$111000 Debt Consolidation Loan – San Diego California, Credit Score Of 763
- Experian: 777 – They had an excellent Experian rating
- Transunion: 747 – Bunny had an excellent credit rating with Transunion.
- Equifax: Bunny’s Experian score was 763, which is an excellent credit rating using the Experian system.
When Bunny was 22, they tried to obtain a student loan from 6 different banks, which harmed their credit score. Below is a list of Bunny’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on August 10, 2010
- Attempt 2) Loan for $33,000.00 on May 15, 2012
- Attempt 3) Loan for $27,000.00 on March 26, 2009
- Attempt 4) Loan for $29,000.00 on January 12, 2012
- Attempt 5) Loan for $28,000.00 on February 4, 2013
- Attempt 6) Loan for $36,000.00 on December 10, 2009
Contact Details for Equality Savings and Loan Association, the provider of this debt consolidation loan
- Equality Savings and Loan Association
- City: San Diego
- State: California
- Address: 7535 Clairemont Mesa Blvd
- County: San Diego
- Zip code: 92111
- Full name (Changed if requested): Bunny Shanahan
- Current Credit: loans.hit.utils.Fico@5910e440
- Current City: San Diego
- State: California
- Zip code: 92112
- Yearly income: $60,000
- Current Job: harbor
- Current County: San Diego
- Goal Yearly Income: $148,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Paraphrased and Standardized Quote from Bunny for this debt consolidation loan of $111000, provided by Equality Savings and Loan Association
Hello, I am Bunny and I am from San Diego in California. San Diego, county is where I grew up, and now I need a debt consolidation loan in California for $111000 to buy a car. It wasn’t easy, but Equality Savings and Loan Association really came through for me with this loan for 7.4% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Equality Savings and Loan Association for giving me a chance and my excellent credit. It look me 8 years to build my credit to 763, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.
Bunny has a very low current gross income, but has a large amount of prospects
Bunny has always wanted to be a farm equipment mechanic, but would have to attend Onondaga Community College again to become one. Bunny has other possibilities as well, including personnel assistant, industrial therapist, and customer service representative, which pay $56,000 through to $99,000 per year, at least. For this reason, we think that Bunny can afford this debt consolidation loan of $111000.
Fast Loans for Bunny in San Diego, California to prevent bankruptcy or broken legs from debt collectors.
Fast loans in San Diego, California aren’t actually that difficult to obtain, especially if you have some gumption like Bunny. Bunny was able to find a fast loan for $111000 from National Bank of Agriculture and First Trust Bank, but turned down both offers in favor of their debt consolidation loan from Equality Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if a borrower is in a pinch.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $32,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Bunny needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Bunny was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.
Many past requests for credit have been made by Bunny in the past, including one from Park Forty-Five National Bank in San Diego, California before Bunny was accepted for the $111000 by Equality Savings and Loan Association
Bunny made 6 prior attempts to obtain a debt consolidation loan, 2 of which were with Park Forty-Five National Bank, a lending institution in San Diego, California known to specialize in debt consolidation loans specifically. Prior to finding Equality Savings and Loan Association, Bunny was desperate due to their inexperience and excellent credit rating.
Installment loan for Bunny, a graduate of Onondaga Community College and a harbor working for over $73,000 per year
Bunny, an alumnus at Onondaga Community College and a harbor in San Diego, California wants a debt consolidation loan to purchase something frivolous. Bunny has instead chosen to get an installment loan for $4,000 and is at present seeking lenders like Mechanics Bank to provide it.
Signature Loan easily acquired in San Diego, California for $111000 with excellent credit by Bunny
Many borrowers struggle with obtaining signature loans in San Diego, California, and Bunny is no exception. Bunny went to 5 lending institutions or more prior to finding Equality Savings and Loan Association, who offered Bunny a signature loan for $111000. Most signature loans simply need a client, like Bunny’s signature to obtain them, up to $46,000 in some cases. Bunny was able to get $111000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not need a cosigner, they tend to require higher credit, as high as 761
Bunny was declined by Westamerica Bank 5 times before being granted funding by Equality Savings and Loan Association at 7535 Clairemont Mesa Blvd
On July 1, 2011, Bunny applied about borrowing $25,000 from Central Bank with Morton, their in law from just outside San Diego, and even with the co-signer, Bunny was rejected for this debt consolidation loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.
Before applying for this debt consolidation loan, Bunny had an Experian score of 777, which is excellent, so Equality Savings and Loan Association probably cannot provide Bunny a debt consolidation loan
Bunny’s Transunion score was changed by the debt consolidation loan loan, changing to 747 from 763, which is typical in our experience.
8 Months Ago, Bunny Tried Finding a High Risk Loan for $26,000.00, and it was Easy
There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Bunny. Bunny decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit clients. Clients with credit scores as low as 405 can inquire for a high risk loan and have a chance to be accepted.
Personal Loan for a harbor named Bunny in San Diego, California to Pay Off Malvern Federal Savings Bank Visa Business Bonus Rewards PLUS Card
Bunny had a lot of credit card debt on their Vision Platinum Visa Prepaid Card and their Farm Bureau Bank World MasterCard, and they were starting to get in over their heads. Despite Bunny’s job as a harbor, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Bunny’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their harbor job and their future career as a farm equipment mechanic
Previous requests on Bunny’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$110620.00||10||8.3%||$1359.73||Santa Monica Bank||June 25, 2011|
|$110800.00||9||11.1%||$1626.68||Farmers and Merchants Bank of Long Beach||December 11, 2013|
|$110640.00||11||5.2%||$1102.4||First Interstate Bank of California||February 1, 2014|
|$111180.00||11||10.1%||$1398.26||Union Bank||February 8, 2014|
|$111370.00||11||5.3%||$1115.23||Citizens Commercial Trust and Savings Bank of Pasadena||December 3, 2014|
Conclusion of Bunny’s debt consolidation loan
In the end, Bunny was able to find a debt consolidation loan for $111000 with an interest rate of 9.4% interest APR from Equality Savings and Loan Association in San Diego, California repayable over 10 years from now.