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Kathaleen Had Need For A Signature Loan For $84000, Ivanhoe, Minnesota

$84000 Signature Loan – Ivanhoe Minnesota, Credit Rating Of 637

  • Experian: 652 – They had a good Experian score
  • Transunion: 622 – Kathaleen had a good credit rating with Transunion.
  • Equifax: Kathaleen’s Experian score was 637, which is a good credit rating using the Experian system.

Before applying for this signature loan, Kathaleen had an Experian score of 652, which is good, so First State Bank of Ivanhoe most likely cannot provide Kathaleen a signature loan

Experian Score: 652

Fast Loans for Kathaleen in Ivanhoe, Minnesota to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Ivanhoe, Minnesota aren’t actually that difficult to obtain, especially if you have some gumption like Kathaleen. Kathaleen was able to find a fast loan for $84000 from Princeton Bank and Marquette Bank University, National Association, but declined both offers in favor of their signature loan from First State Bank of Ivanhoe. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if you are in a time sensitive situation.

Kathaleen was declined by Red Rock Bank 4 times before being approved by First State Bank of Ivanhoe at 319-323 North Norman Street

On June 26, 2011, Kathaleen inquired about borrowing $13,000 from Clinton State Bank with Tamiko, their friend from just outside Ivanhoe, and even with the co-signer, Kathaleen was rejected for this signature loan. With good credit, it can be challenging to procure funding, even with collateral and a co-signer.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $37,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Kathaleen required a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Kathaleen was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.3%.

Contact Details for First State Bank of Ivanhoe, the provider of this signature loan

  • First State Bank of Ivanhoe
  • City: Ivanhoe
  • State: Minnesota
  • Address: 319-323 North Norman Street
  • County: Lincoln
  • Zip code: 56142

Kathaleen’s Transunion score was changed by the signature loan loan, changing to 622 from 637, which is typical in our experience.

Transunion Score: 622

Kathaleen has a low current gross income, but has a large amount of prospects

Kathaleen has always wanted to be a painter, but would need attend Southeastern Technical Institute again to achieve it. Kathaleen has other possibilities as well, including postal service mail sorter, funeral attendant, and sawing machine operator, which pay $57,000 through to $102,000 per year, on average. Because of this, we believe that Kathaleen can afford this signature loan of $84000.

Signature Loan found in Ivanhoe, Minnesota for $84000 with good credit by Kathaleen

A lot of clients struggle with obtaining signature loans in Ivanhoe, Minnesota, and Kathaleen is no exception. Kathaleen went to 7 lenders or more before settling on First State Bank of Ivanhoe, who offered Kathaleen a signature loan for $84000. Most signature loans simply need a client, like Kathaleen’s signature to obtain them, up to $44,000 in some cases. Kathaleen was able to get $84000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require collateral, these loans tend to require higher credit, as high as 723

Kathaleen’s Overall FICO score at the time of acceptance for a signature loan, taking into account their purchasing agent job and their future career as a painter

Fico Score: 637

Installment loan for Kathaleen, a graduate of Southeastern Technical Institute and a purchasing agent working for over $63,000 per year

Kathaleen, an alumnus at Southeastern Technical Institute and a purchasing agent in Ivanhoe, Minnesota needs a signature loan to purchase something frivolous. Kathaleen has instead chosen to get an installment loan for $12,000 and is currently seeking lenders like American Bank Mankato to provide it.

9 Months Ago, Kathaleen Tried Finding a High Risk Loan for $40,000.00, and it was Hard

It is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Kathaleen. Kathaleen chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Individuals with credit scores as low as 416 can apply for a high risk loan and possibly can be approved.

Personal Loan for a purchasing agent named Kathaleen in Ivanhoe, Minnesota to Pay Off Virgin Atlantic Black Card

Kathaleen had a lot of credit card debt on their Briggs & Stratton Credit Card and their Cincinnati Reds BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Kathaleen’s job as a purchasing agent, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Kathaleen for this signature loan of $84000, provided by First State Bank of Ivanhoe

Hi, I am Kathaleen and I’m from Ivanhoe in Minnesota. Lincoln, county is where I grew up, and now I need a signature loan in Minnesota for $84000 to renovate my home. It has been difficult, but First State Bank of Ivanhoe really came through for me with this loan for 6.3% interest APR and a term of 18 years. I can probably repay the loan over the 18 year term, including interest. A big thanks to First State Bank of Ivanhoe for giving me a chance and my good credit. It look me 9 years to create my credit to 637, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Previous requests on Kathaleen’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$60210.00 7 8.5% $953.51 Marquette Bank Cannon Falls October 29, 2012
$60430.00 10 6.4% $683.1 Root River State Bank May 2, 2013
$60190.00 8 6.8% $814.64 Clinton State Bank March 25, 2014
$59570.00 11 9.1% $715.8 Peoples State Bank of Plainview April 3, 2014
$60100.00 4 8.4% $1478.53 Security State Bank of Wykoff February 2, 2015

Multiple past requests for credit have been made by Kathaleen in the past, including one from Copper Star Bank in Ivanhoe, Minnesota before Kathaleen was approved for the $84000 by First State Bank of Ivanhoe

Kathaleen made 6 prior attempts to obtain a signature loan, 2 of which were with Copper Star Bank, a lending institution in Ivanhoe, Minnesota known to specialize in signature loans specifically. Before finding First State Bank of Ivanhoe, Kathaleen was desperate due to their inexperience and good credit rating.

When Kathaleen was 22, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a chronology of Kathaleen’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on June 1, 2011
  • Attempt 2) Loan for $31,000.00 on May 19, 2012
  • Attempt 3) Loan for $33,000.00 on November 28, 2009
  • Attempt 4) Loan for $32,000.00 on May 26, 2009
Client Profile: Kathaleen Benak of Ivanhoe, Minnesota
  • Full name (Changed if requested): Kathaleen Benak
  • Current Credit: loans.hit.utils.Fico@5010be6
  • Current City: Ivanhoe
  • State: Minnesota
  • Zip code: 56143
  • Yearly income: $60,000
  • Current Job: purchasing agent
  • Current County: Lincoln
  • Goal Yearly Income: $93,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Conclusion of Kathaleen’s signature loan

In the end, Kathaleen was able to find a signature loan for $84000 with an interest rate of 11.2% interest APR from First State Bank of Ivanhoe in Ivanhoe, Minnesota repayable over 18 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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