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Low Rate Auto Loan For Blossom In Asheville, North Carolina

$138000 Auto Loan – Asheville North Carolina, Credit Score Of 829

  • Experian: 839 – They had an excellent Experian score
  • Transunion: 813 – Blossom had an excellent credit score with Transunion.
  • Equifax: Blossom’s Experian score was 829, which is an excellent credit score using the Experian system.

Fast Loans for Blossom in Asheville, North Carolina to prevent bankruptcy or harm from debt collectors.

Fast loans in Asheville, North Carolina aren’t actually that difficult to obtain, particularly if you have some finesse like Blossom. Blossom was able to find a fast loan for $138000 from First State Bank and First National Bank of Catawba County, but declined both offers in favor of their auto loan from Carolina Federal Savings and Loan Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big difference in the case that you are on the go.

When Blossom was 20, they tried to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a chronology of Blossom’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on March 26, 2010
  • Attempt 2) Loan for $30,000.00 on November 7, 2011
  • Attempt 3) Loan for $35,000.00 on June 27, 2011
  • Attempt 4) Loan for $32,000.00 on February 14, 2009
  • Attempt 5) Loan for $25,000.00 on October 20, 2008
  • Attempt 6) Loan for $39,000.00 on January 6, 2014
  • Attempt 7) Loan for $37,000.00 on October 26, 2011
Client Profile: Blossom Eddlemon of Asheville, North Carolina
  • Full name (Changed if requested): Blossom Eddlemon
  • Current Credit: loans.hit.utils.Fico@6267c3bb
  • Current City: Asheville
  • State: North Carolina
  • Zip code: 28810
  • Yearly income: $44,000
  • Current Job: able seamen
  • Current County: Buncombe
  • Goal Yearly Income: $144,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Contact Details for Carolina Federal Savings and Loan Association, the provider of this auto loan

  • Carolina Federal Savings and Loan Association
  • City: Asheville
  • State: North Carolina
  • Address: 12 College Street
  • County: Buncombe
  • Zip code: 28801

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $27,000.00 to $46,000.00. They are normally used to pay off existing high interest loans like credit cards. Blossom required a debt consolidation loan to pay for their existing auto loan and their loan shark loan. Blossom was able to find a auto loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.2%.

Blossom has a low current total income, but has a large amount of prospects

Blossom has always wanted to be a loan officer, but would have to attend Notre Dame College again to become one. Blossom has other possibilities as well, including school plant consultant, air traffic controller, and tax lawyer, which pay $57,000 through to $108,000 per year, at least. Because of this, we believe that Blossom can afford this auto loan of $138000.

Blossom’s Overall FICO score at the time of acceptance for an auto loan, taking into account their able seamen job and their future job as a loan officer

Fico Score: 829

Blossom’s Transunion score was altered by the auto loan loan, changing to 813 from 829, which is normal in our experience.

Transunion Score: 813

Previous requests on Blossom’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$123620.00 3 6.7% $3800.09 The Farmers Bank of Seaboard December 26, 2013
$124140.00 8 10.5% $1916.72 The Bank of Raeford September 19, 2014
$124460.00 10 10.2% $1658.56 The Bank of Coleridge April 19, 2015
$124250.00 5 5.6% $2379.06 Farmers Bank of Sunbury August 15, 2015
$124350.00 5 6.6% $2438.88 Bank of Pittsboro September 2, 2015

Personal Loan for an able seamen named Blossom in Asheville, North Carolina to Pay Off Brooks Brothers Platinum MasterCard

Blossom had a tonne of credit card debt on their First National Bank Business Edition Visa Card and their Cabela’s Club Visa Credit Card, and they were starting to get in over their heads. Despite Blossom’s job as an able seamen, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Blossom was declined by Farmers Bank of Sunbury 4 times before being accepted by Carolina Federal Savings and Loan Association at 12 College Street

On June 13, 2013, Blossom applied about borrowing $19,000 from Citizens National Bank of Concord with Harriet, their in law from just outside Asheville, and even with the co-signer, Blossom was rejected for this auto loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.

6 Months in the Past, Blossom Attempted to Find a High Risk Loan for $21,000.00, and it was Easy

There is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Blossom. Blossom chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Individuals with credit scores as low as 592 can inquire for a high risk loan and may be be approved.

Signature Loan found in Asheville, North Carolina for $138000 with excellent credit by Blossom

Most prospective borrowers have difficulty with obtaining signature loans in Asheville, North Carolina, and Blossom is the same. Blossom went to 6 lending institutions or more before settling on Carolina Federal Savings and Loan Association, who offered Blossom a signature loan for $138000. Most signature loans simply require a client, like Blossom’s signature to obtain them, up to $20,000 in some cases. Blossom was able to get $138000 as a auto loan, which is very high for an auto loan. Because signature loans don’t need a cosigner, these loans tend to require higher credit, as high as 744

Before applying for this auto loan, Blossom had an Experian score of 839, which is excellent, so Carolina Federal Savings and Loan Association most likely cannot provide Blossom an auto loan

Experian Score: 839

Several past requests for credit have been made by Blossom in the past, including one from Provident Federal Savings and Loan Association of Peoria in Asheville, North Carolina before Blossom was approved for the $138000 by Carolina Federal Savings and Loan Association

Blossom made 7 previous attempts to obtain an auto loan, 2 of which were with Provident Federal Savings and Loan Association of Peoria, a lender in Asheville, North Carolina known to specialize in auto loans specifically. Before finding Carolina Federal Savings and Loan Association, Blossom was desperate due to their inexperience and excellent credit rating.

Paraphrased and Standardized Quote from Blossom for this auto loan of $138000, provided by Carolina Federal Savings and Loan Association

Hello, I am Blossom and my hometown is Asheville in North Carolina. Buncombe, county is where I grew up, and now I need a auto loan in North Carolina for $138000 to pay bills. It wasn’t easy, but Carolina Federal Savings and Loan Association really came through for me with this loan for 10.0% interest APR and a term of 7 years. I can probably repay the loan over the 7 year term, including interest. A big thanks to Carolina Federal Savings and Loan Association for trusting me and my excellent credit. It look me 6 years to create my credit to 829, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Installment loan for Blossom, a graduate of Notre Dame College and an able seamen working for over $70,000 per year

Blossom, an alumnus at Notre Dame College and an able seamen in Asheville, North Carolina wants an auto loan to purchase something frivolous. Blossom has instead chosen to obtain an installment loan for $19,000 and is at present seeking lenders like The Bank of Coleridge to process their request.

Conclusion of Blossom’s auto loan

In the end, Blossom was able to find an auto loan for $138000 with an interest rate of 11.3% interest APR from Carolina Federal Savings and Loan Association in Asheville, North Carolina repayable over 7 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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