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Low Rate Debt Consolidation Loan For Lashaun In Brockway, Pennsylvania

$10000 Debt Consolidation Loan – Brockway Pennsylvania, Credit Rating Of 546

  • Experian: 559 – This individual had a fair Experian score
  • Transunion: 529 – Lashaun had a fair credit score with Transunion.
  • Equifax: Lashaun’s Experian score was 546, which is a fair credit score using the Experian rating scheme.

Several past requests for credit have been made by Lashaun in the past, including one from First Community Bank of Cullman in Brockway, Pennsylvania before Lashaun was approved for the $10000 by Brockway Citizens Bank

Lashaun made 6 prior attempts to obtain a debt consolidation loan, 2 of which were with First Community Bank of Cullman, a lender in Brockway, Pennsylvania known to specialize in debt consolidation loans specifically. Before finding Brockway Citizens Bank, Lashaun was desperate due to their inexperience and fair credit rating.

When Lashaun was 19, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a chronology of Lashaun’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on February 8, 2009
  • Attempt 2) Loan for $23,000.00 on December 25, 2009
  • Attempt 3) Loan for $26,000.00 on October 31, 2009
  • Attempt 4) Loan for $21,000.00 on May 25, 2010
  • Attempt 5) Loan for $24,000.00 on February 11, 2012
  • Attempt 6) Loan for $21,000.00 on May 22, 2013

7 Months in the Past, Lashaun Attempted to Find a High Risk Loan for $49,000.00, and it was Easy

There is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Lashaun. Lashaun decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Borrowers with credit scores as low as 485 can inquire for a high risk loan and possibly can be approved.

Client Profile: Lashaun Gootee of Brockway, Pennsylvania
  • Full name (Changed if requested): Lashaun Gootee
  • Current Credit: loans.hit.utils.Fico@cc34f4d
  • Current City: Brockway
  • State: Pennsylvania
  • Zip code: 15833
  • Yearly income: $54,000
  • Current Job: anesthesiologist
  • Current County: Jefferson
  • Goal Yearly Income: $82,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $39,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Lashaun needed a debt consolidation loan to pay for their existing debt consolidation loan and their credit card. Lashaun was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 2.7%.

Personal Loan for an anesthesiologist named Lashaun in Brockway, Pennsylvania to Pay Off Berkshire Municipal Bank Visa Business Bonus Rewards Card

Lashaun had a tonne of credit card debt on their The B.A.S.E. Camp Children’s Cancer Foundation Visa Platinum Rewards Card and their United Nations Federal Credit Union Elite Credit Card, and they were starting to get in over their heads. Despite Lashaun’s job as an anesthesiologist, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Fast Loans for Lashaun in Brockway, Pennsylvania to prevent bankruptcy or harm from debt collectors.

Fast loans in Brockway, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Lashaun. Lashaun was able to find a fast loan for $10000 from Provident National Bank and The Union Banking & Trust Company of Du Bois, Pennsylvania, but declined both offers in favor of their debt consolidation loan from Brockway Citizens Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a borrower is in a pinch.

Lashaun’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their anesthesiologist job and their future job as a farm equipment mechanic

Fico Score: 546

Paraphrased and Standardized Quote from Lashaun for this debt consolidation loan of $10000, provided by Brockway Citizens Bank

Hello, I am Lashaun and my hometown is Brockway in Pennsylvania. Jefferson, county is where I grew up, and now I need a debt consolidation loan in Pennsylvania for $10000 to buy a car. It has been difficult, but Brockway Citizens Bank really came through for me with this loan for 5.3% interest APR and a term of 17 years. I can probably repay the loan over the 17 year term, including interest. A big thanks to Brockway Citizens Bank for trusting me and my fair credit. It look me 6 years to build my credit to 546, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.

Lashaun’s Transunion score was altered by the debt consolidation loan loan, changing to 529 from 546, which is typical in our experience.

Transunion Score: 529

Before applying for this debt consolidation loan, Lashaun had an Experian score of 559, which is fair, so Brockway Citizens Bank most likely cannot provide Lashaun a debt consolidation loan

Experian Score: 559

Installment loan for Lashaun, a graduate of Lincoln Land Community College and an anesthesiologist working for over $78,000 per year

Lashaun, an alumnus at Lincoln Land Community College and an anesthesiologist in Brockway, Pennsylvania needs a debt consolidation loan to purchase a new cell phone. Lashaun has instead decided to obtain an installment loan for $26,000 and is at present seeking lenders like Community Bank and Trust Company to process their request.

Signature Loan acquired in Brockway, Pennsylvania for $10000 with fair credit by Lashaun

A lot of prospective borrowers struggle with finding signature loans in Brockway, Pennsylvania, and Lashaun is no exception. Lashaun went to 7 lending institutions or more prior to settling on Brockway Citizens Bank, who offered Lashaun a signature loan for $10000. Typical signature loans simply need a client, like Lashaun’s signature to obtain them, up to $47,000 in some cases. Lashaun was able to get $10000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans don’t need a cosigner, these loans tend to need improved credit, as high as 767

Previous requests on Lashaun’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$116800.00 3 5.7% $3537.43 The People’s Bank of Oxford July 10, 2011
$116530.00 11 11.1% $1532.41 First Lehigh Bank November 20, 2011
$117100.00 6 10.1% $2175.29 SunBank July 2, 2014
$117480.00 5 5.1% $2222.38 Merchants Bank (North) September 16, 2014

Lashaun was rejected by Industrial Valley Bank and Trust Company 7 times prior to being accepted by Brockway Citizens Bank at 456 Main Street

On July 2, 2011, Lashaun applied about borrowing $27,000 from The People’s Bank of Oxford with Sammy, their friend from just outside Brockway, and even with the co-signer, Lashaun was rejected for this debt consolidation loan. With fair credit, it can be very hard to procure funding, even with collateral and a co-signer.

Lashaun has a sad current total income, but has a large amount of prospects

Lashaun has always wanted to be a farm equipment mechanic, but would have to attend Lincoln Land Community College again to become one. Lashaun has other possibilities as well, including radio & tv newscaster, chemical equipment operator, and veterinarian, which pay $56,000 through to $104,000 per year, on average. Because of this, we think that Lashaun can pay for this debt consolidation loan of $10000.

Contact Details for Brockway Citizens Bank, the provider of this debt consolidation loan

  • Brockway Citizens Bank
  • City: Brockway
  • State: Pennsylvania
  • Address: 456 Main Street
  • County: Jefferson
  • Zip code: 15824

Conclusion of Lashaun’s debt consolidation loan

In the end, Lashaun was able to find a debt consolidation loan for $10000 with an interest rate of 8.7% interest APR from Brockway Citizens Bank in Brockway, Pennsylvania repayable over 17 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.