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Larry Needed A Same Day Loan For $4000, Taylorsville, North Carolina

$4000 Same Day Loan – Taylorsville North Carolina, Credit Score Of 611

  • Experian: 625 – This individual had a good Experian rating
  • Transunion: 595 – Larry had a good credit score with Transunion.
  • Equifax: Larry’s Experian score was 611, which is a good credit rating on the Experian scale.

Previous requests on Larry’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$93400.00 10 6.4% $1055.79 The Farmers Bank of Seaboard October 10, 2010
$93170.00 7 10.4% $1566.06 The Bank of Raeford February 22, 2012
$92800.00 6 5.4% $1511.82 The Bank of Coleridge May 22, 2014
$92690.00 8 7.5% $1286.9 Farmers Bank of Sunbury August 7, 2014

Many previous requests for credit have been made by Larry in the past, including one from Cincinnati Federal Savings and Loan Association in Taylorsville, North Carolina before Larry was accepted for the $4000 by Taylorsville Savings and Loan Association

Larry made 9 previous attempts to obtain a same day loan, 2 of which were with Cincinnati Federal Savings and Loan Association, a bank in Taylorsville, North Carolina known to specialize in same day loans specifically. Prior to finding Taylorsville Savings and Loan Association, Larry was very concerned due to their inexperience and good credit rating.

Larry was declined by First Union National Bank 7 times prior to being accepted by Taylorsville Savings and Loan Association at 112 Main Avenue

On July 11, 2010, Larry applied about borrowing $19,000 from Stokesdale Commercial Bank with Tamela, their in law from just outside Taylorsville, and even with the co-signer, Larry was rejected for this same day loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.

Signature Loan easily acquired in Taylorsville, North Carolina for $4000 with good credit by Larry

Many prospective borrowers struggle with obtaining signature loans in Taylorsville, North Carolina, and Larry is the same. Larry went to 6 lending institutions or more prior to finding Taylorsville Savings and Loan Association, who offered Larry a signature loan for $4000. Typical signature loans simply need a client, like Larry’s signature to get them, up to $39,000 in some cases. Larry was able to get $4000 as a same day loan, which is very high for a same day loan. Because signature loans don’t require collateral, these loans generally require higher credit, as high as 723

Personal Loan for a cardiopulmonary technologist named Larry in Taylorsville, North Carolina to Pay Off Bass Pro Shops Outdoor Rewards World MasterCard Credit Card

Larry had a tonne of credit card debt on their Regions Platinum Plus Student MasterCard and their State Farm Bank Business Visa Card, and they were starting to get in over their heads. Despite Larry’s job as a cardiopulmonary technologist, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Larry’s Transunion score was changed by the same day loan loan, changing to 595 from 611, which is normal in our experience.

Transunion Score: 595

Larry’s Overall FICO score at the time of acceptance for a same day loan, taking into account their cardiopulmonary technologist job and their future career as a medical technologist

Fico Score: 611

Paraphrased and Standardized Quote from Larry for this same day loan of $4000, provided by Taylorsville Savings and Loan Association

Hi, I am Larry and my hometown is Taylorsville in North Carolina. Alexander, county is where I grew up, and now I need a same day loan in North Carolina for $4000 to buy a big ticket item. It wasn’t easy, but Taylorsville Savings and Loan Association really came through for me with this loan for 7.1% interest APR and a term of 23 years. I can repay the loan over the 23 year term, including interest. A big thanks to Taylorsville Savings and Loan Association for giving me a chance and my good credit. It look me 4 years to build my credit to 611, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Before applying for this same day loan, Larry had an Experian score of 625, which is good, so Taylorsville Savings and Loan Association probably cannot provide Larry a same day loan

Experian Score: 625

Installment loan for Larry, a graduate of Mountain State University and a cardiopulmonary technologist working for over $64,000 per year

Larry, an alumnus at Mountain State University and a cardiopulmonary technologist in Taylorsville, North Carolina wants a same day loan to purchase a car. Larry has instead chosen to get an installment loan for $28,000 and is at present seeking lenders like The Carolina Bank to provide it.

Contact Details for Taylorsville Savings and Loan Association, the provider of this same day loan

  • Taylorsville Savings and Loan Association
  • City: Taylorsville
  • State: North Carolina
  • Address: 112 Main Avenue
  • County: Alexander
  • Zip code: 28681

Larry has a sad current yearly income, but has a high number of prospects

Larry has always wanted to be a medical technologist, but would have to attend Mountain State University again to become one. Larry has other possibilities as well, including audio-visual collections specialist, economics professor, and nuclear fuels research engineer, which pay $59,000 through to $94,000 per year, at least. For this reason, we think that Larry can afford this same day loan of $4000.

6 Months in the Past, Larry Attempted to Find a High Risk Loan for $36,000.00, and it was Hard

There is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Larry. Larry decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Individuals with credit scores as low as 450 can apply for a high risk loan and may be be accepted.

When Larry was 24, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a list of Larry’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on April 17, 2009
  • Attempt 2) Loan for $23,000.00 on May 5, 2010
  • Attempt 3) Loan for $24,000.00 on April 18, 2012
  • Attempt 4) Loan for $34,000.00 on September 3, 2009
  • Attempt 5) Loan for $21,000.00 on January 30, 2010
  • Attempt 6) Loan for $21,000.00 on July 31, 2009

Fast Loans for Larry in Taylorsville, North Carolina to prevent bankruptcy or harm from debt collectors.

Fast loans in Taylorsville, North Carolina aren’t actually that difficult to obtain, especially if you have some finesse like Larry. Larry was able to find a fast loan for $4000 from Independence National Bank and Citizens National Bank of Concord, but turned down both offers in favor of their same day loan from Taylorsville Savings and Loan Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement in the case that a client is in a time sensitive situation.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $28,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Larry required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Larry was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.2%.

Client Profile: Larry Cheeseboro of Taylorsville, North Carolina
  • Full name (Changed if requested): Larry Cheeseboro
  • Current Credit: loans.hit.utils.Fico@7cd84586
  • Current City: Taylorsville
  • State: North Carolina
  • Zip code: 28688
  • Yearly income: $32,000
  • Current Job: cardiopulmonary technologist
  • Current County: Alexander
  • Goal Yearly Income: $109,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Conclusion of Larry’s same day loan

In the end, Larry was able to find a same day loan for $4000 with an interest rate of 9.4% interest APR from Taylorsville Savings and Loan Association in Taylorsville, North Carolina repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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