$90000 Fast Loan – Anthony Kansas, Credit Score Of 561
- Experian: 572 – This individual had a fair Experian score
- Transunion: 543 – Jerold had a fair credit rating with Transunion.
- Equifax: Jerold’s Experian score was 561, which is a fair credit rating on the Experian scale.
Jerold was declined by The Farmers State Bank of Oakley, Kansas 6 times prior to being approved by The Citizens National Bank & Trust Co. at 102 East Main Street
On November 20, 2011, Jerold applied about borrowing $33,000 from The Farmers and Merchants State Bank with Paige, their friend from just outside Anthony, and even with the co-signer, Jerold was rejected for this fast loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Jerold’s Transunion score was changed by the fast loan loan, changing to 543 from 561, which is normal in our experience.
- Full name (Changed if requested): Jerold Spilde
- Current Credit: loans.hit.utils.Fico@30dae81
- Current City: Anthony
- State: Kansas
- Zip code: 67006
- Yearly income: $58,000
- Current Job: securities broker
- Current County: Harper
- Goal Yearly Income: $147,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Many past requests for credit have been made by Jerold in the past, including one from The Bank of Princeton in Anthony, Kansas before Jerold was approved for the $90000 by The Citizens National Bank & Trust Co.
Jerold made 6 prior attempts to obtain a fast loan, 2 of which were with The Bank of Princeton, a bank in Anthony, Kansas known to specialize in fast loans specifically. Prior to finding The Citizens National Bank & Trust Co., Jerold was desperate due to their inexperience and fair credit rating.
Contact Details for The Citizens National Bank & Trust Co., the provider of this fast loan
- The Citizens National Bank & Trust Co.
- City: Anthony
- State: Kansas
- Address: 102 East Main Street
- County: Harper
- Zip code: 67003
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $21,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Jerold required a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Jerold was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.
Previous requests on Jerold’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$38670.00||9||5.3%||$450.99||Citizens Bank and Trust Company||July 30, 2011|
|$39380.00||11||9.1%||$473.19||The Morrill and Janes Bank and Trust Company||February 29, 2012|
|$39150.00||4||6.2%||$923.03||The Citizens State Bank, Liberal, Kansas||August 15, 2013|
|$38690.00||10||9.1%||$492.2||Citizens State Bank||May 18, 2014|
Before applying for this fast loan, Jerold had an Experian score of 572, which is fair, so The Citizens National Bank & Trust Co. most likely cannot provide Jerold a fast loan
Installment loan for Jerold, a graduate of SUNY Oneonta and a securities broker working for over $64,000 per year
Jerold, an alumnus at SUNY Oneonta and a securities broker in Anthony, Kansas wants a fast loan to purchase a car. Jerold has instead decided to obtain an installment loan for $17,000 and is currently seeking lenders like Peoples Bank and Trust Company to process their request.
Signature Loan acquired in Anthony, Kansas for $90000 with fair credit by Jerold
Most clients struggle with obtaining signature loans in Anthony, Kansas, and Jerold is no different. Jerold went to 7 lending institutions or more prior to settling on The Citizens National Bank & Trust Co., who offered Jerold a signature loan for $90000. Typical signature loans simply require a client, like Jerold’s signature to get them, up to $32,000 in some cases. Jerold was able to get $90000 as a fast loan, which is very high for a fast loan. Since signature loans do not require a cosigner, these loans generally need improved credit, as high as 703
Jerold has a disappointing current total income, but has several of prospects
Jerold has always wanted to be a sales representative, but would need attend SUNY Oneonta again to become one. Jerold has other possibilities as well, including radio & tv news commentator, industrial arts teacher, and unemployment inspector, which pay $53,000 through to $93,000 per year, on average. For this reason, we believe that Jerold can pay for this fast loan of $90000.
When Jerold was 21, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a chronology of Jerold’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on December 25, 2010
- Attempt 2) Loan for $32,000.00 on May 10, 2010
- Attempt 3) Loan for $26,000.00 on March 20, 2009
- Attempt 4) Loan for $38,000.00 on May 9, 2013
- Attempt 5) Loan for $32,000.00 on April 12, 2009
- Attempt 6) Loan for $29,000.00 on November 18, 2010
Paraphrased and Standardized Quote from Jerold for this fast loan of $90000, provided by The Citizens National Bank & Trust Co.
Hi, I am Jerold and my hometown is Anthony in Kansas. Harper, county is where I grew up, and now I need a fast loan in Kansas for $90000 to avoid bankruptcy. It has been difficult, but The Citizens National Bank & Trust Co. really came through for me with this loan for 8.8% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to The Citizens National Bank & Trust Co. for trusting me and my fair credit. It look me 9 years to build my credit to 561, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Personal Loan for a securities broker named Jerold in Anthony, Kansas to Pay Off Wizard of Oz Credit Card
Jerold had a lot of credit card debt on their Phillips 66 and their RBC Cash Back MasterCard, and they were starting to get in over their heads. Despite Jerold’s job as a securities broker, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
6 Months in the Past, Jerold Tried to Find a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Jerold. Jerold decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Borrowers with credit ratings as low as 504 can apply for a high risk loan and may be be approved.
Fast Loans for Jerold in Anthony, Kansas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Anthony, Kansas aren’t actually that difficult to obtain, particularly if you have some finesse like Jerold. Jerold was able to find a fast loan for $90000 from The Mission State Bank & Trust Company and Farmers National Bank, but declined both offers in favor of their fast loan from The Citizens National Bank & Trust Co.. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if a borrower is in a pinch.
Jerold’s Overall FICO score at the time of acceptance for a fast loan, taking into account their securities broker job and their future career as a sales representative
Conclusion of Jerold’s fast loan
In the end, Jerold was able to find a fast loan for $90000 with an interest rate of 9.0% interest APR from The Citizens National Bank & Trust Co. in Anthony, Kansas repayable over 13 years from now.