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Low Rate Emergency Loan For Nathan In Dawson, Georgia

$192000 Emergency Loan – Dawson Georgia, Credit Rating Of 670

  • Experian: 680 – The client had a good Experian rating
  • Transunion: 656 – Nathan had a good credit rating with Transunion.
  • Equifax: Nathan’s Experian score was 670, which is a good credit rating with the Experian scale.

Installment loan for Nathan, a graduate of Ottawa University and a library science professor working for over $74,000 per year

Nathan, an alumnus at Ottawa University and a library science professor in Dawson, Georgia wants an emergency loan to purchase a house. Nathan has instead chosen to obtain an installment loan for $22,000 and is at present seeking lenders like The United Banking Company to provide it.

Signature Loan found in Dawson, Georgia for $192000 with good credit by Nathan

A lot of borrowers have difficulty with obtaining signature loans in Dawson, Georgia, and Nathan is no different. Nathan went to 8 lending institutions or more before settling on Bank of Terrell, who offered Nathan a signature loan for $192000. Most signature loans simply need a client, like Nathan’s signature to get them, up to $44,000 in some cases. Nathan was able to get $192000 as a emergency loan, which is very high for an emergency loan. Because signature loans don’t need a cosigner, they tend to need improved credit, as high as 702

When Nathan was 18, they attempted to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a list of Nathan’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on August 4, 2012
  • Attempt 2) Loan for $20,000.00 on June 27, 2013
  • Attempt 3) Loan for $36,000.00 on September 12, 2010
  • Attempt 4) Loan for $24,000.00 on December 14, 2009
Client Profile: Nathan Charters of Dawson, Georgia
  • Full name (Changed if requested): Nathan Charters
  • Current Credit: loans.hit.utils.Fico@37f8bb67
  • Current City: Dawson
  • State: Georgia
  • Zip code: 39845
  • Yearly income: $67,000
  • Current Job: library science professor
  • Current County: Terrell
  • Goal Yearly Income: $87,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Previous requests on Nathan’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$123730.00 3 10.5% $4021.53 NationsBank of Florida, National Association September 28, 2012
$124310.00 7 6.7% $1857.99 Century Bank and Trust April 8, 2014
$124480.00 8 8.6% $1797.93 Bank of Madison September 29, 2014
$124360.00 5 9.3% $2599.65 Bank of Hazlehurst April 27, 2015
$124200.00 4 11.2% $3222.09 The Citizens and Southern Bank of Dublin August 9, 2015

Paraphrased and Standardized Quote from Nathan for this emergency loan of $192000, provided by Bank of Terrell

Hello, I am Nathan and I’m from Dawson in Georgia. Terrell, county is where I grew up, and now I need a emergency loan in Georgia for $192000 to pay bills. It wasn’t easy, but Bank of Terrell really came through for me with this loan for 5.7% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to Bank of Terrell for giving me a chance and my good credit. It look me 8 years to build my credit to 670, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Nathan’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their library science professor job and their future job as a voice pathologist

Fico Score: 670

Fast Loans for Nathan in Dawson, Georgia to prevent bankruptcy or harm from debt collectors.

Fast loans in Dawson, Georgia aren’t actually that difficult to obtain, particularly if you have some finesse like Nathan. Nathan was able to find a fast loan for $192000 from Talbot State Bank and Allied Bank of Georgia, but declined both offers in favor of their emergency loan from Bank of Terrell. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if you are in a pinch.

Several other requests for credit have been made by Nathan in the past, including one from Bank Iowa in Dawson, Georgia before Nathan was accepted for the $192000 by Bank of Terrell

Nathan made 4 previous attempts to obtain an emergency loan, 2 of which were with Bank Iowa, a lender in Dawson, Georgia known to specialize in emergency loans specifically. Prior to finding Bank of Terrell, Nathan was very concerned due to their inexperience and good credit score.

Before applying for this emergency loan, Nathan had an Experian score of 680, which is good, so Bank of Terrell most likely cannot provide Nathan an emergency loan

Experian Score: 680

6 Months Ago, Nathan Attempted to Find a High Risk Loan for $46,000.00, and it was Easy

There is an existing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Nathan. Nathan decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit scores as low as 548 can apply for a high risk loan and have a chance to be accepted.

Nathan has a sad current yearly income, but has several of prospects

Nathan has always wanted to be a voice pathologist, but would need attend Ottawa University again to achieve it. Nathan has other possibilities as well, including armored assault vehicle officer, scientific linguist, and public relations manager, which pay $54,000 through to $96,000 per year, on average. Because of this, we think that Nathan can pay for this emergency loan of $192000.

Personal Loan for a library science professor named Nathan in Dawson, Georgia to Pay Off PenFed Platinum Cash Rewards Visa Card

Nathan had a lot of credit card debt on their New York & Company Credit Card and their Joslin Diabetes Center Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Nathan’s job as a library science professor, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $25,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Nathan needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Nathan was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.7%.

Nathan’s Transunion score was changed by the emergency loan loan, changing to 656 from 670, which is normal in our experience.

Transunion Score: 656

Nathan was declined by United Bank 6 times before being accepted by Bank of Terrell at 250 East Lee Street

On November 27, 2010, Nathan applied about borrowing $10,000 from Bank of Hazlehurst with Haydee, their in law from just outside Dawson, and even with the co-signer, Nathan was rejected for this emergency loan. With good credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Contact Details for Bank of Terrell, the provider of this emergency loan

  • Bank of Terrell
  • City: Dawson
  • State: Georgia
  • Address: 250 East Lee Street
  • County: Terrell
  • Zip code: 39842

Conclusion of Nathan’s emergency loan

In the end, Nathan was able to find an emergency loan for $192000 with an interest rate of 9.0% interest APR from Bank of Terrell in Dawson, Georgia repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.