$164000 Same Day Loan – College Station Texas, Credit Rating Of 344
- Experian: 357 – This individual had a terrible Experian rating
- Transunion: 329 – Jalisa had a terrible credit score with Transunion.
- Equifax: Jalisa’s Experian score was 344, which is a terrible credit score on the Experian scale.
Personal Loan for a town clerk named Jalisa in College Station, Texas to Pay Off MetaBank AccountNow Prepaid MasterCard
Jalisa had a lot of credit card debt on their Choice Financial Savings Bank Visa Platinum Card and their Atlanta Braves Extra Bases Credit Card, and they were starting to get in over their heads. Despite Jalisa’s job as a town clerk, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Jalisa Renze
- Current Credit: loans.hit.utils.Fico@685f4c2e
- Current City: College Station
- State: Texas
- Zip code: 77854
- Yearly income: $53,000
- Current Job: town clerk
- Current County: Brazos
- Goal Yearly Income: $105,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
9 Months Ago, Jalisa Tried to Find a High Risk Loan for $46,000.00, and it was Hard
It is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Jalisa. Jalisa decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 378 can apply for a high risk loan and possibly can be approved.
Before applying for this same day loan, Jalisa had an Experian score of 357, which is terrible, so Texas First Bank likely cannot provide Jalisa a same day loan
Jalisa has a sad current gross income, but has a large amount of prospects
Jalisa has always wanted to be a retail sales department supervisor, but would need attend National Graduate School of Quality Management again to achieve it. Jalisa has other possibilities as well, including windows – draperies treatment specialist, probate lawyer, and public relations manager, which pay $51,000 through to $97,000 per year, at least. Because of this, we think that Jalisa can afford this same day loan of $164000.
Jalisa was rejected by Guaranty Bank & Trust Company 7 times prior to being accepted by Texas First Bank at Copperfield Pkwy
On November 15, 2012, Jalisa inquired about borrowing $43,000 from Texas Commerce Bank – Rio Grande Valley, National Association with Valentina, their in law from just outside College Station, and even with the co-signer, Jalisa was rejected for this same day loan. With terrible credit, it can be challenging to obtain financing, even with collateral and a co-signer.
When Jalisa was 24, they attempted to obtain a student loan from 6 different lenders, which damaged their credit score. Below is a list of Jalisa’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on April 23, 2010
- Attempt 2) Loan for $32,000.00 on February 16, 2010
- Attempt 3) Loan for $35,000.00 on March 25, 2013
- Attempt 4) Loan for $31,000.00 on May 4, 2010
- Attempt 5) Loan for $25,000.00 on June 28, 2011
- Attempt 6) Loan for $39,000.00 on July 20, 2011
Fast Loans for Jalisa in College Station, Texas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in College Station, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Jalisa. Jalisa was able to find a fast loan for $164000 from First City Bank of Richardson and First Star Bank, S.S.B., but declined both offers in favor of their same day loan from Texas First Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a borrower is in a time sensitive situation.
Jalisa’s Overall FICO score at the time of acceptance for a same day loan, taking into account their town clerk job and their future career as a retail sales department supervisor
Jalisa’s Transunion score was changed by the same day loan loan, changing to 329 from 344, which is typical in our experience.
Several other requests for credit have been made by Jalisa in the past, including one from 1st Century Bank, National Association in College Station, Texas before Jalisa was approved for the $164000 by Texas First Bank
Jalisa made 9 previous tries to obtain a same day loan, 2 of which were with 1st Century Bank, National Association, a lending institution in College Station, Texas known to specialize in same day loans specifically. Before finding Texas First Bank, Jalisa was concerned due to their inexperience and terrible credit score.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $24,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Jalisa required a debt consolidation loan to pay for their existing same day loan and their credit card. Jalisa was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.3%.
Signature Loan easily acquired in College Station, Texas for $164000 with terrible credit by Jalisa
A lot of prospective borrowers struggle with finding signature loans in College Station, Texas, and Jalisa is no different. Jalisa went to 4 lenders or more prior to finding Texas First Bank, who offered Jalisa a signature loan for $164000. Typical signature loans simply need a client, like Jalisa’s signature to get them, up to $38,000 in some cases. Jalisa was able to get $164000 as a same day loan, which is very high for a same day loan. Since signature loans don’t need collateral, these loans tend to require better credit, as high as 713
Paraphrased and Standardized Quote from Jalisa for this same day loan of $164000, provided by Texas First Bank
Hi, I am Jalisa and my hometown is College Station in Texas. Brazos, county is where I grew up, and now I need a same day loan in Texas for $164000 to avoid bankruptcy. It wasn’t easy, but Texas First Bank really came through for me with this loan for 5.1% interest APR and a term of 8 years. I can probably repay the loan over the 8 year term, including interest. A big thanks to Texas First Bank for trusting me and my terrible credit. It look me 7 years to build my credit to 344, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
Installment loan for Jalisa, a graduate of National Graduate School of Quality Management and a town clerk working for over $78,000 per year
Jalisa, an alumnus at National Graduate School of Quality Management and a town clerk in College Station, Texas wants a same day loan to purchase a house. Jalisa has instead chosen to obtain an installment loan for $28,000 and is currently seeking lenders like Commercial State Bank to process their request.
Previous requests on Jalisa’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$89650.00||4||6.6%||$2130.18||Comerica Bank||December 1, 2008|
|$90350.00||10||11.1%||$1249.69||First Star Bank, S.S.B.||November 29, 2010|
|$90290.00||6||10.5%||$1695.55||Brownfield State Bank & Trust Co.||May 9, 2014|
|$89600.00||5||8.4%||$1833.97||First Bank & Trust, Bryan, Texas||April 4, 2015|
|$89630.00||5||10.2%||$1913.2||First Bank & Trust of Clarendon||June 27, 2015|
Contact Details for Texas First Bank, the provider of this same day loan
- Texas First Bank
- City: College Station
- State: Texas
- Address: Copperfield Pkwy
- County: Brazos
- Zip code: 77845
Conclusion of Jalisa’s same day loan
In the end, Jalisa was able to find a same day loan for $164000 with an interest rate of 9.2% interest APR from Texas First Bank in College Station, Texas repayable over 8 years from now.