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Leonarda Had Need For A Private Loan For $48000, New York City, New York

$48000 Private Loan – New York City New York, Credit Rating Of 425

  • Experian: 444 – They had a bad Experian score
  • Transunion: 408 – Leonarda had a bad credit score with Transunion.
  • Equifax: Leonarda’s Experian score was 425, which is a bad credit rating using the Experian system.

Fast Loans for Leonarda in New York City, New York to prevent bankruptcy or harm from debt collectors.

Fast loans in New York City, New York aren’t actually that difficult to obtain, especially if you have some finesse like Leonarda. Leonarda was able to find a fast loan for $48000 from Trade Bank and Trust Company and Bankers Trust Company of Albany, National Association, but turned down both offers in favor of their private loan from The Greater New York Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement in the case that you are in a time sensitive situation.

Signature Loan easily acquired in New York City, New York for $48000 with bad credit by Leonarda

Most borrowers struggle with finding signature loans in New York City, New York, and Leonarda is not an exception. Leonarda went to 4 lenders or more prior to finding The Greater New York Savings Bank, who offered Leonarda a signature loan for $48000. Most signature loans simply require a client, like Leonarda’s signature to obtain them, up to $39,000 in some cases. Leonarda was able to get $48000 as a private loan, which is very high for a private loan. Since signature loans don’t need collateral, these loans tend to require higher credit, as high as 789

Leonarda’s Overall FICO score at the time of acceptance for a private loan, taking into account their industrial health engineer job and their future career as a management consultant

Fico Score: 425

Previous requests on Leonarda’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$83390.00 6 8.5% $1482.54 Bankers Trust Company of Albany, National Association September 1, 2010
$83370.00 10 9.1% $1060.61 Montgomery County Trust Company June 11, 2012
$82660.00 7 6.4% $1223.46 Bank of Avoca September 28, 2012
$83110.00 6 7.8% $1449.08 The State Bank of Belmont July 29, 2013
$82660.00 6 9.7% $1518.87 Fleet Bank of New York, National Association September 14, 2014
Client Profile: Leonarda Bodenhamer of New York City, New York
  • Full name (Changed if requested): Leonarda Bodenhamer
  • Current Credit: loans.hit.utils.Fico@4769b07b
  • Current City: New York City
  • State: New York
  • Zip code: 11222
  • Yearly income: $64,000
  • Current Job: industrial health engineer
  • Current County: Kings
  • Goal Yearly Income: $108,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Before applying for this private loan, Leonarda had an Experian score of 444, which is bad, so The Greater New York Savings Bank likely can provide Leonarda a private loan

Experian Score: 444

Leonarda’s Transunion score was changed by the private loan loan, changing to 408 from 425, which is normal in our experience.

Transunion Score: 408

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $37,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Leonarda required a debt consolidation loan to pay for their existing private loan and their payday loan. Leonarda was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.5%.

Paraphrased and Standardized Quote from Leonarda for this private loan of $48000, provided by The Greater New York Savings Bank

Hi, I am Leonarda and I am from New York City in New York. Kings, county is where I grew up, and now I need a private loan in New York for $48000 to buy a car. It has been difficult, but The Greater New York Savings Bank really came through for me with this loan for 9.1% interest APR and a term of 12 years. I can repay the loan over the 12 year term, including interest. A big thanks to The Greater New York Savings Bank for trusting me and my bad credit. It look me 8 years to create my credit to 425, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Contact Details for The Greater New York Savings Bank, the provider of this private loan

  • The Greater New York Savings Bank
  • City: New York City
  • State: New York
  • Address: 451 Fifth Avenue
  • County: Kings
  • Zip code: 11215

When Leonarda was 23, they attempted to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a chronology of Leonarda’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on March 19, 2009
  • Attempt 2) Loan for $28,000.00 on December 29, 2009
  • Attempt 3) Loan for $36,000.00 on August 27, 2013
  • Attempt 4) Loan for $35,000.00 on June 3, 2011
  • Attempt 5) Loan for $24,000.00 on November 22, 2013
  • Attempt 6) Loan for $34,000.00 on July 17, 2012

Personal Loan for an industrial health engineer named Leonarda in New York City, New York to Pay Off United Airlines Mileage Plus Select Visa Card

Leonarda had a lot of credit card debt on their Facecard Prepaid MasterCard and their Smith Barney Platinum Select MasterCard, and they were starting to get in over their heads. Despite Leonarda’s job as an industrial health engineer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Several previous requests for credit have been made by Leonarda in the past, including one from Citizens Fidelity Bank and Trust Company Hardin County in New York City, New York before Leonarda was approved for the $48000 by The Greater New York Savings Bank

Leonarda made 4 previous tries to obtain a private loan, 2 of which were with Citizens Fidelity Bank and Trust Company Hardin County, a lender in New York City, New York known to specialize in private loans specifically. Before finding The Greater New York Savings Bank, Leonarda was concerned due to their inexperience and bad credit rating.

Leonarda was not approved by Tompkins Trust Company 4 times prior to being granted funding by The Greater New York Savings Bank at 451 Fifth Avenue

On October 17, 2012, Leonarda inquired about borrowing $10,000 from United States Trust Company of New York with Quintin, their in law from just outside New York City, and even with the co-signer, Leonarda was rejected for this private loan. With bad credit, it can be challenging to obtain financing, even with collateral and a co-signer.

7 Months in the Past, Leonarda Tried Finding a High Risk Loan for $43,000.00, and it was Easy

There is an well known struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Leonarda. Leonarda decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Borrowers with credit ratings as low as 561 can inquire for a high risk loan and may be be accepted.

Installment loan for Leonarda, a graduate of Boston University and an industrial health engineer working for over $61,000 per year

Leonarda, an alumnus at Boston University and an industrial health engineer in New York City, New York wants a private loan to purchase a house. Leonarda has instead decided to obtain an installment loan for $22,000 and is currently seeking lenders like Endicott Trust Company to process their request.

Leonarda has a disappointing current total income, but has a high number of prospects

Leonarda has always wanted to be a management consultant, but would need attend Boston University again to achieve it. Leonarda has other possibilities as well, including factory layout engineer, range manager, and middle school administrator, which pay $53,000 through to $94,000 per year, on average. For this reason, we think that Leonarda can afford this private loan of $48000.

Conclusion of Leonarda’s private loan

In the end, Leonarda was able to find a private loan for $48000 with an interest rate of 9.8% interest APR from The Greater New York Savings Bank in New York City, New York repayable over 12 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.