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Low Rate Emergency Loan For Trent In Eutaw, Alabama

$3000 Emergency Loan – Eutaw Alabama, Credit Rating Of 562

  • Experian: 580 – This client had a fair Experian score
  • Transunion: 547 – Trent had a fair credit score with Transunion.
  • Equifax: Trent’s Experian score was 562, which is a fair credit rating with the Experian rating scheme.

Fast Loans for Trent in Eutaw, Alabama to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Eutaw, Alabama aren’t actually that difficult to obtain, especially if you have some finesse like Trent. Trent was able to find a fast loan for $3000 from The Exchange Bank, Attalla, Alabama and First Alabama Bank of Chilton County, but turned down both offers in favor of their emergency loan from Merchants & Farmers Bank of Greene County, Alabama. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that you are on the go.

Trent’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their social work professor job and their future career as a technical & scientific publications editor

Fico Score: 562

Installment loan for Trent, a graduate of Millersville University of Pennsylvania and a social work professor working for over $69,000 per year

Trent, an alumnus at Millersville University of Pennsylvania and a social work professor in Eutaw, Alabama needs an emergency loan to purchase a new cell phone. Trent has instead decided to obtain an installment loan for $11,000 and is currently seeking lenders like The Bank of Parrish to process their request.

9 Months in the Past, Trent Tried to Find a High Risk Loan for $33,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Trent. Trent decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit scores as low as 517 can apply for a high risk loan and possibly can be accepted.

Previous requests on Trent’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$70120.00 5 10.3% $1500.21 AuburnBank October 28, 2011
$69660.00 10 8.1% $848.85 Bank of the South September 8, 2012
$70370.00 10 5.3% $756.74 Alabama City Bank of Gadsden, Alabama August 29, 2014
$69870.00 5 6.1% $1354.03 The Exchange Bank, Attalla, Alabama December 9, 2014

Multiple other requests for credit have been made by Trent in the past, including one from Security Bank of California in Eutaw, Alabama before Trent was approved for the $3000 by Merchants & Farmers Bank of Greene County, Alabama

Trent made 9 previous attempts to obtain an emergency loan, 2 of which were with Security Bank of California, a bank in Eutaw, Alabama known to specialize in emergency loans specifically. Prior to finding Merchants & Farmers Bank of Greene County, Alabama, Trent was very concerned due to their inexperience and fair credit rating.

When Trent was 24, they tried to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a list of Trent’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on August 13, 2011
  • Attempt 2) Loan for $23,000.00 on December 22, 2009
  • Attempt 3) Loan for $22,000.00 on September 14, 2010
  • Attempt 4) Loan for $26,000.00 on March 24, 2011
  • Attempt 5) Loan for $28,000.00 on October 4, 2011

Trent has a sad current gross income, but has a high number of prospects

Trent has always wanted to be a technical & scientific publications editor, but would need attend Millersville University of Pennsylvania again to become one. Trent has other possibilities as well, including petroleum technician, marina boat charter administrator, and aircraft body and bonded structure repairer, which pay $53,000 through to $99,000 per year, on average. Because of this, we believe that Trent can afford this emergency loan of $3000.

Trent was declined by First Alabama Bank of Chilton County 6 times prior to being accepted by Merchants & Farmers Bank of Greene County, Alabama at 251 Prairie Avenue

On July 1, 2013, Trent inquired about borrowing $36,000 from Jacobs Bank with Tiny, their friend from just outside Eutaw, and even with the co-signer, Trent was rejected for this emergency loan. With fair credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Signature Loan easily acquired in Eutaw, Alabama for $3000 with fair credit by Trent

Many prospective borrowers struggle with obtaining signature loans in Eutaw, Alabama, and Trent is the same. Trent went to 4 lenders or more prior to settling on Merchants & Farmers Bank of Greene County, Alabama, who offered Trent a signature loan for $3000. Typical signature loans simply need a client, like Trent’s signature to get them, up to $44,000 in some cases. Trent was able to get $3000 as a emergency loan, which is very high for an emergency loan. Because signature loans don’t require collateral, these loans generally need better credit, as high as 732

Client Profile: Trent Strakbein of Eutaw, Alabama
  • Full name (Changed if requested): Trent Strakbein
  • Current Credit: loans.hit.utils.Fico@7daf6ecc
  • Current City: Eutaw
  • State: Alabama
  • Zip code: 35471
  • Yearly income: $58,000
  • Current Job: social work professor
  • Current County: Greene
  • Goal Yearly Income: $110,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Trent’s Transunion score was changed by the emergency loan loan, changing to 547 from 562, which is typical in our experience.

Transunion Score: 547

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $26,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Trent needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Trent was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.7%.

Paraphrased and Standardized Quote from Trent for this emergency loan of $3000, provided by Merchants & Farmers Bank of Greene County, Alabama

Hello, I am Trent and my hometown is Eutaw in Alabama. Greene, county is where I grew up, and now I need a emergency loan in Alabama for $3000 to avoid bankruptcy. It has been difficult, but Merchants & Farmers Bank of Greene County, Alabama really came through for me with this loan for 5.0% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to Merchants & Farmers Bank of Greene County, Alabama for trusting me and my fair credit. It look me 7 years to build my credit to 562, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Contact Details for Merchants & Farmers Bank of Greene County, Alabama, the provider of this emergency loan

  • Merchants & Farmers Bank of Greene County, Alabama
  • City: Eutaw
  • State: Alabama
  • Address: 251 Prairie Avenue
  • County: Greene
  • Zip code: 35462

Personal Loan for a social work professor named Trent in Eutaw, Alabama to Pay Off Umpqua Bank Co-Signer Visa

Trent had a lot of credit card debt on their Husker University of Nebraska Alumni Association Rewards Visa Credit Card and their Sam Ash Credit Card, and they were starting to get in over their heads. Despite Trent’s job as a social work professor, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this emergency loan, Trent had an Experian score of 580, which is fair, so Merchants & Farmers Bank of Greene County, Alabama most likely cannot provide Trent an emergency loan

Experian Score: 580

Conclusion of Trent’s emergency loan

In the end, Trent was able to find an emergency loan for $3000 with an interest rate of 5.8% interest APR from Merchants & Farmers Bank of Greene County, Alabama in Eutaw, Alabama repayable over 7 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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