$72000 Unsecured Loan – Windsor Colorado, Credit Score Of 752
- Experian: 770 – They had an excellent Experian rating
- Transunion: 740 – Keila had an excellent credit rating with Transunion.
- Equifax: Keila’s Experian score was 752, which is an excellent credit rating on the Experian system.
When Keila was 18, they tried to obtain a student loan from 7 different banks, which harmed their credit rating. Below is a list of Keila’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on May 16, 2011
- Attempt 2) Loan for $39,000.00 on December 23, 2011
- Attempt 3) Loan for $38,000.00 on December 28, 2013
- Attempt 4) Loan for $20,000.00 on March 6, 2013
- Attempt 5) Loan for $20,000.00 on March 15, 2010
- Attempt 6) Loan for $20,000.00 on August 19, 2009
- Attempt 7) Loan for $31,000.00 on January 25, 2013
Signature Loan easily acquired in Windsor, Colorado for $72000 with excellent credit by Keila
Most prospective borrowers have difficulty with finding signature loans in Windsor, Colorado, and Keila is not an exception. Keila went to 5 lenders or more before settling on Bank of Windsor, who offered Keila a signature loan for $72000. Most signature loans simply need a client, like Keila’s signature to obtain them, up to $40,000 in some cases. Keila was able to get $72000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans do not need collateral, these loans generally need improved credit, as high as 792
Fast Loans for Keila in Windsor, Colorado to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Windsor, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Keila. Keila was able to find a fast loan for $72000 from Bank One, Colorado Springs, National Association and Bank One, Colorado Springs, National Association, but declined both offers in favor of their unsecured loan from Bank of Windsor. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement in the case that a client is in a pinch.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $28,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Keila required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Keila was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.6%.
Previous requests on Keila’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$138700.00||8||5.5%||$1789.14||Affiliated National Bank – Delta||November 14, 2008|
|$138540.00||5||5.8%||$2665.5||Central Bank, National Association||May 10, 2011|
|$138520.00||5||10.3%||$2963.63||The Colorado Bank and Trust Company of La Junta||October 7, 2012|
|$138780.00||9||10.6%||$1999.21||Colorado State Bank and Trust, N. A.||December 18, 2012|
|$139350.00||11||7.2%||$1531.35||Mountain Parks Bank – West||September 22, 2014|
Keila has a very low current total income, but has a large amount of prospects
Keila has always wanted to be a structural engineer, but would have to attend NCH Healthcare System again to achieve it. Keila has other prospects as well, including scientific photographer, home economist, and city planning aide, which pay $56,000 through to $103,000 per year, on average. For this reason, we think that Keila can pay for this unsecured loan of $72000.
Keila’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their forging machine operator job and their future career as a structural engineer
Keila was rejected by The National City Bank of Denver 6 times before being granted funding by Bank of Windsor at 1041 West Main Street
On August 7, 2010, Keila inquired about borrowing $21,000 from Farmers State Bank of Calhan with Tonette, their friend from just outside Windsor, and even with the co-signer, Keila was rejected for this unsecured loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Keila’s Transunion score was altered by the unsecured loan loan, changing to 740 from 752, which is normal in our experience.
Paraphrased and Standardized Quote from Keila for this unsecured loan of $72000, provided by Bank of Windsor
Hello, I am Keila and I’m from Windsor in Colorado. Weld, county is where I grew up, and now I need a unsecured loan in Colorado for $72000 to pay bills. It wasn’t easy, but Bank of Windsor really came through for me with this loan for 11.0% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to Bank of Windsor for giving me a chance and my excellent credit. It look me 4 years to build my credit to 752, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Contact Details for Bank of Windsor, the provider of this unsecured loan
- Bank of Windsor
- City: Windsor
- State: Colorado
- Address: 1041 West Main Street
- County: Weld
- Zip code: 80550
- Full name (Changed if requested): Keila Mcwain
- Current Credit: loans.hit.utils.Fico@7e6cbb7a
- Current City: Windsor
- State: Colorado
- Zip code: 80556
- Yearly income: $60,000
- Current Job: forging machine operator
- Current County: Weld
- Goal Yearly Income: $124,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Installment loan for Keila, a graduate of NCH Healthcare System and a forging machine operator working for over $74,000 per year
Keila, an alumnus at NCH Healthcare System and a forging machine operator in Windsor, Colorado needs an unsecured loan to purchase a car. Keila has instead decided to obtain an installment loan for $29,000 and is at present seeking lenders like Farmers State Bank of Calhan to provide it.
Personal Loan for a forging machine operator named Keila in Windsor, Colorado to Pay Off Catherines Credit Card
Keila had a lot of credit card debt on their Spirit Airlines- Free Spirit Business Card with NO Annual Fee and their Wells Fargo Visa Signature Card, and they were starting to get in over their heads. Despite Keila’s job as a forging machine operator, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
9 Months in the Past, Keila Tried to Find a High Risk Loan for $36,000.00, and it was Hard
It is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Keila. Keila chose not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit scores as low as 476 can inquire for a high risk loan and possibly can be approved.
Multiple previous requests for credit have been made by Keila in the past, including one from Augusta Federal Savings Bank in Windsor, Colorado before Keila was approved for the $72000 by Bank of Windsor
Keila made 4 previous tries to obtain an unsecured loan, 2 of which were with Augusta Federal Savings Bank, a lending institution in Windsor, Colorado known to specialize in unsecured loans specifically. Prior to finding Bank of Windsor, Keila was very concerned due to their inexperience and excellent credit score.
Before applying for this unsecured loan, Keila had an Experian score of 770, which is excellent, so Bank of Windsor likely cannot provide Keila an unsecured loan
Conclusion of Keila’s unsecured loan
In the end, Keila was able to find an unsecured loan for $72000 with an interest rate of 9.8% interest APR from Bank of Windsor in Windsor, Colorado repayable over 22 years from today.