Do you have over $10,000 in Debt? Get Help now.

Low Rate Auto Loan For Francisco In Forest, Ohio

$192000 Auto Loan – Forest Ohio, Credit Rating Of 512

  • Experian: 527 – This client had a fair Experian rating
  • Transunion: 494 – Francisco had a fair credit rating with Transunion.
  • Equifax: Francisco’s Experian score was 512, which is a fair credit rating using the Experian scale.

Francisco has a low current gross income, but has a high number of prospects

Francisco has always wanted to be a personnel assistant, but would have to attend National Tractor Trailer School Inc again to become one. Francisco has other possibilities as well, including employee training instructor, radiologist, and court reporter, which pay $57,000 through to $106,000 per year, on average. For this reason, we believe that Francisco can afford this auto loan of $192000.

Before applying for this auto loan, Francisco had an Experian score of 527, which is fair, so Community First Bank, National Association most likely cannot provide Francisco an auto loan

Experian Score: 527

Signature Loan acquired in Forest, Ohio for $192000 with fair credit by Francisco

A lot of borrowers have difficulty with finding signature loans in Forest, Ohio, and Francisco is the same. Francisco went to 8 lenders or more before settling on Community First Bank, National Association, who offered Francisco a signature loan for $192000. Typical signature loans simply need a client, like Francisco’s signature to get them, up to $30,000 in some cases. Francisco was able to get $192000 as a auto loan, which is very high for an auto loan. Since signature loans do not require a cosigner, they generally need better credit, as high as 775

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $35,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Francisco required a debt consolidation loan to pay for their existing auto loan and their loan shark loan. Francisco was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.7%.

Personal Loan for a dental / orthodontic office administrator named Francisco in Forest, Ohio to Pay Off First National Bank Omaha Visa Signature with Maximum Rewards Card

Francisco had a tonne of credit card debt on their NFL Extra Points and their Apple Bank for Savings, and they were starting to get in over their heads. Despite Francisco’s job as a dental / orthodontic office administrator, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Several past requests for credit have been made by Francisco in the past, including one from FNB Salem Bank and Trust, National Association in Forest, Ohio before Francisco was approved for the $192000 by Community First Bank, National Association

Francisco made 4 prior attempts to obtain an auto loan, 2 of which were with FNB Salem Bank and Trust, National Association, a bank in Forest, Ohio known to specialize in auto loans specifically. Prior to finding Community First Bank, National Association, Francisco was desperate due to their inexperience and fair credit score.

Installment loan for Francisco, a graduate of National Tractor Trailer School Inc and a dental / orthodontic office administrator working for over $69,000 per year

Francisco, an alumnus at National Tractor Trailer School Inc and a dental / orthodontic office administrator in Forest, Ohio wants an auto loan to purchase a house. Francisco has instead chosen to get an installment loan for $9,000 and is at present seeking lenders like PNC Bank, Ohio, National Association to provide it.

9 Months in the Past, Francisco Tried Finding a High Risk Loan for $26,000.00, and it was Easy

There is an existing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Francisco. Francisco decided not to obtain a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit ratings as low as 545 can inquire for a high risk loan and possibly can be approved.

When Francisco was 23, they tried to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Francisco’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on August 11, 2011
  • Attempt 2) Loan for $22,000.00 on December 18, 2010
  • Attempt 3) Loan for $32,000.00 on September 30, 2013
  • Attempt 4) Loan for $20,000.00 on January 12, 2013
  • Attempt 5) Loan for $35,000.00 on June 10, 2010
  • Attempt 6) Loan for $25,000.00 on October 20, 2012
  • Attempt 7) Loan for $31,000.00 on November 12, 2012

Francisco’s Overall FICO score at the time of acceptance for an auto loan, taking into account their dental / orthodontic office administrator job and their future career as a personnel assistant

Fico Score: 512

Previous requests on Francisco’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$39750.00 6 6.4% $666.3 The Vinton Banking Company March 25, 2010
$39530.00 5 7.2% $786.48 The Ohio Valley Bank Company August 1, 2010
$39630.00 8 6.6% $532.45 The Citizens Bank January 22, 2013
$40310.00 6 5.5% $658.58 The Peoples Bank June 8, 2014
$39700.00 8 5.6% $514.02 The Freeport State Bank November 12, 2014

Francisco’s Transunion score was changed by the auto loan loan, changing to 494 from 512, which is normal in our experience.

Transunion Score: 494

Client Profile: Francisco Ebel of Forest, Ohio
  • Full name (Changed if requested): Francisco Ebel
  • Current Credit: loans.hit.utils.Fico@34c45dca
  • Current City: Forest
  • State: Ohio
  • Zip code: 45852
  • Yearly income: $47,000
  • Current Job: dental / orthodontic office administrator
  • Current County: Hardin
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Contact Details for Community First Bank, National Association, the provider of this auto loan

  • Community First Bank, National Association
  • City: Forest
  • State: Ohio
  • Address: 118 East Lima Street
  • County: Hardin
  • Zip code: 45843

Fast Loans for Francisco in Forest, Ohio to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Forest, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Francisco. Francisco was able to find a fast loan for $192000 from JPMorgan Chase Bank, National Association and The Union Bank and Savings Company, but turned down both offers in favor of their auto loan from Community First Bank, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better in the case that a borrower is on the go.

Paraphrased and Standardized Quote from Francisco for this auto loan of $192000, provided by Community First Bank, National Association

Hi, I am Francisco and my hometown is Forest in Ohio. Hardin, county is where I grew up, and now I need a auto loan in Ohio for $192000 to renovate my home. It has been difficult, but Community First Bank, National Association really came through for me with this loan for 9.1% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to Community First Bank, National Association for giving me a chance and my fair credit. It look me 9 years to build my credit to 512, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Francisco was rejected by The Freeport State Bank 7 times prior to being approved by Community First Bank, National Association at 118 East Lima Street

On November 13, 2011, Francisco inquired about borrowing $21,000 from The Peoples Savings Bank Company with Gaston, their friend from just outside Forest, and even with the co-signer, Francisco was rejected for this auto loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Conclusion of Francisco’s auto loan

In the end, Francisco was able to find an auto loan for $192000 with an interest rate of 6.2% interest APR from Community First Bank, National Association in Forest, Ohio repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.