$128000 Unsecured Loan – Pender Nebraska, Credit Rating Of 694
- Experian: 708 – This client had a good Experian score
- Transunion: 679 – Lise had a good credit score with Transunion.
- Equifax: Lise’s Experian score was 694, which is a good credit score on the Experian scale.
Paraphrased and Standardized Quote from Lise for this unsecured loan of $128000, provided by CHARTER WEST NATIONAL BANK
Hi, I am Lise and my hometown is Pender in Nebraska. Thurston, county is where I grew up, and now I need a unsecured loan in Nebraska for $128000 to buy a car. It wasn’t easy, but CHARTER WEST NATIONAL BANK really came through for me with this loan for 11.3% interest APR and a term of 20 years. I can repay the loan over the 20 year term, including interest. A big thanks to CHARTER WEST NATIONAL BANK for trusting me and my good credit. It look me 8 years to create my credit to 694, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Personal Loan for a photogrammetric engineer named Lise in Pender, Nebraska to Pay Off AmTrust Bank Maximum Rewards Visa Card
Lise had a tonne of credit card debt on their City National Bank Visa Signature Card and their Entrust FCU Visa REWARDS Platinum Credit Card, and they were starting to get in over their heads. Despite Lise’s job as a photogrammetric engineer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Installment loan for Lise, a graduate of Ivy Tech Community College of Indiana and a photogrammetric engineer working for over $69,000 per year
Lise, an alumnus at Ivy Tech Community College of Indiana and a photogrammetric engineer in Pender, Nebraska wants an unsecured loan to purchase something frivolous. Lise has instead decided to obtain an installment loan for $13,000 and is currently seeking lenders like The First National Bank of Ainsworth to provide it.
Before applying for this unsecured loan, Lise had an Experian score of 708, which is good, so CHARTER WEST NATIONAL BANK most likely cannot provide Lise an unsecured loan
Previous requests on Lise’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$99850.00||11||10.7%||$1289.98||Citizens Bank||January 19, 2011|
|$100250.00||5||7.2%||$1994.54||Stromsburg Bank||April 15, 2011|
|$100260.00||4||8.1%||$2452.35||Wahoo State Bank||June 20, 2011|
|$100350.00||11||5.4%||$1009.9||Arlington State Bank||October 29, 2012|
|$100380.00||11||5.2%||$1000.17||Mason State Bank, Mason City, Nebraska||November 11, 2012|
9 Months Ago, Lise Tried to Find a High Risk Loan for $32,000.00, and it was Hard
There is an ongoing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Lise. Lise chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Borrowers with credit ratings as low as 437 can inquire for a high risk loan and may be be approved.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $38,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Lise needed a debt consolidation loan to pay for their existing unsecured loan and their credit card. Lise was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.8%.
Signature Loan found in Pender, Nebraska for $128000 with good credit by Lise
Many borrowers struggle with finding signature loans in Pender, Nebraska, and Lise is no exception. Lise went to 4 lending institutions or more prior to settling on CHARTER WEST NATIONAL BANK, who offered Lise a signature loan for $128000. Most signature loans simply require a client, like Lise’s signature to obtain them, up to $20,000 in some cases. Lise was able to get $128000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans don’t require collateral, these loans tend to require better credit, as high as 770
When Lise was 18, they tried to obtain a student loan from 4 alternate banks, which damaged their credit score. Below is a list of Lise’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on August 23, 2011
- Attempt 2) Loan for $23,000.00 on April 10, 2012
- Attempt 3) Loan for $36,000.00 on March 14, 2011
- Attempt 4) Loan for $20,000.00 on November 10, 2012
Lise’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their photogrammetric engineer job and their future career as a pathologist
Fast Loans for Lise in Pender, Nebraska to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Pender, Nebraska aren’t actually that difficult to obtain, particularly if you have some gumption like Lise. Lise was able to find a fast loan for $128000 from American Interstate Bank and The Bank of Cody, but declined both offers in favor of their unsecured loan from CHARTER WEST NATIONAL BANK. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement if you are in a pinch.
Lise has a sad current gross income, but has a large amount of prospects
Lise has always wanted to be a pathologist, but would need attend Ivy Tech Community College of Indiana again to become one. Lise has other prospects as well, including developmental psychologist, photogrammetric engineer, and disabled students teacher, which pay $58,000 through to $100,000 per year, at least. For this reason, we think that Lise can pay for this unsecured loan of $128000.
Lise’s Transunion score was changed by the unsecured loan loan, changing to 679 from 694, which is typical in our experience.
Lise was declined by Security State Bank 7 times prior to being accepted by CHARTER WEST NATIONAL BANK at 610 4th Street
On June 23, 2011, Lise applied about borrowing $32,000 from Alliance National Bank and Trust Company with Mui, their in law from just outside Pender, and even with the co-signer, Lise was rejected for this unsecured loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.
- Full name (Changed if requested): Lise Hullender
- Current Credit: loans.hit.utils.Fico@37a71e93
- Current City: Pender
- State: Nebraska
- Zip code: 68055
- Yearly income: $57,000
- Current Job: photogrammetric engineer
- Current County: Thurston
- Goal Yearly Income: $122,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Multiple previous requests for credit have been made by Lise in the past, including one from Bank of Crenshaw in Pender, Nebraska before Lise was approved for the $128000 by CHARTER WEST NATIONAL BANK
Lise made 6 previous attempts to obtain an unsecured loan, 2 of which were with Bank of Crenshaw, a bank in Pender, Nebraska known to specialize in unsecured loans specifically. Before finding CHARTER WEST NATIONAL BANK, Lise was concerned due to their inexperience and good credit rating.
Contact Details for CHARTER WEST NATIONAL BANK, the provider of this unsecured loan
- CHARTER WEST NATIONAL BANK
- City: Pender
- State: Nebraska
- Address: 610 4th Street
- County: Thurston
- Zip code: 68047
Conclusion of Lise’s unsecured loan
In the end, Lise was able to find an unsecured loan for $128000 with an interest rate of 5.5% interest APR from CHARTER WEST NATIONAL BANK in Pender, Nebraska repayable over 20 years from today.