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Low Rate Fast Loan For Zofia In Carthage, Indiana

$15000 Fast Loan – Carthage Indiana, Credit Score Of 473

  • Experian: 489 – The client had a bad Experian rating
  • Transunion: 459 – Zofia had a bad credit rating with Transunion.
  • Equifax: Zofia’s Experian score was 473, which is a bad credit score using the Experian system.

Zofia was rejected by Fowler State Bank 5 times prior to being approved by Farmers State Bank Rush County at Main Street

On January 13, 2011, Zofia inquired about borrowing $29,000 from State Bank of Greentown with Jennette, their friend from just outside Carthage, and even with the co-signer, Zofia was rejected for this fast loan. With bad credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Installment loan for Zofia, a graduate of Sister Rosalind Gefre Schools and Clinics of Massage and a casino manager working for over $77,000 per year

Zofia, an alumnus at Sister Rosalind Gefre Schools and Clinics of Massage and a casino manager in Carthage, Indiana wants a fast loan to purchase something frivolous. Zofia has instead chosen to obtain an installment loan for $27,000 and is currently seeking lenders like Alexandria Banking Company to provide it.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $22,000.00 to $52,000.00. They are mainly used to pay off existing high interest loans like credit cards. Zofia required a debt consolidation loan to pay for their existing fast loan and their credit card. Zofia was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.6%.

Previous requests on Zofia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$129860.00 3 8.6% $4105.38 The Citizens Exchange Bank November 18, 2008
$130220.00 7 8.6% $2068.78 Alliance Bank August 14, 2011
$130380.00 11 7.7% $1467.37 Farmers State Bank May 6, 2014
$130180.00 5 7.2% $2590.02 First United Bank, National Association September 30, 2014
$130350.00 5 8.5% $2674.33 Farmers State Bank July 12, 2015

When Zofia was 20, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Zofia’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on January 22, 2009
  • Attempt 2) Loan for $34,000.00 on January 8, 2013
  • Attempt 3) Loan for $20,000.00 on November 18, 2009
  • Attempt 4) Loan for $34,000.00 on June 10, 2011
  • Attempt 5) Loan for $31,000.00 on April 5, 2012
  • Attempt 6) Loan for $20,000.00 on February 17, 2011

Signature Loan found in Carthage, Indiana for $15000 with bad credit by Zofia

Many clients have difficulty with finding signature loans in Carthage, Indiana, and Zofia is not an exception. Zofia went to 7 lending institutions or more before settling on Farmers State Bank Rush County, who offered Zofia a signature loan for $15000. Most signature loans simply need a client, like Zofia’s signature to obtain them, up to $42,000 in some cases. Zofia was able to get $15000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require a cosigner, they generally require better credit, as high as 788

Client Profile: Zofia Clarendon of Carthage, Indiana
  • Full name (Changed if requested): Zofia Clarendon
  • Current Credit: loans.hit.utils.Fico@5a10411
  • Current City: Carthage
  • State: Indiana
  • Zip code: 46122
  • Yearly income: $37,000
  • Current Job: casino manager
  • Current County: Rush
  • Goal Yearly Income: $138,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Multiple previous requests for credit have been made by Zofia in the past, including one from Security State Bank in Carthage, Indiana before Zofia was approved for the $15000 by Farmers State Bank Rush County

Zofia made 9 previous attempts to obtain a fast loan, 2 of which were with Security State Bank, a lender in Carthage, Indiana known to specialize in fast loans specifically. Prior to finding Farmers State Bank Rush County, Zofia was desperate due to their inexperience and bad credit score.

Zofia has a sad current total income, but has a large amount of prospects

Zofia has always wanted to be a management consultant, but would have to attend Sister Rosalind Gefre Schools and Clinics of Massage again to achieve it. Zofia has other prospects as well, including public health service officer, recreational therapist, and medical photographer, which pay $53,000 through to $109,000 per year, on average. For this reason, we believe that Zofia can afford this fast loan of $15000.

Personal Loan for a casino manager named Zofia in Carthage, Indiana to Pay Off Astros Extra Bases Credit Card

Zofia had a tonne of credit card debt on their Miles for Hope Platinum Rewards Visa Card and their Chicago Cubs BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Zofia’s job as a casino manager, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

9 Months Ago, Zofia Attempted Finding a High Risk Loan for $43,000.00, and it was Hard

It is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Zofia. Zofia chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Borrowers with credit ratings as low as 353 can inquire for a high risk loan and possibly can be approved.

Paraphrased and Standardized Quote from Zofia for this fast loan of $15000, provided by Farmers State Bank Rush County

Hello, I am Zofia and I am from Carthage in Indiana. Rush, county is where I grew up, and now I need a fast loan in Indiana for $15000 to avoid bankruptcy. It wasn’t easy, but Farmers State Bank Rush County really came through for me with this loan for 7.3% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Farmers State Bank Rush County for giving me a chance and my bad credit. It look me 5 years to create my credit to 473, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Before applying for this fast loan, Zofia had an Experian score of 489, which is bad, so Farmers State Bank Rush County likely cannot provide Zofia a fast loan

Experian Score: 489

Zofia’s Overall FICO score at the time of acceptance for a fast loan, taking into account their casino manager job and their future job as a management consultant

Fico Score: 473

Zofia’s Transunion score was changed by the fast loan loan, changing to 459 from 473, which is normal in our experience.

Transunion Score: 459

Fast Loans for Zofia in Carthage, Indiana to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Carthage, Indiana aren’t actually that difficult to obtain, especially if you have some gumption like Zofia. Zofia was able to find a fast loan for $15000 from The Citizens Exchange Bank and The Fairmount State Bank, but turned down both offers in favor of their fast loan from Farmers State Bank Rush County. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement if you are in a pinch.

Contact Details for Farmers State Bank Rush County, the provider of this fast loan

  • Farmers State Bank Rush County
  • City: Carthage
  • State: Indiana
  • Address: Main Street
  • County: Rush
  • Zip code: 46115

Conclusion of Zofia’s fast loan

In the end, Zofia was able to find a fast loan for $15000 with an interest rate of 10.1% interest APR from Farmers State Bank Rush County in Carthage, Indiana repayable over 2 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.