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Low Rate Debt Consolidation Loan For Dani In Mobile, Alabama

$98000 Debt Consolidation Loan – Mobile Alabama, Credit Score Of 771

  • Experian: 782 – They had an excellent Experian rating
  • Transunion: 756 – Dani had an excellent credit rating with Transunion.
  • Equifax: Dani’s Experian score was 771, which is an excellent credit rating with the Experian system.

Dani’s Transunion score was changed by the debt consolidation loan loan, changing to 756 from 771, which is typical in our experience.

Transunion Score: 756

Personal Loan for an administrative service manager named Dani in Mobile, Alabama to Pay Off The National Football League Extra Points Visa Card

Dani had a lot of credit card debt on their USAA World MasterCard Credit Card and their Sierra Trading Post Rewards Visa, and they were starting to get in over their heads. Despite Dani’s job as an administrative service manager, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $38,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Dani required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Dani was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.

Many past requests for credit have been made by Dani in the past, including one from First Security Federal Savings Bank in Mobile, Alabama before Dani was accepted for the $98000 by Guaranty Savings and Loan Association

Dani made 7 previous tries to obtain a debt consolidation loan, 2 of which were with First Security Federal Savings Bank, a lender in Mobile, Alabama known to specialize in debt consolidation loans specifically. Before finding Guaranty Savings and Loan Association, Dani was concerned due to their inexperience and excellent credit score.

Contact Details for Guaranty Savings and Loan Association, the provider of this debt consolidation loan

  • Guaranty Savings and Loan Association
  • City: Mobile
  • State: Alabama
  • Address: 3801 Airport Boulevard
  • County: Mobile
  • Zip code: 36608

When Dani was 20, they attempted to obtain a student loan from 7 different banks, which harmed their credit score. Below is a chronology of Dani’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on August 14, 2011
  • Attempt 2) Loan for $33,000.00 on October 13, 2009
  • Attempt 3) Loan for $21,000.00 on June 23, 2010
  • Attempt 4) Loan for $29,000.00 on June 15, 2013
  • Attempt 5) Loan for $35,000.00 on December 7, 2012
  • Attempt 6) Loan for $23,000.00 on June 11, 2009
  • Attempt 7) Loan for $38,000.00 on February 9, 2010

Signature Loan found in Mobile, Alabama for $98000 with excellent credit by Dani

A lot of clients struggle with finding signature loans in Mobile, Alabama, and Dani is no exception. Dani went to 4 lending institutions or more before finding Guaranty Savings and Loan Association, who offered Dani a signature loan for $98000. Most signature loans simply require a client, like Dani’s signature to get them, up to $47,000 in some cases. Dani was able to get $98000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not need a cosigner, they generally need improved credit, as high as 746

9 Months in the Past, Dani Attempted to Find a High Risk Loan for $22,000.00, and it was Easy

It is an well known struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Dani. Dani decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Individuals with credit ratings as low as 476 can inquire for a high risk loan and may be be accepted.

Fast Loans for Dani in Mobile, Alabama to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Mobile, Alabama aren’t actually that difficult to obtain, particularly if you have some gumption like Dani. Dani was able to find a fast loan for $98000 from Phenix-Girard Bank and Bank of Evergreen, but declined both offers in favor of their debt consolidation loan from Guaranty Savings and Loan Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better in the case that you are in a pinch.

Dani was not approved by Bank of Florala 7 times before being approved by Guaranty Savings and Loan Association at 3801 Airport Boulevard

On January 6, 2013, Dani inquired about borrowing $38,000 from The Bank of Vernon with Ashley, their friend from just outside Mobile, and even with the co-signer, Dani was rejected for this debt consolidation loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Previous requests on Dani’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$129390.00 6 5.8% $2132.17 AuburnBank October 19, 2010
$129400.00 7 7.5% $1984.77 Bank of the South November 22, 2010
$128680.00 10 10.8% $1758.03 Alabama City Bank of Gadsden, Alabama November 5, 2011
$128760.00 5 5.7% $2471.37 The Exchange Bank, Attalla, Alabama August 5, 2012
$129280.00 11 9.4% $1574.99 Robertson Banking Company August 11, 2013

Installment loan for Dani, a graduate of National Louis University and an administrative service manager working for over $78,000 per year

Dani, an alumnus at National Louis University and an administrative service manager in Mobile, Alabama needs a debt consolidation loan to purchase a car. Dani has instead chosen to get an installment loan for $2,000 and is at present seeking lenders like First Alabama Bank of Covington County to process their request.

Dani has a sad current yearly income, but has several of prospects

Dani has always wanted to be a probate lawyer, but would need attend National Louis University again to achieve it. Dani has other possibilities as well, including ceiling tile installer, interior designer, and mining engineer, which pay $54,000 through to $95,000 per year, on average. For this reason, we think that Dani can afford this debt consolidation loan of $98000.

Paraphrased and Standardized Quote from Dani for this debt consolidation loan of $98000, provided by Guaranty Savings and Loan Association

Hello, I am Dani and my hometown is Mobile in Alabama. Mobile, county is where I grew up, and now I need a debt consolidation loan in Alabama for $98000 to renovate my home. It has been difficult, but Guaranty Savings and Loan Association really came through for me with this loan for 10.8% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to Guaranty Savings and Loan Association for trusting me and my excellent credit. It look me 4 years to build my credit to 771, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Dani’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their administrative service manager job and their future career as a probate lawyer

Fico Score: 771

Before applying for this debt consolidation loan, Dani had an Experian score of 782, which is excellent, so Guaranty Savings and Loan Association most likely cannot provide Dani a debt consolidation loan

Experian Score: 782

Client Profile: Dani Mccomish of Mobile, Alabama
  • Full name (Changed if requested): Dani Mccomish
  • Current Credit: loans.hit.utils.Fico@7106e68e
  • Current City: Mobile
  • State: Alabama
  • Zip code: 36613
  • Yearly income: $31,000
  • Current Job: administrative service manager
  • Current County: Mobile
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Conclusion of Dani’s debt consolidation loan

In the end, Dani was able to find a debt consolidation loan for $98000 with an interest rate of 5.1% interest APR from Guaranty Savings and Loan Association in Mobile, Alabama repayable over 11 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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