$18000 Fast Loan – Talmage Nebraska, Credit Score Of 309
- Experian: 324 – This client had a terrible Experian score
- Transunion: 297 – Temple had a terrible credit score with Transunion.
- Equifax: Temple’s Experian score was 309, which is a terrible credit score with the Experian scale.
Contact Details for Tri Valley Bank, the provider of this fast loan
- Tri Valley Bank
- City: Talmage
- State: Nebraska
- Address: 223 Main Street
- County: Otoe
- Zip code: 68448
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $29,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Temple needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Temple was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.3%.
Installment loan for Temple, a graduate of Georgia Regents University and a photoengravers working for over $69,000 per year
Temple, an alumnus at Georgia Regents University and a photoengravers in Talmage, Nebraska needs a fast loan to purchase a new cell phone. Temple has instead chosen to obtain an installment loan for $18,000 and is at present seeking lenders like Citizens State Bank to process their request.
Temple’s Transunion score was altered by the fast loan loan, changing to 297 from 309, which is normal in our experience.
Temple was rejected by Exchange Bank 7 times prior to being granted funding by Tri Valley Bank at 223 Main Street
On October 28, 2008, Temple inquired about borrowing $25,000 from The First National Bank of Albion with Jonathan, their in law from just outside Talmage, and even with the co-signer, Temple was rejected for this fast loan. With terrible credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Fast Loans for Temple in Talmage, Nebraska to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Talmage, Nebraska aren’t actually that difficult to obtain, especially if you have some gumption like Temple. Temple was able to find a fast loan for $18000 from The Albion National Bank and Arlington State Bank, but declined both offers in favor of their fast loan from Tri Valley Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if a borrower is in a pinch.
- Full name (Changed if requested): Temple Zamor
- Current Credit: loans.hit.utils.Fico@7e6cbb7a
- Current City: Talmage
- State: Nebraska
- Zip code: 68457
- Yearly income: $33,000
- Current Job: photoengravers
- Current County: Otoe
- Goal Yearly Income: $127,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
When Temple was 20, they tried to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a list of Temple’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on July 9, 2012
- Attempt 2) Loan for $22,000.00 on November 21, 2011
- Attempt 3) Loan for $28,000.00 on January 9, 2012
- Attempt 4) Loan for $28,000.00 on October 24, 2011
Previous requests on Temple’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$68770.00||9||10.1%||$971.92||Citizens Bank||March 3, 2014|
|$68800.00||7||10.3%||$1152.85||Stromsburg Bank||March 29, 2014|
|$68870.00||7||8.8%||$1101.08||Wahoo State Bank||June 26, 2014|
|$69190.00||6||8.6%||$1233.5||Arlington State Bank||July 14, 2014|
|$68690.00||6||5.6%||$1125.47||Mason State Bank, Mason City, Nebraska||June 5, 2015|
Before applying for this fast loan, Temple had an Experian score of 324, which is terrible, so Tri Valley Bank likely cannot provide Temple a fast loan
Several previous requests for credit have been made by Temple in the past, including one from Southside Savings and Loan Association in Talmage, Nebraska before Temple was approved for the $18000 by Tri Valley Bank
Temple made 9 previous attempts to obtain a fast loan, 2 of which were with Southside Savings and Loan Association, a lender in Talmage, Nebraska known to specialize in fast loans specifically. Prior to finding Tri Valley Bank, Temple was desperate due to their inexperience and terrible credit score.
Signature Loan found in Talmage, Nebraska for $18000 with terrible credit by Temple
Many borrowers have difficulty with obtaining signature loans in Talmage, Nebraska, and Temple is the same. Temple went to 8 lenders or more before settling on Tri Valley Bank, who offered Temple a signature loan for $18000. Most signature loans simply need a client, like Temple’s signature to get them, up to $42,000 in some cases. Temple was able to get $18000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require collateral, they tend to need better credit, as high as 701
7 Months in the Past, Temple Tried Finding a High Risk Loan for $46,000.00, and it was Hard
There is an well known struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Temple. Temple decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Individuals with credit ratings as low as 351 can inquire for a high risk loan and have a chance to be approved.
Temple’s Overall FICO score at the time of acceptance for a fast loan, taking into account their photoengravers job and their future job as an it administrator
Paraphrased and Standardized Quote from Temple for this fast loan of $18000, provided by Tri Valley Bank
Hi, I am Temple and my hometown is Talmage in Nebraska. Otoe, county is where I grew up, and now I need a fast loan in Nebraska for $18000 to renovate my home. It has been difficult, but Tri Valley Bank really came through for me with this loan for 6.6% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to Tri Valley Bank for giving me a chance and my terrible credit. It look me 7 years to build my credit to 309, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
Temple has a low current total income, but has several of prospects
Temple has always wanted to be an it administrator, but would need attend Georgia Regents University again to achieve it. Temple has other possibilities as well, including armored assault vehicle crew member, social welfare administrator, and math professor, which pay $50,000 through to $97,000 per year, on average. Because of this, we believe that Temple can afford this fast loan of $18000.
Personal Loan for a photoengravers named Temple in Talmage, Nebraska to Pay Off Stanford Federal Credit Union Secured Visa
Temple had a tonne of credit card debt on their Fifth Third Bank Platinum MasterCard and their NFL Extra Points, and they were starting to get in over their heads. Despite Temple’s job as a photoengravers, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Temple’s fast loan
In the end, Temple was able to find a fast loan for $18000 with an interest rate of 8.2% interest APR from Tri Valley Bank in Talmage, Nebraska repayable over 19 years from now.