$92000 Quick Loan – High Point North Carolina, Credit Rating Of 339
- Experian: 352 – This individual had a terrible Experian score
- Transunion: 326 – Larry had a terrible credit rating with Transunion.
- Equifax: Larry’s Experian score was 339, which is a terrible credit score using the Experian scale.
Many other requests for credit have been made by Larry in the past, including one from GE Capital Bank in High Point, North Carolina before Larry was accepted for the $92000 by High Point Bank and Trust Company
Larry made 8 previous attempts to obtain a quick loan, 2 of which were with GE Capital Bank, a lender in High Point, North Carolina known to specialize in quick loans specifically. Prior to finding High Point Bank and Trust Company, Larry was very concerned due to their inexperience and terrible credit rating.
9 Months Ago, Larry Tried Finding a High Risk Loan for $30,000.00, and it was Easy
There is an well known struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Larry. Larry decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Borrowers with credit ratings as low as 379 can apply for a high risk loan and have a chance to be accepted.
Larry’s Transunion score was changed by the quick loan loan, changing to 326 from 339, which is normal in our experience.
Personal Loan for a transit and railroad police named Larry in High Point, North Carolina to Pay Off Taleris Credit Union Secured Visa Card
Larry had a tonne of credit card debt on their Union Plus MasterCard and their Columbus Bank and Trust Cash Rewards Visa Platinum Cards, and they were starting to get in over their heads. Despite Larry’s job as a transit and railroad police, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this quick loan, Larry had an Experian score of 352, which is terrible, so High Point Bank and Trust Company probably can provide Larry a quick loan
Larry was not approved by The First National Bank of Albemarle 7 times before being granted funding by High Point Bank and Trust Company at 300 North Main Street
On April 5, 2011, Larry applied about borrowing $12,000 from Farmers Bank of Sunbury with Tammi, their friend from just outside High Point, and even with the co-signer, Larry was rejected for this quick loan. With terrible credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Larry for this quick loan of $92000, provided by High Point Bank and Trust Company
Hi, I am Larry and I am from High Point in North Carolina. Guilford, county is where I grew up, and now I need a quick loan in North Carolina for $92000 to renovate my home. It wasn’t easy, but High Point Bank and Trust Company really came through for me with this loan for 9.0% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to High Point Bank and Trust Company for giving me a chance and my terrible credit. It look me 5 years to build my credit to 339, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.
When Larry was 19, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a chronology of Larry’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on September 8, 2010
- Attempt 2) Loan for $37,000.00 on February 22, 2012
- Attempt 3) Loan for $20,000.00 on October 6, 2010
- Attempt 4) Loan for $30,000.00 on October 6, 2012
- Attempt 5) Loan for $33,000.00 on December 28, 2011
- Attempt 6) Loan for $25,000.00 on March 16, 2011
- Attempt 7) Loan for $20,000.00 on March 29, 2011
- Full name (Changed if requested): Larry Millett
- Current Credit: loans.hit.utils.Fico@312b1dae
- Current City: High Point
- State: North Carolina
- Zip code: 27270
- Yearly income: $56,000
- Current Job: transit and railroad police
- Current County: Guilford
- Goal Yearly Income: $99,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Signature Loan easily acquired in High Point, North Carolina for $92000 with terrible credit by Larry
Many clients have difficulty with finding signature loans in High Point, North Carolina, and Larry is the same. Larry went to 7 lending institutions or more before finding High Point Bank and Trust Company, who offered Larry a signature loan for $92000. Most signature loans simply need a client, like Larry’s signature to get them, up to $42,000 in some cases. Larry was able to get $92000 as a quick loan, which is very high for a quick loan. Because signature loans do not require collateral, they generally need better credit, as high as 710
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $37,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Larry needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Larry was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.
Contact Details for High Point Bank and Trust Company, the provider of this quick loan
- High Point Bank and Trust Company
- City: High Point
- State: North Carolina
- Address: 300 North Main Street
- County: Guilford
- Zip code: 27261
Previous requests on Larry’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $109820.00 | 5 | 7.2% | $2184.95 | The Farmers Bank of Seaboard | January 25, 2011 |
| $110430.00 | 11 | 8.3% | $1278.51 | The Bank of Raeford | March 3, 2013 |
| $109740.00 | 3 | 8.4% | $3459.14 | The Bank of Coleridge | November 23, 2013 |
| $109690.00 | 11 | 10.7% | $1417.11 | Farmers Bank of Sunbury | August 16, 2014 |
Installment loan for Larry, a graduate of Columbia College and a transit and railroad police working for over $66,000 per year
Larry, an alumnus at Columbia College and a transit and railroad police in High Point, North Carolina wants a quick loan to purchase a car. Larry has instead decided to get an installment loan for $22,000 and is at present seeking lenders like First Union National Bank to provide it.
Larry has a disappointing current total income, but has a high number of prospects
Larry has always wanted to be an admiralty lawyer, but would have to attend Columbia College again to become one. Larry has other prospects as well, including patent agent, logging worker supervisor, and athletes’ business manager, which pay $51,000 through to $95,000 per year, at least. For this reason, we believe that Larry can afford this quick loan of $92000.
Fast Loans for Larry in High Point, North Carolina to prevent bankruptcy or harm from debt collectors.
Fast loans in High Point, North Carolina aren’t actually that difficult to obtain, especially if you have some gumption like Larry. Larry was able to find a fast loan for $92000 from The Carolina Bank and Wachovia Bank, National Association, but declined both offers in favor of their quick loan from High Point Bank and Trust Company. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference if you are in a pinch.
Larry’s Overall FICO score at the time of acceptance for a quick loan, taking into account their transit and railroad police job and their future job as an admiralty lawyer
Conclusion of Larry’s quick loan
In the end, Larry was able to find a quick loan for $92000 with an interest rate of 7.0% interest APR from High Point Bank and Trust Company in High Point, North Carolina repayable over 11 years from now.
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