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Louetta Had Need For A Student Loan For $104000, Baton Rouge, Louisiana

$104000 Student Loan – Baton Rouge Louisiana, Credit Rating Of 547

  • Experian: 559 – They had a fair Experian score
  • Transunion: 531 – Louetta had a fair credit score with Transunion.
  • Equifax: Louetta’s Experian score was 547, which is a fair credit score on the Experian system.

Many past requests for credit have been made by Louetta in the past, including one from Guarantee Bank in Baton Rouge, Louisiana before Louetta was approved for the $104000 by Baton Rouge Bank & Trust Company

Louetta made 5 previous attempts to obtain a student loan, 2 of which were with Guarantee Bank, a bank in Baton Rouge, Louisiana known to specialize in student loans specifically. Prior to finding Baton Rouge Bank & Trust Company, Louetta was desperate due to their inexperience and fair credit rating.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $21,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Louetta needed a debt consolidation loan to pay for their existing student loan and their credit card. Louetta was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.3%.

7 Months Ago, Louetta Attempted Finding a High Risk Loan for $27,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Louetta. Louetta chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Borrowers with credit ratings as low as 366 can inquire for a high risk loan and possibly can be approved.

Fast Loans for Louetta in Baton Rouge, Louisiana to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Baton Rouge, Louisiana aren’t actually that difficult to obtain, particularly if you have some gumption like Louetta. Louetta was able to find a fast loan for $104000 from First National Bank of Houma and Alerion Bank, but declined both offers in favor of their student loan from Baton Rouge Bank & Trust Company. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a client is in a pinch.

Contact Details for Baton Rouge Bank & Trust Company, the provider of this student loan

  • Baton Rouge Bank & Trust Company
  • City: Baton Rouge
  • State: Louisiana
  • Address: 617 North Boulevard
  • County: East Baton Rouge
  • Zip code: 70821

When Louetta was 22, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a chronology of Louetta’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on January 4, 2010
  • Attempt 2) Loan for $35,000.00 on September 2, 2013
  • Attempt 3) Loan for $39,000.00 on May 30, 2013
  • Attempt 4) Loan for $27,000.00 on January 12, 2012

Previous requests on Louetta’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61210.00 9 8.8% $822.49 Bank of Zachary January 27, 2009
$60710.00 6 5.8% $1000.42 Landmark Bank March 22, 2010
$61370.00 5 8.4% $1256.14 Bank of Gonzales April 11, 2010
$60510.00 3 11.1% $1983.89 The Highlands Bank May 8, 2012

Paraphrased and Standardized Quote from Louetta for this student loan of $104000, provided by Baton Rouge Bank & Trust Company

Hi, I am Louetta and my hometown is Baton Rouge in Louisiana. East Baton Rouge, county is where I grew up, and now I need a student loan in Louisiana for $104000 to buy a car. It has been difficult, but Baton Rouge Bank & Trust Company really came through for me with this loan for 6.6% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to Baton Rouge Bank & Trust Company for giving me a chance and my fair credit. It look me 9 years to build my credit to 547, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Louetta’s Overall FICO score at the time of acceptance for a student loan, taking into account their soil conservationist job and their future job as an answering service operator

Fico Score: 547

Louetta’s Transunion score was changed by the student loan loan, changing to 531 from 547, which is normal in our experience.

Transunion Score: 531

Louetta was declined by Bank of Pleasant Hill 4 times before being granted funding by Baton Rouge Bank & Trust Company at 617 North Boulevard

On December 28, 2012, Louetta applied about borrowing $48,000 from First Bank with Charmain, their in law from just outside Baton Rouge, and even with the co-signer, Louetta was rejected for this student loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Installment loan for Louetta, a graduate of Renasci Academy of Hair Inc and a soil conservationist working for over $75,000 per year

Louetta, an alumnus at Renasci Academy of Hair Inc and a soil conservationist in Baton Rouge, Louisiana wants a student loan to purchase a new cell phone. Louetta has instead chosen to get an installment loan for $14,000 and is at present seeking lenders like First National Bank of Louisiana to process their request.

Before applying for this student loan, Louetta had an Experian score of 559, which is fair, so Baton Rouge Bank & Trust Company likely cannot provide Louetta a student loan

Experian Score: 559

Louetta has a disappointing current gross income, but has a large amount of prospects

Louetta has always wanted to be an answering service operator, but would need attend Renasci Academy of Hair Inc again to become one. Louetta has other possibilities as well, including mining machine operator, sportswriter, and insurance agent, which pay $50,000 through to $109,000 per year, on average. For this reason, we think that Louetta can afford this student loan of $104000.

Personal Loan for a soil conservationist named Louetta in Baton Rouge, Louisiana to Pay Off Astoria Bank Business Edition Visa Card

Louetta had a tonne of credit card debt on their CorTrust Bank Visa Business Card and their First County Bank Credit Cards, and they were starting to get in over their heads. Despite Louetta’s job as a soil conservationist, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Louetta Denten of Baton Rouge, Louisiana
  • Full name (Changed if requested): Louetta Denten
  • Current Credit: loans.hit.utils.Fico@b1bc7ed
  • Current City: Baton Rouge
  • State: Louisiana
  • Zip code: 70824
  • Yearly income: $39,000
  • Current Job: soil conservationist
  • Current County: East Baton Rouge
  • Goal Yearly Income: $145,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Signature Loan easily acquired in Baton Rouge, Louisiana for $104000 with fair credit by Louetta

Most clients have difficulty with obtaining signature loans in Baton Rouge, Louisiana, and Louetta is not an exception. Louetta went to 4 lenders or more before finding Baton Rouge Bank & Trust Company, who offered Louetta a signature loan for $104000. Most signature loans simply need a client, like Louetta’s signature to obtain them, up to $26,000 in some cases. Louetta was able to get $104000 as a student loan, which is very high for a student loan. Since signature loans do not need collateral, they generally need improved credit, as high as 775

Conclusion of Louetta’s student loan

In the end, Louetta was able to find a student loan for $104000 with an interest rate of 9.8% interest APR from Baton Rouge Bank & Trust Company in Baton Rouge, Louisiana repayable over 6 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.