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Kiyoko Needed A No Collateral Loan For $64000, Kenosha, Wisconsin

$64000 No Collateral Loan – Kenosha Wisconsin, Credit Rating Of 837

  • Experian: 852 – They had an excellent Experian score
  • Transunion: 824 – Kiyoko had an excellent credit rating with Transunion.
  • Equifax: Kiyoko’s Experian score was 837, which is an excellent credit score with the Experian scale.

Contact Details for First Bank Southeast, N.A., the provider of this no collateral loan

  • First Bank Southeast, N.A.
  • City: Kenosha
  • State: Wisconsin
  • Address: 1 Kenosha National Bank Building
  • County: Kenosha
  • Zip code: 53141

Several past requests for credit have been made by Kiyoko in the past, including one from Klickitat Valley Bank in Kenosha, Wisconsin before Kiyoko was accepted for the $64000 by First Bank Southeast, N.A.

Kiyoko made 5 previous attempts to obtain a no collateral loan, 2 of which were with Klickitat Valley Bank, a lender in Kenosha, Wisconsin known to specialize in no collateral loans specifically. Prior to finding First Bank Southeast, N.A., Kiyoko was desperate due to their inexperience and excellent credit rating.

Signature Loan easily acquired in Kenosha, Wisconsin for $64000 with excellent credit by Kiyoko

Most prospective borrowers have difficulty with finding signature loans in Kenosha, Wisconsin, and Kiyoko is not an exception. Kiyoko went to 4 lenders or more before settling on First Bank Southeast, N.A., who offered Kiyoko a signature loan for $64000. Typical signature loans simply need a client, like Kiyoko’s signature to get them, up to $20,000 in some cases. Kiyoko was able to get $64000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not require collateral, they tend to need higher credit, as high as 707

Kiyoko has a low current yearly income, but has several of prospects

Kiyoko has always wanted to be a patent agent, but would need attend Southern Illinois University Carbondale again to become one. Kiyoko has other possibilities as well, including respiratory therapist, physical therapist, and high school administrator, which pay $54,000 through to $98,000 per year, on average. For this reason, we believe that Kiyoko can pay for this no collateral loan of $64000.

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $25,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Kiyoko required a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Kiyoko was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.4%.

Personal Loan for a deaf students teacher named Kiyoko in Kenosha, Wisconsin to Pay Off Pittsburgh Steelers NFL Extra Points Visa Signature Card

Kiyoko had a tonne of credit card debt on their Payoneer CashLynk Prepaid MasterCard and their Tioga State Bank Cash Rewards American Express Card, and they were starting to get in over their heads. Despite Kiyoko’s job as a deaf students teacher, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Kiyoko for this no collateral loan of $64000, provided by First Bank Southeast, N.A.

Hello, I am Kiyoko and I am from Kenosha in Wisconsin. Kenosha, county is where I grew up, and now I need a no collateral loan in Wisconsin for $64000 to pay bills. It wasn’t easy, but First Bank Southeast, N.A. really came through for me with this loan for 7.4% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to First Bank Southeast, N.A. for trusting me and my excellent credit. It look me 8 years to build my credit to 837, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Fast Loans for Kiyoko in Kenosha, Wisconsin to prevent bankruptcy or harm from debt collectors.

Fast loans in Kenosha, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Kiyoko. Kiyoko was able to find a fast loan for $64000 from S & C Bank, Chippewa and Red Cedar Bank National Association, but turned down both offers in favor of their no collateral loan from First Bank Southeast, N.A.. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement in the case that a borrower is in a time sensitive situation.

Client Profile: Kiyoko Rongo of Kenosha, Wisconsin
  • Full name (Changed if requested): Kiyoko Rongo
  • Current Credit: loans.hit.utils.Fico@377dca04
  • Current City: Kenosha
  • State: Wisconsin
  • Zip code: 53148
  • Yearly income: $47,000
  • Current Job: deaf students teacher
  • Current County: Kenosha
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Before applying for this no collateral loan, Kiyoko had an Experian score of 852, which is excellent, so First Bank Southeast, N.A. probably cannot provide Kiyoko a no collateral loan

Experian Score: 852

Kiyoko’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their deaf students teacher job and their future career as a patent agent

Fico Score: 837

Kiyoko’s Transunion score was changed by the no collateral loan loan, changing to 824 from 837, which is typical in our experience.

Transunion Score: 824

Installment loan for Kiyoko, a graduate of Southern Illinois University Carbondale and a deaf students teacher working for over $64,000 per year

Kiyoko, an alumnus at Southern Illinois University Carbondale and a deaf students teacher in Kenosha, Wisconsin needs a no collateral loan to purchase a house. Kiyoko has instead chosen to get an installment loan for $8,000 and is at present seeking lenders like Norwest Bank Wisconsin East Central to provide it.

9 Months in the Past, Kiyoko Tried to Find a High Risk Loan for $36,000.00, and it was Hard

It is an well known struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Kiyoko. Kiyoko chose not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit ratings as low as 407 can inquire for a high risk loan and may be be accepted.

When Kiyoko was 23, they attempted to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Kiyoko’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on February 16, 2011
  • Attempt 2) Loan for $35,000.00 on February 28, 2010
  • Attempt 3) Loan for $33,000.00 on June 20, 2011
  • Attempt 4) Loan for $26,000.00 on June 19, 2011
  • Attempt 5) Loan for $21,000.00 on November 8, 2012
  • Attempt 6) Loan for $23,000.00 on February 2, 2013

Previous requests on Kiyoko’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$23120.00 11 6.8% $249.22 M&I Bank of Burlington November 19, 2010
$23380.00 10 11.2% $324.71 M&I Marshall and Ilsley Bank January 25, 2013
$23230.00 10 7.8% $279.4 Continental Bank & Trust Co. June 2, 2014
$22890.00 3 5.5% $691.18 Clare Bank, National Association June 4, 2014

Kiyoko was rejected by Associated Bank Milwaukee 7 times prior to being granted funding by First Bank Southeast, N.A. at 1 Kenosha National Bank Building

On March 17, 2009, Kiyoko applied about borrowing $31,000 from M&I Bay View State Bank with Isidra, their in law from just outside Kenosha, and even with the co-signer, Kiyoko was rejected for this no collateral loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Conclusion of Kiyoko’s no collateral loan

In the end, Kiyoko was able to find a no collateral loan for $64000 with an interest rate of 7.2% interest APR from First Bank Southeast, N.A. in Kenosha, Wisconsin repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.