$24000 Student Loan – Herndon Kansas, Credit Score Of 767
- Experian: 779 – They had an excellent Experian rating
- Transunion: 749 – Karri had an excellent credit score with Transunion.
- Equifax: Karri’s Experian score was 767, which is an excellent credit rating with the Experian rating scheme.
Several other requests for credit have been made by Karri in the past, including one from The Fairfield National Bank in Herndon, Kansas before Karri was accepted for the $24000 by State Bank of Herndon, Kansas
Karri made 9 prior attempts to obtain a student loan, 2 of which were with The Fairfield National Bank, a lending institution in Herndon, Kansas known to specialize in student loans specifically. Prior to finding State Bank of Herndon, Kansas, Karri was desperate due to their inexperience and excellent credit score.
Previous requests on Karri’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$35140.00||11||5.3%||$351.88||Citizens Bank and Trust Company||June 2, 2013|
|$34730.00||9||7.2%||$437.87||The Morrill and Janes Bank and Trust Company||November 20, 2013|
|$35360.00||11||5.2%||$352.32||The Citizens State Bank, Liberal, Kansas||May 7, 2015|
|$34790.00||10||8.6%||$433.21||Citizens State Bank||August 12, 2015|
|$34780.00||5||9.2%||$725.36||The Peoples Bank||August 13, 2015|
Signature Loan found in Herndon, Kansas for $24000 with excellent credit by Karri
A lot of borrowers struggle with finding signature loans in Herndon, Kansas, and Karri is the same. Karri went to 4 lending institutions or more prior to settling on State Bank of Herndon, Kansas, who offered Karri a signature loan for $24000. Typical signature loans simply require a client, like Karri’s signature to get them, up to $33,000 in some cases. Karri was able to get $24000 as a student loan, which is very high for a student loan. Since signature loans don’t require collateral, they generally require better credit, as high as 709
Karri was not approved by Pinnacle Bank, National Association 4 times prior to being granted funding by State Bank of Herndon, Kansas at Main Street
On July 26, 2011, Karri applied about borrowing $45,000 from The Exchange Bank of Lenora with Temple, their in law from just outside Herndon, and even with the co-signer, Karri was rejected for this student loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Karri has a disappointing current yearly income, but has a high number of prospects
Karri has always wanted to be an anti-terrorism intelligence agent, but would have to attend Laird Institute of Spa Therapy again to achieve it. Karri has other possibilities as well, including warehouse stock clerk, electronics technician, and medical transcriptionist, which pay $55,000 through to $108,000 per year, on average. Because of this, we believe that Karri can afford this student loan of $24000.
Contact Details for State Bank of Herndon, Kansas, the provider of this student loan
- State Bank of Herndon, Kansas
- City: Herndon
- State: Kansas
- Address: Main Street
- County: Rawlins
- Zip code: 67739
Paraphrased and Standardized Quote from Karri for this student loan of $24000, provided by State Bank of Herndon, Kansas
Hello, I am Karri and I’m from Herndon in Kansas. Rawlins, county is where I grew up, and now I need a student loan in Kansas for $24000 to avoid bankruptcy. It wasn’t easy, but State Bank of Herndon, Kansas really came through for me with this loan for 9.5% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to State Bank of Herndon, Kansas for trusting me and my excellent credit. It look me 9 years to create my credit to 767, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.
Karri’s Transunion score was changed by the student loan loan, changing to 749 from 767, which is typical in our experience.
Karri’s Overall FICO score at the time of acceptance for a student loan, taking into account their contract specialist job and their future job as an anti-terrorism intelligence agent
When Karri was 23, they tried to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a chronology of Karri’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on February 28, 2011
- Attempt 2) Loan for $32,000.00 on January 31, 2012
- Attempt 3) Loan for $26,000.00 on November 21, 2009
- Attempt 4) Loan for $34,000.00 on December 16, 2011
Fast Loans for Karri in Herndon, Kansas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Herndon, Kansas aren’t actually that difficult to obtain, particularly if you have some finesse like Karri. Karri was able to find a fast loan for $24000 from The Bank of Tescott and The Exchange Bank of Lenora, but declined both offers in favor of their student loan from State Bank of Herndon, Kansas. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that a client is on the go.
Personal Loan for a contract specialist named Karri in Herndon, Kansas to Pay Off I Love New York Rewards American Express Card
Karri had a lot of credit card debt on their Minnesota Twins BankAmericard Cash Rewards MasterCard and their American Institute of Architects Rewards American Express Card, and they were starting to get in over their heads. Despite Karri’s job as a contract specialist, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
7 Months in the Past, Karri Attempted Finding a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Karri. Karri decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit scores as low as 555 can inquire for a high risk loan and possibly can be accepted.
- Full name (Changed if requested): Karri Spielmaker
- Current Credit: loans.hit.utils.Fico@7cd84586
- Current City: Herndon
- State: Kansas
- Zip code: 67741
- Yearly income: $68,000
- Current Job: contract specialist
- Current County: Rawlins
- Goal Yearly Income: $106,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $35,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Karri needed a debt consolidation loan to pay for their existing student loan and their payday loan. Karri was able to find a student loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.
Before applying for this student loan, Karri had an Experian score of 779, which is excellent, so State Bank of Herndon, Kansas likely cannot provide Karri a student loan
Installment loan for Karri, a graduate of Laird Institute of Spa Therapy and a contract specialist working for over $74,000 per year
Karri, an alumnus at Laird Institute of Spa Therapy and a contract specialist in Herndon, Kansas wants a student loan to purchase something frivolous. Karri has instead chosen to get an installment loan for $9,000 and is currently seeking lenders like The Kansas State Bank Overbrook Kansas to provide it.
Conclusion of Karri’s student loan
In the end, Karri was able to find a student loan for $24000 with an interest rate of 10.1% interest APR from State Bank of Herndon, Kansas in Herndon, Kansas repayable over 3 years from now.