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Home Loan With Reasonable APR In Bergen County, New Jersey

$117000 Home Loan – Tenafly New Jersey, Credit Rating Of 790

  • Experian: 808 – This client had an excellent Experian score
  • Transunion: 778 – Eustolia had an excellent credit rating with Transunion.
  • Equifax: Eustolia’s Experian score was 790, which is an excellent credit rating using the Experian system.

Previous requests on Eustolia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$110690.00 10 5.5% $1201.28 The State Bank of North Jersey September 23, 2011
$110790.00 3 5.7% $3355.41 Carteret Bank and Trust Company November 25, 2011
$110540.00 10 8.4% $1364.63 United Jersey Bank/Northwest June 1, 2012
$111270.00 3 9.1% $3543.54 People’s Trust Company March 30, 2014
$110800.00 7 8.1% $1732.48 United Jersey Bank/Central March 23, 2015

Eustolia was declined by United Jersey Bank/Northwest 4 times before being accepted by Midlantic National Bank/Citizens at 16 Highw00d Avenue

On February 25, 2009, Eustolia inquired about borrowing $49,000 from Citizens’ Bank, National Association with Ariel, their friend from just outside Tenafly, and even with the co-signer, Eustolia was rejected for this home loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Eustolia for this home loan of $117000, provided by Midlantic National Bank/Citizens

Hi, I am Eustolia and I am from Tenafly in New Jersey. Bergen, county is where I grew up, and now I need a home loan in New Jersey for $117000 to buy a car. It has been difficult, but Midlantic National Bank/Citizens really came through for me with this loan for 10.0% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to Midlantic National Bank/Citizens for giving me a chance and my excellent credit. It look me 4 years to create my credit to 790, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

When Eustolia was 18, they tried to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Eustolia’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on April 14, 2011
  • Attempt 2) Loan for $28,000.00 on February 12, 2010
  • Attempt 3) Loan for $34,000.00 on March 18, 2010
  • Attempt 4) Loan for $23,000.00 on November 6, 2010
  • Attempt 5) Loan for $39,000.00 on June 15, 2013
  • Attempt 6) Loan for $24,000.00 on July 6, 2013

Installment loan for Eustolia, a graduate of Alpena Community College and an insurance lawyer working for over $76,000 per year

Eustolia, an alumnus at Alpena Community College and an insurance lawyer in Tenafly, New Jersey wants a home loan to purchase a new cell phone. Eustolia has instead decided to obtain an installment loan for $3,000 and is currently seeking lenders like The National Bank of Sussex County to provide it.

Contact Details for Midlantic National Bank/Citizens, the provider of this home loan

  • Midlantic National Bank/Citizens
  • City: Tenafly
  • State: New Jersey
  • Address: 16 Highw00d Avenue
  • County: Bergen
  • Zip code: 7670

Eustolia’s Overall FICO score at the time of acceptance for a home loan, taking into account their insurance lawyer job and their future job as a photo-optics technician

Fico Score: 790

Fast Loans for Eustolia in Tenafly, New Jersey to prevent bankruptcy or harm from debt collectors.

Fast loans in Tenafly, New Jersey aren’t actually that difficult to obtain, especially if you have some finesse like Eustolia. Eustolia was able to find a fast loan for $117000 from United Jersey Bank and Fidelity Union Bank, but turned down both offers in favor of their home loan from Midlantic National Bank/Citizens. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are on the go.

8 Months Ago, Eustolia Tried Finding a High Risk Loan for $38,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Eustolia. Eustolia chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit clients. Individuals with credit scores as low as 376 can inquire for a high risk loan and have a chance to be accepted.

Before applying for this home loan, Eustolia had an Experian score of 808, which is excellent, so Midlantic National Bank/Citizens probably can provide Eustolia a home loan

Experian Score: 808

Signature Loan easily acquired in Tenafly, New Jersey for $117000 with excellent credit by Eustolia

A lot of clients have difficulty with obtaining signature loans in Tenafly, New Jersey, and Eustolia is no different. Eustolia went to 4 lending institutions or more prior to finding Midlantic National Bank/Citizens, who offered Eustolia a signature loan for $117000. Most signature loans simply require a client, like Eustolia’s signature to obtain them, up to $44,000 in some cases. Eustolia was able to get $117000 as a home loan, which is very high for a home loan. Because signature loans don’t need a cosigner, these loans generally need better credit, as high as 791

Eustolia has a sad current total income, but has several of prospects

Eustolia has always wanted to be a photo-optics technician, but would need attend Alpena Community College again to become one. Eustolia has other prospects as well, including congressional aide, quality control inspector, and computer and information scientists, which pay $59,000 through to $92,000 per year, at least. For this reason, we think that Eustolia can pay for this home loan of $117000.

Personal Loan for an insurance lawyer named Eustolia in Tenafly, New Jersey to Pay Off First Hawaiian Bank Priority Rewards Credit Card

Eustolia had a lot of credit card debt on their NEA Accelerated Rewards American Express Card and their Avianca LifeMiles Visa Card, and they were starting to get in over their heads. Despite Eustolia’s job as an insurance lawyer, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Several previous requests for credit have been made by Eustolia in the past, including one from Aspen Savings and Loan Association in Tenafly, New Jersey before Eustolia was approved for the $117000 by Midlantic National Bank/Citizens

Eustolia made 5 previous tries to obtain a home loan, 2 of which were with Aspen Savings and Loan Association, a bank in Tenafly, New Jersey known to specialize in home loans specifically. Before finding Midlantic National Bank/Citizens, Eustolia was very concerned due to their inexperience and excellent credit score.

Eustolia’s Transunion score was changed by the home loan loan, changing to 778 from 790, which is typical in our experience.

Transunion Score: 778

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $22,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Eustolia needed a debt consolidation loan to pay for their existing home loan and their credit card. Eustolia was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.

Client Profile: Eustolia Asperheim of Tenafly, New Jersey
  • Full name (Changed if requested): Eustolia Asperheim
  • Current Credit: loans.hit.utils.Fico@5d099f62
  • Current City: Tenafly
  • State: New Jersey
  • Zip code: 7678
  • Yearly income: $35,000
  • Current Job: insurance lawyer
  • Current County: Bergen
  • Goal Yearly Income: $95,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Conclusion of Eustolia’s home loan

In the end, Eustolia was able to find a home loan for $117000 with an interest rate of 11.1% interest APR from Midlantic National Bank/Citizens in Tenafly, New Jersey repayable over 15 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.