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Humberto Had Need For A Quick Loan For $172000, Dallas, Texas

$172000 Quick Loan – Dallas Texas, Credit Rating Of 541

  • Experian: 551 – This individual had a fair Experian rating
  • Transunion: 528 – Humberto had a fair credit score with Transunion.
  • Equifax: Humberto’s Experian score was 541, which is a fair credit score on the Experian scale.

Paraphrased and Standardized Quote from Humberto for this quick loan of $172000, provided by Eagle National Bank

Hi, I am Humberto and I’m from Dallas in Texas. Dallas, county is where I grew up, and now I need a quick loan in Texas for $172000 to buy a big ticket item. It wasn’t easy, but Eagle National Bank really came through for me with this loan for 11.3% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Eagle National Bank for trusting me and my fair credit. It look me 6 years to create my credit to 541, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Signature Loan easily acquired in Dallas, Texas for $172000 with fair credit by Humberto

A lot of prospective borrowers have difficulty with finding signature loans in Dallas, Texas, and Humberto is no different. Humberto went to 6 lending institutions or more prior to settling on Eagle National Bank, who offered Humberto a signature loan for $172000. Typical signature loans simply require a client, like Humberto’s signature to obtain them, up to $33,000 in some cases. Humberto was able to get $172000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need a cosigner, they generally require improved credit, as high as 762

Many past requests for credit have been made by Humberto in the past, including one from Majestic Savings, A Federal Savings and Loan Association in Dallas, Texas before Humberto was accepted for the $172000 by Eagle National Bank

Humberto made 5 prior attempts to obtain a quick loan, 2 of which were with Majestic Savings, A Federal Savings and Loan Association, a lender in Dallas, Texas known to specialize in quick loans specifically. Before finding Eagle National Bank, Humberto was concerned due to their inexperience and fair credit rating.

Previous requests on Humberto’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$26870.00 6 6.2% $447.85 Comerica Bank April 18, 2011
$26670.00 3 11.8% $883.28 First Star Bank, S.S.B. August 16, 2013
$27200.00 8 8.1% $385.9 Brownfield State Bank & Trust Co. November 9, 2014
$27190.00 10 5.1% $289.72 First Bank & Trust, Bryan, Texas June 1, 2015
$27390.00 7 9.8% $451.88 First Bank & Trust of Clarendon July 27, 2015

Humberto’s Overall FICO score at the time of acceptance for a quick loan, taking into account their labor relations advisor job and their future job as a meter mechanic

Fico Score: 541

When Humberto was 24, they tried to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a chronology of Humberto’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on March 6, 2012
  • Attempt 2) Loan for $21,000.00 on April 4, 2012
  • Attempt 3) Loan for $32,000.00 on October 13, 2010
  • Attempt 4) Loan for $24,000.00 on November 12, 2008

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $28,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Humberto needed a debt consolidation loan to pay for their existing quick loan and their credit card. Humberto was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.

Fast Loans for Humberto in Dallas, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Dallas, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Humberto. Humberto was able to find a fast loan for $172000 from Eden State Bank and First State Bank, but declined both offers in favor of their quick loan from Eagle National Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement in the case that you are on the go.

Client Profile: Humberto Sablone of Dallas, Texas
  • Full name (Changed if requested): Humberto Sablone
  • Current Credit: loans.hit.utils.Fico@312b1dae
  • Current City: Dallas
  • State: Texas
  • Zip code: 75244
  • Yearly income: $52,000
  • Current Job: labor relations advisor
  • Current County: Dallas
  • Goal Yearly Income: $134,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Contact Details for Eagle National Bank, the provider of this quick loan

  • Eagle National Bank
  • City: Dallas
  • State: Texas
  • Address: 5006 Verde Valley
  • County: Dallas
  • Zip code: 75240

Humberto’s Transunion score was changed by the quick loan loan, changing to 528 from 541, which is normal in our experience.

Transunion Score: 528

Personal Loan for a labor relations advisor named Humberto in Dallas, Texas to Pay Off Lufthansa Miles & More World MasterCard

Humberto had a lot of credit card debt on their America’s Christian Credit Union Platinum Visa and their Tioga State Bank Travel Rewards American Express Card, and they were starting to get in over their heads. Despite Humberto’s job as a labor relations advisor, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

7 Months Ago, Humberto Attempted to Find a High Risk Loan for $41,000.00, and it was Hard

There is an ongoing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Humberto. Humberto chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit ratings as low as 465 can inquire for a high risk loan and may be be approved.

Humberto has a low current total income, but has a large amount of prospects

Humberto has always wanted to be a meter mechanic, but would need attend Everest Institute – South Plainfield again to become one. Humberto has other prospects as well, including airline flight attendant, pressing machine operator, and industrial relations analyst, which pay $50,000 through to $104,000 per year, on average. For this reason, we think that Humberto can pay for this quick loan of $172000.

Before applying for this quick loan, Humberto had an Experian score of 551, which is fair, so Eagle National Bank likely cannot provide Humberto a quick loan

Experian Score: 551

Humberto was not approved by First Bank & Trust of Clarendon 4 times before being accepted by Eagle National Bank at 5006 Verde Valley

On April 6, 2013, Humberto applied about borrowing $29,000 from First State Bank of Matador with Tamesha, their friend from just outside Dallas, and even with the co-signer, Humberto was rejected for this quick loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Installment loan for Humberto, a graduate of Everest Institute – South Plainfield and a labor relations advisor working for over $62,000 per year

Humberto, an alumnus at Everest Institute – South Plainfield and a labor relations advisor in Dallas, Texas needs a quick loan to purchase something frivolous. Humberto has instead chosen to get an installment loan for $17,000 and is at present seeking lenders like First Consolidated Bank – Ferris to process their request.

Conclusion of Humberto’s quick loan

In the end, Humberto was able to find a quick loan for $172000 with an interest rate of 10.8% interest APR from Eagle National Bank in Dallas, Texas repayable over 23 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.