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Leticia Wanted A Debt Consolidation Loan For $64000, Glasgow, Missouri

$64000 Debt Consolidation Loan – Glasgow Missouri, Credit Score Of 307

  • Experian: 326 – This client had a terrible Experian rating
  • Transunion: 289 – Leticia had a terrible credit rating with Transunion.
  • Equifax: Leticia’s Experian score was 307, which is a terrible credit score using the Experian scale.

Contact Details for Glasgow Savings Bank, the provider of this debt consolidation loan

  • Glasgow Savings Bank
  • City: Glasgow
  • State: Missouri
  • Address: 601 First Street
  • County: Howard
  • Zip code: 65254

Leticia has a sad current yearly income, but has several of prospects

Leticia has always wanted to be a computer programmer, but would need attend Bethany Theological Seminary again to achieve it. Leticia has other possibilities as well, including utility meter reader, office clerk, and casino surveillance officer, which pay $52,000 through to $105,000 per year, on average. For this reason, we believe that Leticia can pay for this debt consolidation loan of $64000.

Before applying for this debt consolidation loan, Leticia had an Experian score of 326, which is terrible, so Glasgow Savings Bank most likely cannot provide Leticia a debt consolidation loan

Experian Score: 326

When Leticia was 22, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a list of Leticia’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on October 9, 2010
  • Attempt 2) Loan for $26,000.00 on March 30, 2010
  • Attempt 3) Loan for $26,000.00 on June 19, 2013
  • Attempt 4) Loan for $39,000.00 on April 6, 2012
  • Attempt 5) Loan for $26,000.00 on May 10, 2010
  • Attempt 6) Loan for $27,000.00 on October 26, 2010
Client Profile: Leticia Sandra of Glasgow, Missouri
  • Full name (Changed if requested): Leticia Sandra
  • Current Credit: loans.hit.utils.Fico@3f91beef
  • Current City: Glasgow
  • State: Missouri
  • Zip code: 65255
  • Yearly income: $35,000
  • Current Job: exhibit designer
  • Current County: Howard
  • Goal Yearly Income: $125,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Leticia’s Transunion score was altered by the debt consolidation loan loan, changing to 289 from 307, which is normal in our experience.

Transunion Score: 289

Leticia was rejected by The Baden Bank of St. Louis 7 times prior to being granted funding by Glasgow Savings Bank at 601 First Street

On December 30, 2013, Leticia inquired about borrowing $22,000 from Central Bank with Emilee, their friend from just outside Glasgow, and even with the co-signer, Leticia was rejected for this debt consolidation loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.

Installment loan for Leticia, a graduate of Bethany Theological Seminary and an exhibit designer working for over $62,000 per year

Leticia, an alumnus at Bethany Theological Seminary and an exhibit designer in Glasgow, Missouri wants a debt consolidation loan to purchase something frivolous. Leticia has instead chosen to get an installment loan for $24,000 and is currently seeking lenders like Commerce Bank of Mound City to provide it.

Paraphrased and Standardized Quote from Leticia for this debt consolidation loan of $64000, provided by Glasgow Savings Bank

Hello, I am Leticia and my hometown is Glasgow in Missouri. Howard, county is where I grew up, and now I need a debt consolidation loan in Missouri for $64000 to buy a car. It has been difficult, but Glasgow Savings Bank really came through for me with this loan for 7.1% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to Glasgow Savings Bank for giving me a chance and my terrible credit. It look me 5 years to build my credit to 307, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

Personal Loan for an exhibit designer named Leticia in Glasgow, Missouri to Pay Off Stanford Federal Credit Union Classic Visa Rewards Card

Leticia had a tonne of credit card debt on their University of Virginia Community Credit Union Credit Cards and their USAA Military Affiliate American Express Card, and they were starting to get in over their heads. Despite Leticia’s job as an exhibit designer, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Many past requests for credit have been made by Leticia in the past, including one from McCreary National Bank in Glasgow, Missouri before Leticia was approved for the $64000 by Glasgow Savings Bank

Leticia made 4 previous tries to obtain a debt consolidation loan, 2 of which were with McCreary National Bank, a bank in Glasgow, Missouri known to specialize in debt consolidation loans specifically. Before finding Glasgow Savings Bank, Leticia was very concerned due to their inexperience and terrible credit rating.

Fast Loans for Leticia in Glasgow, Missouri to prevent bankruptcy or harm from debt collectors.

Fast loans in Glasgow, Missouri aren’t actually that difficult to obtain, especially if you have some finesse like Leticia. Leticia was able to find a fast loan for $64000 from Jefferson-Gravois Bank of St. Louis and Northwestern Bank and Trust Company, but declined both offers in favor of their debt consolidation loan from Glasgow Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement in the case that a client is in a time sensitive situation.

Leticia’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their exhibit designer job and their future career as a computer programmer

Fico Score: 307

6 Months Ago, Leticia Attempted Finding a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Leticia. Leticia chose not to obtain a high risk loan this time. High Risk loans are given to very low credit applicants. Individuals with credit ratings as low as 346 can inquire for a high risk loan and possibly can be approved.

Signature Loan acquired in Glasgow, Missouri for $64000 with terrible credit by Leticia

Many borrowers have difficulty with finding signature loans in Glasgow, Missouri, and Leticia is not an exception. Leticia went to 8 lending institutions or more prior to settling on Glasgow Savings Bank, who offered Leticia a signature loan for $64000. Most signature loans simply require a client, like Leticia’s signature to obtain them, up to $27,000 in some cases. Leticia was able to get $64000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not require collateral, these loans generally need higher credit, as high as 747

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $36,000.00 to $46,000.00. They are mainly used to pay off existing high interest loans like credit cards. Leticia needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Leticia was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.

Previous requests on Leticia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$47870.00 5 9.7% $1010.04 Camden County Bank September 22, 2011
$47600.00 4 10.5% $1218.72 Glasgow Savings Bank May 3, 2012
$48220.00 6 5.5% $787.81 Central Bank July 3, 2013
$47860.00 10 10.2% $637.79 Midwest BankCentre April 8, 2014
$48460.00 4 8.4% $1192.17 Commerce Bank of Richmond Heights June 17, 2014

Conclusion of Leticia’s debt consolidation loan

In the end, Leticia was able to find a debt consolidation loan for $64000 with an interest rate of 11.0% interest APR from Glasgow Savings Bank in Glasgow, Missouri repayable over 20 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.