Experian score of 798, which is excellent, so The Huntington National Bank of Port Clinton likely cannot provide Maureen a home loan

Experian Score: 798

When Maureen was 19, they tried to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a chronology of Maureen’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on October 30, 2008
  • Attempt 2) Loan for $26,000.00 on January 12, 2011
  • Attempt 3) Loan for $24,000.00 on March 4, 2011
  • Attempt 4) Loan for $25,000.00 on November 4, 2013
  • Attempt 5) Loan for $30,000.00 on February 9, 2010

Maureen was rejected by The Home Banking Company 5 times prior to being approved by The Huntington National Bank of Port Clinton at 120 Madison Street

On March 12, 2013, Maureen inquired about borrowing $4,000 from 1st Security Bank with Magan, their in law from just outside Port Clinton, and even with the co-signer, Maureen was rejected for this home loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Maureen for this home loan of $48000, provided by The Huntington National Bank of Port Clinton

Hi, I am Maureen and I’m from Port Clinton in Ohio. Ottawa, county is where I grew up, and now I need a home loan in Ohio for $48000 to pay bills. It has been difficult, but The Huntington National Bank of Port Clinton really came through for me with this loan for 11.5% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to The Huntington National Bank of Port Clinton for giving me a chance and my excellent credit. It look me 6 years to create my credit to 786, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Personal Loan for a fashion model named Maureen in Port Clinton, Ohio to Pay Off Sports Authority Credit Card

Maureen had a lot of credit card debt on their Navy FCU Platinum Credit Card and their First County Bank Credit Cards, and they were starting to get in over their heads. Despite Maureen’s job as a fashion model, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $30,000.00 to $58,000.00. They are mainly used to pay off existing high interest loans like credit cards. Maureen needed a debt consolidation loan to pay for their existing home loan and their payday loan. Maureen was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.0%.

Installment loan for Maureen, a graduate of Union Institute & University and a fashion model working for over $76,000 per year

Maureen, an alumnus at Union Institute & University and a fashion model in Port Clinton, Ohio needs a home loan to purchase a car. Maureen has instead decided to obtain an installment loan for $25,000 and is currently seeking lenders like ShoreBank to process their request.

Fast Loans for Maureen in Port Clinton, Ohio to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Port Clinton, Ohio aren’t actually that difficult to obtain, particularly if you have some gumption like Maureen. Maureen was able to find a fast loan for $48000 from PNC Bank, Ohio, National Association and The Firestone Bank, but turned down both offers in favor of their home loan from The Huntington National Bank of Port Clinton. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement in the case that a client is in a pinch.

Contact Details for The Huntington National Bank of Port Clinton, the provider of this home loan

  • The Huntington National Bank of Port Clinton
  • City: Port Clinton
  • State: Ohio
  • Address: 120 Madison Street
  • County: Ottawa
  • Zip code: 43452

Signature Loan acquired in Port Clinton, Ohio for $48000 with excellent credit by Maureen

A lot of borrowers have difficulty with finding signature loans in Port Clinton, Ohio, and Maureen is the same. Maureen went to 4 lending institutions or more before finding The Huntington National Bank of Port Clinton, who offered Maureen a signature loan for $48000. Most signature loans simply require a client, like Maureen’s signature to get them, up to $21,000 in some cases. Maureen was able to get $48000 as a home loan, which is very high for a home loan. Since signature loans do not need a cosigner, these loans tend to require better credit, as high as 725

Maureen’s Overall FICO score at the time of acceptance for a home loan, taking into account their fashion model job and their future job as a publications editor

Fico Score: 786

Previous requests on Maureen’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$59290.00 6 10.2% $1104.39 The Vinton Banking Company March 11, 2012
$59480.00 8 8.7% $862.17 The Ohio Valley Bank Company July 5, 2013
$59400.00 8 10.1% $904.49 The Citizens Bank February 11, 2014
$59150.00 4 11.7% $1548.95 The Peoples Bank May 23, 2014
$59410.00 7 11.8% $1042.41 The Freeport State Bank June 12, 2014
Client Profile: Maureen Leech of Port Clinton, Ohio
  • Full name (Changed if requested): Maureen Leech
  • Current Credit: loans.hit.utils.Fico@b1bc7ed
  • Current City: Port Clinton
  • State: Ohio
  • Zip code: 43455
  • Yearly income: $38,000
  • Current Job: fashion model
  • Current County: Ottawa
  • Goal Yearly Income: $121,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Maureen’s Transunion score was altered by the home loan loan, changing to 770 from 786, which is typical in our experience.

Transunion Score: 770

Conclusion of Maureen’s home loan

In the end, Maureen was able to find a home loan for $48000 with an interest rate of 6.1% interest APR from The Huntington National Bank of Port Clinton in Port Clinton, Ohio repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.