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Low Rate Consolidation Loan For Grisel In Fort Wayne, Indiana

$26000 Consolidation Loan – Fort Wayne Indiana, Credit Score Of 616

  • Experian: 628 – The client had a good Experian rating
  • Transunion: 599 – Grisel had a good credit rating with Transunion.
  • Equifax: Grisel’s Experian score was 616, which is a good credit score with the Experian scale.
Client Profile: Grisel Vanhauen of Fort Wayne, Indiana
  • Full name (Changed if requested): Grisel Vanhauen
  • Current Credit: loans.hit.utils.Fico@3d494fbf
  • Current City: Fort Wayne
  • State: Indiana
  • Zip code: 46809
  • Yearly income: $42,000
  • Current Job: employee benefits analyst
  • Current County: Allen
  • Goal Yearly Income: $131,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Personal Loan for an employee benefits analyst named Grisel in Fort Wayne, Indiana to Pay Off Shell Platinum MasterCard

Grisel had a lot of credit card debt on their Bassett Furniture Credit Cards and their Saks Fifth Avenue World Elite MasterCard, and they were starting to get in over their heads. Despite Grisel’s job as an employee benefits analyst, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Many other requests for credit have been made by Grisel in the past, including one from Livermore State Bank in Fort Wayne, Indiana before Grisel was approved for the $26000 by Indiana Bank and Trust Company of Fort Wayne

Grisel made 8 prior attempts to obtain a consolidation loan, 2 of which were with Livermore State Bank, a bank in Fort Wayne, Indiana known to specialize in consolidation loans specifically. Before finding Indiana Bank and Trust Company of Fort Wayne, Grisel was very concerned due to their inexperience and good credit rating.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $34,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Grisel required a debt consolidation loan to pay for their existing consolidation loan and their payday loan. Grisel was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.6%.

Before applying for this consolidation loan, Grisel had an Experian score of 628, which is good, so Indiana Bank and Trust Company of Fort Wayne probably can provide Grisel a consolidation loan

Experian Score: 628

7 Months in the Past, Grisel Attempted to Find a High Risk Loan for $44,000.00, and it was Easy

It is an ongoing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Grisel. Grisel decided not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit scores as low as 497 can apply for a high risk loan and possibly can be approved.

Grisel was not approved by Ameritrust Bank, Morgan County 5 times before being granted funding by Indiana Bank and Trust Company of Fort Wayne at 915 South Clinton Street

On August 14, 2009, Grisel inquired about borrowing $37,000 from State Bank of Lizton with Leana, their friend from just outside Fort Wayne, and even with the co-signer, Grisel was rejected for this consolidation loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Grisel’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their employee benefits analyst job and their future career as a hospital nurse

Fico Score: 616

Grisel’s Transunion score was altered by the consolidation loan loan, changing to 599 from 616, which is normal in our experience.

Transunion Score: 599

Fast Loans for Grisel in Fort Wayne, Indiana to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Fort Wayne, Indiana aren’t actually that difficult to obtain, especially if you have some gumption like Grisel. Grisel was able to find a fast loan for $26000 from The Union Bank and Citizens Bank of Central Indiana, but turned down both offers in favor of their consolidation loan from Indiana Bank and Trust Company of Fort Wayne. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference in the case that a borrower is on the go.

Contact Details for Indiana Bank and Trust Company of Fort Wayne, the provider of this consolidation loan

  • Indiana Bank and Trust Company of Fort Wayne
  • City: Fort Wayne
  • State: Indiana
  • Address: 915 South Clinton Street
  • County: Allen
  • Zip code: 46801

Paraphrased and Standardized Quote from Grisel for this consolidation loan of $26000, provided by Indiana Bank and Trust Company of Fort Wayne

Hello, I am Grisel and my hometown is Fort Wayne in Indiana. Allen, county is where I grew up, and now I need a consolidation loan in Indiana for $26000 to buy a car. It has been difficult, but Indiana Bank and Trust Company of Fort Wayne really came through for me with this loan for 11.4% interest APR and a term of 9 years. I can probably repay the loan over the 9 year term, including interest. A big thanks to Indiana Bank and Trust Company of Fort Wayne for giving me a chance and my good credit. It look me 7 years to build my credit to 616, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.

Installment loan for Grisel, a graduate of University of Minnesota – Twin Cities and an employee benefits analyst working for over $79,000 per year

Grisel, an alumnus at University of Minnesota – Twin Cities and an employee benefits analyst in Fort Wayne, Indiana wants a consolidation loan to purchase something frivolous. Grisel has instead chosen to get an installment loan for $24,000 and is at present seeking lenders like The Citizens Exchange Bank to process their request.

Previous requests on Grisel’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$143130.00 10 11.3% $1996.0 The Citizens Exchange Bank April 28, 2010
$143290.00 9 6.5% $1755.95 Alliance Bank July 11, 2010
$142780.00 3 6.5% $4376.06 Farmers State Bank February 24, 2011
$142770.00 8 11.5% $2281.38 First United Bank, National Association March 29, 2011

Signature Loan acquired in Fort Wayne, Indiana for $26000 with good credit by Grisel

A lot of prospective borrowers struggle with finding signature loans in Fort Wayne, Indiana, and Grisel is not an exception. Grisel went to 6 lenders or more before finding Indiana Bank and Trust Company of Fort Wayne, who offered Grisel a signature loan for $26000. Typical signature loans simply need a client, like Grisel’s signature to get them, up to $32,000 in some cases. Grisel was able to get $26000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans don’t need collateral, they generally require better credit, as high as 717

Grisel has a very low current yearly income, but has several of prospects

Grisel has always wanted to be a hospital nurse, but would have to attend University of Minnesota – Twin Cities again to achieve it. Grisel has other prospects as well, including private nurse, motor vehicle inspector, and obstetrician, which pay $51,000 through to $98,000 per year, at least. For this reason, we think that Grisel can pay for this consolidation loan of $26000.

When Grisel was 21, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a chronology of Grisel’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on August 17, 2009
  • Attempt 2) Loan for $28,000.00 on February 12, 2012
  • Attempt 3) Loan for $28,000.00 on April 22, 2009
  • Attempt 4) Loan for $28,000.00 on October 1, 2010
  • Attempt 5) Loan for $33,000.00 on January 26, 2012

Conclusion of Grisel’s consolidation loan

In the end, Grisel was able to find a consolidation loan for $26000 with an interest rate of 7.8% interest APR from Indiana Bank and Trust Company of Fort Wayne in Fort Wayne, Indiana repayable over 9 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.