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Jaime Wanted A Same Day Loan For $33000, Riverdale, Georgia

$33000 Same Day Loan – Riverdale Georgia, Credit Score Of 714

  • Experian: 732 – This individual had a good Experian rating
  • Transunion: 699 – Jaime had a good credit rating with Transunion.
  • Equifax: Jaime’s Experian score was 714, which is a good credit score with the Experian rating scheme.

Jaime was rejected by The United Banking Company 6 times before being approved by NBG Clayton Bank at Highway 85

On December 26, 2010, Jaime inquired about borrowing $47,000 from The Citizens and Southern Bank of Colquitt County with Esperanza, their friend from just outside Riverdale, and even with the co-signer, Jaime was rejected for this same day loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Installment loan for Jaime, a graduate of San Diego Culinary Institute and a commercial fisherman working for over $78,000 per year

Jaime, an alumnus at San Diego Culinary Institute and a commercial fisherman in Riverdale, Georgia wants a same day loan to purchase a new cell phone. Jaime has instead decided to obtain an installment loan for $18,000 and is at present seeking lenders like NationsBank of Florida, National Association to provide it.

When Jaime was 18, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a list of Jaime’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on November 5, 2009
  • Attempt 2) Loan for $31,000.00 on November 11, 2010
  • Attempt 3) Loan for $34,000.00 on October 4, 2011
  • Attempt 4) Loan for $39,000.00 on September 29, 2012
  • Attempt 5) Loan for $38,000.00 on October 12, 2011
  • Attempt 6) Loan for $37,000.00 on September 17, 2010
  • Attempt 7) Loan for $26,000.00 on July 24, 2013

Contact Details for NBG Clayton Bank, the provider of this same day loan

  • NBG Clayton Bank
  • City: Riverdale
  • State: Georgia
  • Address: Highway 85
  • County: Clayton
  • Zip code: 30274
Client Profile: Jaime Villaneda of Riverdale, Georgia
  • Full name (Changed if requested): Jaime Villaneda
  • Current Credit: loans.hit.utils.Fico@17a7cec2
  • Current City: Riverdale
  • State: Georgia
  • Zip code: 30275
  • Yearly income: $50,000
  • Current Job: commercial fisherman
  • Current County: Clayton
  • Goal Yearly Income: $144,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Personal Loan for a commercial fisherman named Jaime in Riverdale, Georgia to Pay Off The Bank Visa Platinum Card

Jaime had a tonne of credit card debt on their BancorpSouth MasterCard BusinessCard and their Sam Houston State University Platinum Visa Credit Card, and they were starting to get in over their heads. Despite Jaime’s job as a commercial fisherman, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Jaime’s Transunion score was changed by the same day loan loan, changing to 699 from 714, which is typical in our experience.

Transunion Score: 699

Jaime has a very low current total income, but has a high number of prospects

Jaime has always wanted to be a radio & tv sports announcer, but would need attend San Diego Culinary Institute again to achieve it. Jaime has other possibilities as well, including computer programmer, industrial hygienist, and foreign student adviser, which pay $50,000 through to $99,000 per year, on average. Because of this, we believe that Jaime can afford this same day loan of $33000.

Signature Loan easily acquired in Riverdale, Georgia for $33000 with good credit by Jaime

A lot of borrowers have difficulty with finding signature loans in Riverdale, Georgia, and Jaime is the same. Jaime went to 7 lenders or more prior to settling on NBG Clayton Bank, who offered Jaime a signature loan for $33000. Most signature loans simply need a client, like Jaime’s signature to obtain them, up to $38,000 in some cases. Jaime was able to get $33000 as a same day loan, which is very high for a same day loan. Because signature loans do not need collateral, they generally require improved credit, as high as 702

Paraphrased and Standardized Quote from Jaime for this same day loan of $33000, provided by NBG Clayton Bank

Hello, I am Jaime and I’m from Riverdale in Georgia. Clayton, county is where I grew up, and now I need a same day loan in Georgia for $33000 to pay bills. It wasn’t easy, but NBG Clayton Bank really came through for me with this loan for 5.2% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to NBG Clayton Bank for giving me a chance and my good credit. It look me 5 years to build my credit to 714, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

Several previous requests for credit have been made by Jaime in the past, including one from Alliance Bank & Trust Company in Riverdale, Georgia before Jaime was accepted for the $33000 by NBG Clayton Bank

Jaime made 4 previous tries to obtain a same day loan, 2 of which were with Alliance Bank & Trust Company, a bank in Riverdale, Georgia known to specialize in same day loans specifically. Before finding NBG Clayton Bank, Jaime was very concerned due to their inexperience and good credit rating.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $38,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Jaime needed a debt consolidation loan to pay for their existing same day loan and their credit card. Jaime was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.

Jaime’s Overall FICO score at the time of acceptance for a same day loan, taking into account their commercial fisherman job and their future job as a radio & tv sports announcer

Fico Score: 714

8 Months in the Past, Jaime Tried Finding a High Risk Loan for $25,000.00, and it was Easy

It is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Jaime. Jaime chose not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Clients with credit ratings as low as 575 can apply for a high risk loan and possibly can be accepted.

Fast Loans for Jaime in Riverdale, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Riverdale, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Jaime. Jaime was able to find a fast loan for $33000 from Bank of Hazlehurst and Washington Loan & Banking Company, but declined both offers in favor of their same day loan from NBG Clayton Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement in the case that a client is in a pinch.

Before applying for this same day loan, Jaime had an Experian score of 732, which is good, so NBG Clayton Bank most likely cannot provide Jaime a same day loan

Experian Score: 732

Previous requests on Jaime’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$71260.00 4 6.2% $1680.09 NationsBank of Florida, National Association September 11, 2011
$71460.00 10 9.5% $924.67 Century Bank and Trust March 7, 2014
$70580.00 10 8.7% $882.66 Bank of Madison July 28, 2014
$71100.00 10 11.1% $983.43 Bank of Hazlehurst October 28, 2014

Conclusion of Jaime’s same day loan

In the end, Jaime was able to find a same day loan for $33000 with an interest rate of 11.7% interest APR from NBG Clayton Bank in Riverdale, Georgia repayable over 15 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.