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Low Rate Emergency Loan For Keesha In Costa Mesa, California

$81000 Emergency Loan – Costa Mesa California, Credit Rating Of 780

  • Experian: 795 – This individual had an excellent Experian score
  • Transunion: 766 – Keesha had an excellent credit rating with Transunion.
  • Equifax: Keesha’s Experian score was 780, which is an excellent credit rating with the Experian rating scheme.
Client Profile: Keesha Lussier of Costa Mesa, California
  • Full name (Changed if requested): Keesha Lussier
  • Current Credit: loans.hit.utils.Fico@7a07c5b4
  • Current City: Costa Mesa
  • State: California
  • Zip code: 92632
  • Yearly income: $37,000
  • Current Job: middle school administrator
  • Current County: Orange
  • Goal Yearly Income: $147,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Contact Details for Pacific Savings Bank, the provider of this emergency loan

  • Pacific Savings Bank
  • City: Costa Mesa
  • State: California
  • Address: 1901 Newport Boulevard
  • County: Orange
  • Zip code: 92627

Paraphrased and Standardized Quote from Keesha for this emergency loan of $81000, provided by Pacific Savings Bank

Hi, I am Keesha and I am from Costa Mesa in California. Orange, county is where I grew up, and now I need a emergency loan in California for $81000 to buy a big ticket item. It has been difficult, but Pacific Savings Bank really came through for me with this loan for 9.1% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Pacific Savings Bank for trusting me and my excellent credit. It look me 8 years to create my credit to 780, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Previous requests on Keesha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$127240.00 5 8.2% $2592.16 Santa Monica Bank May 1, 2009
$127410.00 4 6.7% $3033.29 Farmers and Merchants Bank of Long Beach January 31, 2012
$127270.00 8 9.2% $1877.76 First Interstate Bank of California June 15, 2012
$127170.00 4 9.8% $3213.16 Union Bank August 12, 2012
$127210.00 10 7.7% $1523.32 Citizens Commercial Trust and Savings Bank of Pasadena January 5, 2014

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $33,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Keesha required a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Keesha was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.

6 Months Ago, Keesha Attempted to Find a High Risk Loan for $40,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Keesha. Keesha decided not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 417 can apply for a high risk loan and may be be accepted.

Fast Loans for Keesha in Costa Mesa, California to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Costa Mesa, California aren’t actually that difficult to obtain, particularly if you have some gumption like Keesha. Keesha was able to find a fast loan for $81000 from Pacific Western Bank and The First National Bank of Holtville, but turned down both offers in favor of their emergency loan from Pacific Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if you are on the go.

Keesha was rejected by United States National Bank 4 times before being accepted by Pacific Savings Bank at 1901 Newport Boulevard

On January 24, 2012, Keesha applied about borrowing $40,000 from First Interstate Bank of California with Janelle, their in law from just outside Costa Mesa, and even with the co-signer, Keesha was rejected for this emergency loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Personal Loan for a middle school administrator named Keesha in Costa Mesa, California to Pay Off USAA Rate Advantage Platinum MasterCard

Keesha had a lot of credit card debt on their Bank of Hawaii Credit Cards and their Merrill Lynch Total Merrill Cash Back, and they were starting to get in over their heads. Despite Keesha’s job as a middle school administrator, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Installment loan for Keesha, a graduate of Wright Career College and a middle school administrator working for over $63,000 per year

Keesha, an alumnus at Wright Career College and a middle school administrator in Costa Mesa, California needs an emergency loan to purchase a new cell phone. Keesha has instead decided to get an installment loan for $23,000 and is at present seeking lenders like Capital Bank to provide it.

Keesha’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their middle school administrator job and their future career as a metal fabricator

Fico Score: 780

Signature Loan acquired in Costa Mesa, California for $81000 with excellent credit by Keesha

Most borrowers struggle with finding signature loans in Costa Mesa, California, and Keesha is not an exception. Keesha went to 7 lending institutions or more before finding Pacific Savings Bank, who offered Keesha a signature loan for $81000. Typical signature loans simply need a client, like Keesha’s signature to get them, up to $33,000 in some cases. Keesha was able to get $81000 as a emergency loan, which is very high for an emergency loan. Since signature loans don’t require collateral, they tend to need higher credit, as high as 770

Multiple previous requests for credit have been made by Keesha in the past, including one from The Bank of Commerce in Costa Mesa, California before Keesha was accepted for the $81000 by Pacific Savings Bank

Keesha made 6 prior attempts to obtain an emergency loan, 2 of which were with The Bank of Commerce, a lender in Costa Mesa, California known to specialize in emergency loans specifically. Prior to finding Pacific Savings Bank, Keesha was very concerned due to their inexperience and excellent credit score.

Before applying for this emergency loan, Keesha had an Experian score of 795, which is excellent, so Pacific Savings Bank likely cannot provide Keesha an emergency loan

Experian Score: 795

Keesha has a sad current gross income, but has several of prospects

Keesha has always wanted to be a metal fabricator, but would need attend Wright Career College again to achieve it. Keesha has other possibilities as well, including insurance policy processing clerk, painters, and order clerk, which pay $55,000 through to $101,000 per year, on average. Because of this, we believe that Keesha can pay for this emergency loan of $81000.

Keesha’s Transunion score was changed by the emergency loan loan, changing to 766 from 780, which is typical in our experience.

Transunion Score: 766

When Keesha was 18, they tried to obtain a student loan from 7 different lenders, which harmed their credit score. Below is a list of Keesha’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on March 5, 2009
  • Attempt 2) Loan for $35,000.00 on November 25, 2010
  • Attempt 3) Loan for $28,000.00 on October 14, 2009
  • Attempt 4) Loan for $22,000.00 on March 31, 2013
  • Attempt 5) Loan for $23,000.00 on December 7, 2013
  • Attempt 6) Loan for $30,000.00 on March 29, 2012
  • Attempt 7) Loan for $39,000.00 on February 2, 2011

Conclusion of Keesha’s emergency loan

In the end, Keesha was able to find an emergency loan for $81000 with an interest rate of 5.3% interest APR from Pacific Savings Bank in Costa Mesa, California repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.