$176000 Auto Loan – Louisville Kentucky, Credit Rating Of 819
- Experian: 837 – They had an excellent Experian rating
- Transunion: 800 – Kemberly had an excellent credit rating with Transunion.
- Equifax: Kemberly’s Experian score was 819, which is an excellent credit rating on the Experian scale.
Fast Loans for Kemberly in Louisville, Kentucky to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Louisville, Kentucky aren’t actually that difficult to obtain, especially if you have some gumption like Kemberly. Kemberly was able to find a fast loan for $176000 from Citizens Bank and The First State Bank and Trust Company of Manchester, Kentucky, but turned down both offers in favor of their auto loan from Southern Federal Savings and Loan Association. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if you are in a time sensitive situation.
Signature Loan easily acquired in Louisville, Kentucky for $176000 with excellent credit by Kemberly
Many clients have difficulty with obtaining signature loans in Louisville, Kentucky, and Kemberly is the same. Kemberly went to 8 lenders or more before settling on Southern Federal Savings and Loan Association, who offered Kemberly a signature loan for $176000. Typical signature loans simply require a client, like Kemberly’s signature to get them, up to $43,000 in some cases. Kemberly was able to get $176000 as a auto loan, which is very high for an auto loan. Since signature loans do not require a cosigner, these loans generally require higher credit, as high as 769
Many past requests for credit have been made by Kemberly in the past, including one from SouthTrust Bank of Covington County, National Association in Louisville, Kentucky before Kemberly was approved for the $176000 by Southern Federal Savings and Loan Association
Kemberly made 8 previous tries to obtain an auto loan, 2 of which were with SouthTrust Bank of Covington County, National Association, a bank in Louisville, Kentucky known to specialize in auto loans specifically. Prior to finding Southern Federal Savings and Loan Association, Kemberly was concerned due to their inexperience and excellent credit rating.
Contact Details for Southern Federal Savings and Loan Association, the provider of this auto loan
- Southern Federal Savings and Loan Association
- City: Louisville
- State: Kentucky
- Address: 424 South 5th St
- County: Jefferson
- Zip code: 40202
Kemberly has a disappointing current yearly income, but has a high number of prospects
Kemberly has always wanted to be a biomedical engineer, but would need attend Meridian Technology Center again to achieve it. Kemberly has other possibilities as well, including mathematical technician, employee benefits analyst, and gas plant operator, which pay $57,000 through to $104,000 per year, at least. Because of this, we believe that Kemberly can afford this auto loan of $176000.
7 Months Ago, Kemberly Tried to Find a High Risk Loan for $47,000.00, and it was Easy
There is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Kemberly. Kemberly chose not to obtain a high risk loan this time. High Risk loans are given to bad credit clients. Individuals with credit ratings as low as 365 can inquire for a high risk loan and have a chance to be approved.
Before applying for this auto loan, Kemberly had an Experian score of 837, which is excellent, so Southern Federal Savings and Loan Association probably cannot provide Kemberly an auto loan
Kemberly’s Overall FICO score at the time of acceptance for an auto loan, taking into account their copy writer job and their future career as a biomedical engineer
Kemberly’s Transunion score was changed by the auto loan loan, changing to 800 from 819, which is typical in our experience.
When Kemberly was 21, they attempted to obtain a student loan from 6 different banks, which damaged their credit score. Below is a chronology of Kemberly’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on March 4, 2011
- Attempt 2) Loan for $24,000.00 on April 1, 2010
- Attempt 3) Loan for $30,000.00 on March 28, 2009
- Attempt 4) Loan for $26,000.00 on March 9, 2010
- Attempt 5) Loan for $34,000.00 on June 15, 2010
- Attempt 6) Loan for $35,000.00 on March 7, 2009
Previous requests on Kemberly’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$105330.00||11||9.3%||$1277.35||Stock Yards Bank & Trust Company||January 16, 2014|
|$104600.00||5||5.6%||$2002.81||Farmers Deposit Bank of Brandenburg||June 5, 2014|
|$105320.00||11||9.7%||$1300.78||Citizens Bank||June 23, 2014|
|$104780.00||11||6.1%||$1091.61||Citizens Bank & Trust Company, Burgin, Kentucky||December 19, 2014|
Personal Loan for a copy writer named Kemberly in Louisville, Kentucky to Pay Off Berkshire Municipal Bank Visa Signature Bonus Rewards Card
Kemberly had a lot of credit card debt on their Express Credit Card and their ESL Visa Business Card, and they were starting to get in over their heads. Despite Kemberly’s job as a copy writer, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Kemberly was not approved by Citizens Bank & Trust Company, Burgin, Kentucky 5 times before being granted funding by Southern Federal Savings and Loan Association at 424 South 5th St
On November 13, 2011, Kemberly applied about borrowing $40,000 from The Bank of Whitesburg with Kendall, their in law from just outside Louisville, and even with the co-signer, Kemberly was rejected for this auto loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
- Full name (Changed if requested): Kemberly Attilio
- Current Credit: loans.hit.utils.Fico@34c45dca
- Current City: Louisville
- State: Kentucky
- Zip code: 40209
- Yearly income: $48,000
- Current Job: copy writer
- Current County: Jefferson
- Goal Yearly Income: $148,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Paraphrased and Standardized Quote from Kemberly for this auto loan of $176000, provided by Southern Federal Savings and Loan Association
Hi, I am Kemberly and I’m from Louisville in Kentucky. Jefferson, county is where I grew up, and now I need a auto loan in Kentucky for $176000 to buy a car. It has been difficult, but Southern Federal Savings and Loan Association really came through for me with this loan for 6.7% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Southern Federal Savings and Loan Association for giving me a chance and my excellent credit. It look me 8 years to create my credit to 819, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $30,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Kemberly needed a debt consolidation loan to pay for their existing auto loan and their credit card. Kemberly was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.0%.
Installment loan for Kemberly, a graduate of Meridian Technology Center and a copy writer working for over $73,000 per year
Kemberly, an alumnus at Meridian Technology Center and a copy writer in Louisville, Kentucky wants an auto loan to purchase something frivolous. Kemberly has instead chosen to obtain an installment loan for $7,000 and is currently seeking lenders like Farmers National Bank to process their request.
Conclusion of Kemberly’s auto loan
In the end, Kemberly was able to find an auto loan for $176000 with an interest rate of 9.2% interest APR from Southern Federal Savings and Loan Association in Louisville, Kentucky repayable over 5 years from today.